# VYCCU Smart Banking

> Online payment and mobile banking for utility bills and cooperative services. (iPhone/iPad app by VYCCU SAVING AND CREDIT COOPERATIVE LTD..)

- Source: https://appshunter.io/ios/app/vyccu-smart-banking/id1437877446 (this page in markdown: same URL + `.md`)
- Developer: [VYCCU SAVING AND CREDIT COOPERATIVE LTD.](https://appshunter.io/developer/1437877445)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 79 MB
- Languages: English
- Released: 2018-10-03
- Data updated: 2026-07-16
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/vyccu-smart-banking/id1437877446/reviews.md

## What is VYCCU Smart Banking?

Vyccu Smart Banking App is an online payment mobile application developed for utility payment such as bill payment, recharge or top up of service providers like Nepal Telecom, Ncell and Dish Home along with mobile banking features.

Why use Vyccu :

VYCCU Savings and Credit Cooperative Limited is a primary-level single-purpose cooperative organization (working in the field of saving and credit). While adhering to the international credit union principles, it is engaged in collecting savings from its members, providing a definite interest on the savings and providing loans to its members on easy interest rates, thereby working towards social security and transformation.

## Key features

- Utility bill payment
- Mobile recharge and top-up
- Mobile banking
- Savings and credit services
- Online payment facilitation

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/vyccu-smart-banking/id1437877446/reviews.md

### 1/5 — New Ui

*2022-05-06*

The new Ui is not good compared to old Ui

## Frequently asked questions about VYCCU Smart Banking

### What services does VYCCU Smart Banking offer for bill payments?

VYCCU Smart Banking allows users to pay various utility bills. This includes services from providers like Nepal Telecom, Ncell, and Dish Home, making it convenient to manage essential payments through the app.

### Can I manage my savings and loans with VYCCU Smart Banking?

Yes, VYCCU Smart Banking provides mobile banking features that allow members to manage their savings and access loan services offered by VYCCU Savings and Credit Cooperative Limited.

### What devices are supported by VYCCU Smart Banking?

VYCCU Smart Banking is available on iOS devices, including iPhones, iPads, and iPods, allowing a wide range of Apple users to access its features.

### How secure is VYCCU Smart Banking?

As a mobile banking application developed for a credit cooperative, VYCCU Smart Banking is designed with security in mind to protect user transactions and financial information. Specific security protocols are implemented to ensure safe online payments and banking.

### When was VYCCU Smart Banking last updated?

The latest version of VYCCU Smart Banking, version 7.3.41, was last updated on May 14, 2026. This indicates ongoing development and maintenance for the application.

### What is the user rating for VYCCU Smart Banking?

VYCCU Smart Banking has a rating of 4.0 stars based on 2 user reviews. This suggests generally positive user experiences with the app's functionality.

### Does VYCCU Smart Banking have ads?

No, VYCCU Smart Banking does not contain advertisements. Users can expect an ad-free experience while using the app for their banking and payment needs.

## Version history (last 5 releases)

### 7.3.44 — 2026-06-26

-Bug Fixes

### 7.3.43 — 2026-06-04

- Bug Fixes

### 7.3.42 — 2026-05-28

- Bug Fixes

### 7.3.41 — 2026-05-14

- Bug Fixes

### 7.3.37 — 2026-03-26

- Bug Fixes

## Apps similar to VYCCU Smart Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Manjushree Smart](https://appshunter.io/ios/app/manjushree-smart/id1465075030) | 1.0 (2) | Free | Finance |
| [MCOOP](https://appshunter.io/ios/app/mcoop/id1457937874) | 5.0 (2) | Free | Finance |
| [Unique Smart Banking](https://appshunter.io/ios/app/unique-smart-banking/id1639998648) | — | Free | Finance |
| [Green Smart](https://appshunter.io/ios/app/green-smart/id1475889641) | — | Free | Finance |
| [Kisan Smart App](https://appshunter.io/ios/app/kisan-smart-app/id6740517564) | — | Free | Finance |
| [Kisan Smart](https://appshunter.io/ios/app/kisan-smart/id1383601537) | — | Free | Finance |

## More apps by VYCCU SAVING AND CREDIT COOPERATIVE LTD.

- [InfoDev-mDabali](https://appshunter.io/ios/app/infodev-mdabali/id1660733669)

All apps by VYCCU SAVING AND CREDIT COOPERATIVE LTD.: https://appshunter.io/developer/1437877445

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-16.*