# WaffleWealth — Where your money is heading > Financial projection tool for net worth forecasting and scenario planning. (iPhone/iPad app by Edward Tjoe.) - Source: https://appshunter.io/ios/app/wafflewealth/id6811611595 (this page in markdown: same URL + `.md`) - Developer: [Edward Tjoe](https://appshunter.io/developer/6792465946) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 26.0 · 7 MB - Languages: American English - Released: 2026-10-13 - Data updated: 2026-10-24 - Monetization: free ## What is WaffleWealth? WaffleWealth projects your net worth forward. You tell it what you have, what you earn and what you spend, and it draws the line month by month. It is not a transaction tracker. There are no bank connections, no receipts and no categories to maintain. You work with account balances and monthly totals, and you can change any assumption in two taps to see what it does to the line. WHAT IT SHOWS • Your net worth today, and where it lands at the horizon you choose — anything from one month to ten years • A chart you can touch to read any month • What every month is made of: money in, money out, investment growth, interest and dividends, anything you have planned • How long your money would last if your income stopped • What it would take to reach an amount you name, by a date you name • Which single assumption moves the line most • What your position looks like if one currency moves against another HOW IT HANDLES MONEY Balances are stored in their own currency and translated only when shown. Updating a balance keeps the old one, so your history stays intact. Savings accumulate as cash and earn nothing unless you mark an account as invested. A falling line is drawn falling. PRIVACY There is no account and no sign-up. Your balances, account names and projections are stored only on your iPhone, in a database protected while your phone is locked. There are no analytics, no advertising and no third-party SDKs. One optional network request exists: daily reference exchange rates. It is switched off until you turn it on, and it sends a three-letter currency code and nothing else. No balance, amount, account name or category is ever transmitted. You can export everything you have entered at any time, including an encrypted backup sealed with a passphrase only you hold. WaffleWealth reports figures and does not advise. The numbers you give it are assumptions, not predictions, and nothing in the app is a recommendation to save, spend, borrow or invest. ## Key features - Net worth projection up to ten years - Interactive chart for monthly analysis - Detailed breakdown of monthly finances - Income cessation impact analysis - Goal-based financial planning - Sensitivity analysis of assumptions - Currency fluctuation impact ## Is WaffleWealth safe? Not enough ratings yet to assess WaffleWealth. ## Is WaffleWealth legit? WaffleWealth has limited verification signals. The AppsHunter Legitimacy Score for WaffleWealth is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about WaffleWealth ### How does WaffleWealth project my net worth? WaffleWealth uses your current balances, income, and spending to draw a month-by-month projection of your net worth. You can adjust any assumption to see its impact on your future financial line. ### Does WaffleWealth connect to my bank accounts? No, WaffleWealth does not connect to bank accounts. It is not a transaction tracker and does not require receipts or categories. You work with account balances and monthly totals. ### What kind of financial scenarios can I explore with WaffleWealth? You can see your net worth today and at a future horizon, understand what each month's finances consist of, and determine how long your money would last if income stopped. ### Can I see what it would take to reach a specific financial goal with WaffleWealth? Yes, WaffleWealth can show you what it would take to reach a specific amount by a date you name. It also helps identify which single assumption most significantly moves your financial projection. ### Is WaffleWealth secure and private? Yes, WaffleWealth stores your data only on your iPhone in a protected database. There is no account or sign-up required, and no analytics or advertising are used. ### Does WaffleWealth have ads? No, WaffleWealth is ad-free. The app's privacy policy states there are no advertisements. ### Can I export my data from WaffleWealth? Yes, you can export everything you have entered at any time. This includes an encrypted backup sealed with a passphrase that only you hold. ### What devices does WaffleWealth support? WaffleWealth is currently supported on iPhone devices. It was last updated on 2026-10-13 with version 1.0.1. ## Version history (last 1 release) ### 1.0.1 — 2026-10-13 No release notes. ## More apps by Edward Tjoe - [Bask: Safe Tan & UV Planner](https://appshunter.io/ios/app/bask-safe-tan-and-uv-planner/id6792465944) All apps by Edward Tjoe: https://appshunter.io/developer/6792465946 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*