# Wafi: Debt Ledger — Who owes you, and how much

> Who owes you, and how much (iPhone/iPad app by Abed Abu Muamar.)

- Source: https://appshunter.io/ios/app/wafi-debt-ledger/id6816907171 (this page in markdown: same URL + `.md`)
- Developer: [Abed Abu Muamar](https://appshunter.io/developer/1851922861)
- Category: Business, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 61 MB
- Languages: American English, Arabic, Hebrew
- Released: 2026-10-01
- Data updated: 2026-10-24

## What is Wafi?

Wafi is the debt ledger for businesses that sell on credit: garages, building-material suppliers, wholesalers, workshops, clinics and shops. See who owes you, how much and since when, and get paid sooner.

YOUR BOOKS, CLEAR AT A GLANCE
• Everything owed to you on one screen, biggest accounts first
• Each customer's full history of debts, payments and cheques
• Swipe a customer to record a debt or a payment in seconds
• Accounts with no payment for two months are flagged for you
• Every change is listed in Activity, and money entries can be undone

CHEQUES, ON TIME
• Post-dated cheques with their due date, bank and number
• A notification the day before a cheque is due
• Mark it cleared or bounced: a bounced cheque goes straight back on the account

REMINDERS THAT GET YOU PAID
• Polite monthly reminders on WhatsApp, in a friendly, neutral or formal tone
• Each customer gets a link to their own statement page
• Messages go out in your customer's language: English, Arabic or Hebrew
• Set a debt limit per customer, as a warning or a hard stop

WAFI ON WHATSAPP (OPTIONAL)
Prefer to type or talk? Write to Wafi on WhatsApp the way you'd text a friend: "Sam took 250", a voice note, or a photo of a cheque or a page of your notebook. Wafi shows you a card with exactly what it will record, and nothing is saved until you approve it.

START FROM YOUR NOTEBOOK
Photograph the pages of your paper debt notebook and Wafi reads the names and amounts into your books, ready for you to check line by line.

YOUR TEAM AND YOUR DATA
• Add the people who record for you; every entry shows who made it
• Get a backup of your books by email as an Excel file, daily, weekly or monthly
• Delete your account and all its data from the app at any time

Wafi works in English, Arabic and Hebrew, in your own currency and time zone. Sign in with Apple, Google, your email or your WhatsApp number.

SUBSCRIPTION
Setting up your books is free. To keep using Wafi, subscribe to Wafi Monthly, an auto-renewing monthly subscription. The price is shown in the app before you buy and is charged to your Apple ID. The subscription renews automatically unless you turn it off at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings.

Terms of Use: https://wafi.abumamer.com/terms
Privacy Policy: https://wafi.abumamer.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Wafi Monthly | $39.99 | per month |


## Is Wafi safe?

Not enough ratings yet to assess Wafi.

## Is Wafi legit?

Wafi: Debt Ledger appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Wafi is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.4.0 — 2026-10-13

Wafi now speaks English and works wherever you do: your own currency and time zone, phone numbers from any country, and sign-in with Apple, Google, email or your WhatsApp number. Setting up your books is free, and you can subscribe right in the app when they're ready.

### 1.3.0 — 2026-10-01

No release notes.

## Apps similar to Wafi

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Co Eco](https://appshunter.io/ios/app/co-eco/id6746511450) | — | Free | Business |
| [Gear Crews - Auto Shop Manager](https://appshunter.io/ios/app/gear-crews-auto-shop-manager/id6759513740) | — | Free | Business |

## More apps by Abed Abu Muamar

- [ماركت دال](https://appshunter.io/ios/app/id6755098613)
- [SALAMA](https://appshunter.io/ios/app/salama/id6757092371)
- [بيتسا وبرجر - פיצה וברגר](https://appshunter.io/ios/app/id6772823794)
- [مزاج - Mazaj](https://appshunter.io/ios/app/mazaj/id6783619601)
- [أكاديمية نبع](https://appshunter.io/ios/app/id6822964219)

All apps by Abed Abu Muamar: https://appshunter.io/developer/1851922861

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*