# Vylo: Budget & Expense Tracker — Household finances, together > Household finances, together (iPhone/iPad app by Faraz Shafaghi.) - Source: https://appshunter.io/ios/app/vylo-budget-and-expense-tracker/id6760635052 (this page in markdown: same URL + `.md`) - Developer: [Faraz Shafaghi](https://appshunter.io/developer/1885437841) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 23 MB - Languages: American English - Released: 2026-09-18 - Data updated: 2026-10-08 ## What is Vylo? Vylo brings your household’s accounts, transactions, budgets and net worth together—with less manual work and full control over how everything is organized. Now, we know what you’re thinking … another money app? Really? Fair question. Look, we built Vylo because keeping track of household money still takes too much work. Some apps are complicated. Others are expensive or packed with features you don’t need. Spreadsheets give you control, but leave you doing the sorting, formulas and upkeep. Vylo gives you both: automation for the repetitive work and spreadsheet-like flexibility for everything else. That’s the whole idea. Vylo is built to answer four questions about your household’s money—and nothing more. “Where is our money going?” • Automatic categories — Vylo sorts familiar purchases as they arrive. Optional AI, enabled only with your consent, helps identify unfamiliar merchants. When Vylo isn’t confident, it leaves the transaction for review instead of guessing. • Quick review — Keep uncertain transactions in one queue. Swipe right to categorize or confirm; choose a category first if Vylo couldn’t place it. Swipe left to skip for now. • Your categories, your rules — Create, rename or merge categories, move purchases and update several transactions at once. Set up Vylo exactly how you want to track your finances. • Remember merchants — Correct a purchase once and select “Always use this category.” Future purchases from that merchant land where you expect. • Monthly reports — Compare spending with the previous month and see which categories changed most. “How’s this month looking?” • Start with real spending — Build a budget from recent activity instead of a blank page. Adjust any category and apply it when it feels right. • Track it live — Every purchase updates what you’ve spent, what remains and how each category is tracking. • Look ahead — Vylo combines your current pace with likely upcoming recurring expenses to project total spending at month-end. Confirm what’s still ahead and adjust before the month gets away from you. • See the trends — Compare months, spot categories creeping up or coming down and see whether small changes are adding up. “Are we looking at the same numbers?” Invite your partner, family or housemates at no additional charge. Everyone gets a separate login and connects their own supported accounts. Everyone’s purchases update the same household budget, with no screenshots to send or separate spreadsheets to reconcile. “Are we actually getting somewhere?” See cash and investments alongside property, vehicles and debt. Add anything that isn’t connected, follow net worth over time and see whether progress comes from growing assets, reducing debt or both. “Will my accounts connect?” Vylo connects supported bank, credit card and investment accounts through Plaid and Finicity, a Mastercard company. Plaid’s broader network spans 12,000+ institutions. In the U.S., coverage includes Chase, Bank of America, Wells Fargo, Capital One, Citi, U.S. Bank, PNC, Navy Federal, American Express, Merrill, Robinhood and many more. Availability varies by institution and account type. SECURE BY DESIGN Connections are permissioned and read-only. Vylo can read balances and transactions after you authorize access, but it can’t move money, make payments or change your bank accounts. Vylo doesn’t see or store your banking username or password. ACTUAL HUMAN SUPPORT Have a question, feedback or a feature you think is missing? Email hi@myvylo.com. A real person from our team reads every message and replies. SUBSCRIPTION One auto-renewable monthly subscription includes all Vylo features and unlimited household members. No annual commitments; cancel anytime. It renews unless canceled at least 24 hours before the end of the current period. Manage it in your Apple Account settings. Terms of Use: https://app.myvylo.com/terms-of-use Privacy Policy: https://app.myvylo.com/privacy-policy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Vylo | $6.99 | per month | ## Is Vylo safe? Not enough ratings yet to assess Vylo. ## Is Vylo legit? Vylo: Budget & Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Vylo is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 4 releases) ### 1.0.3 — 2026-09-30 More improvements, thanks to your feedback. • Another round of performance improvements, including less waiting when you open the app. • Money coming in now shows a +. Money going out shows a −. Turns out those are quite different things. Keep the feedback coming: hi@myvylo.com ### 1.0.2 — 2026-09-29 A few more changes, straight from your feedback. • Manage your net worth right in the iPhone app—no laptop required. Add manual assets, like that John Olerud rookie card you’re definitely not selling. Track debts, update values, and choose which connected accounts count toward your total. • Net worth now shows when balances were last updated. A little less “wait, is that number current?” • Things should feel a lot zippier. We’ve improved loading, navigation and reliability, with less waiting for screens you were just looking at. Keep the feedback coming: hi@myvylo.com ### 1.0.1 — 2026-09-24 Thanks for all the feedback. We’ve been working through it, and a few things should feel better in this update. Keep telling us what’s working and what you’d like to see next at hi@myvylo.com. • Custom income categories now have their own tiles instead of getting lumped into “Other.” Track your salary, side hustle or that hobby that’s suspiciously starting to look like a business separately. Tap a tile to see its transactions. We’ve also removed those confusing minus signs from incoming money. Categories without income stay hidden until you want them, and months without activity (which we hope are few and far between...) get a simple empty state. Deleted categories also stay deleted now. Goodbye means goodbye. • Budget Health makes your daily flexible spending allowance easier to spot, so you can see how much you can spend each day to stay within budget. In Projected Spend, you can leave out recurring expenses that aren’t happening this month and restore them later. We’ll remember your choices. Your budget has enough real bills to worry about. • Reviewing transactions should feel less… what’s the word… fiddly. Sure, let’s go with that. Move between transactions, skip one for later and pick up where you left off. We’ve also improved saving and retrying, including fixing a failed save that could look like a completed review. We were celebrating a little too early there. ### 1.0 — 2026-09-18 No release notes. ## Apps similar to Vylo | App | Rating | Price | Category | | --- | --- | --- | --- | | [XSPA: Crypto Wallet](https://appshunter.io/ios/app/xspa-crypto-wallet/id6749689372) | 4.6 (11) | Free | Finance | | [Ajman Bank One](https://appshunter.io/ios/app/ajman-bank-one/id1670586242) | 4.6 (176) | Free | Finance | | [Questrade Edge](https://appshunter.io/ios/app/questrade-edge/id1508614922) | 4.5 (97) | Free | Finance | | [Kraken Wallet: Crypto & DeFi](https://appshunter.io/ios/app/kraken-wallet-crypto-and-defi/id1626327149) | 4.7 (1,283) | Free | Finance | | [Uniswap: Crypto & NFT Wallet](https://appshunter.io/ios/app/uniswap-crypto-and-nft-wallet/id6443944476) | 4.9 (19,796) | Free | Finance | | [Kraken Pro: Advanced Trading](https://appshunter.io/ios/app/kraken-pro-advanced-trading/id1473024338) | 4.7 (25,669) | Free | Finance | ## Related topics [vylo](https://appshunter.io/ios/topics/vylo) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*