# Wagetap: Instant Cash Advance — user reviews > 232 indexed App Store user reviews of Wagetap by Digital Services Australia V Pty Ltd, rated 4.86/5 from 15,655 ratings. - Source: https://appshunter.io/ios/app/wagetap-instant-cash-advance/id1513517219/reviews - App overview in markdown: https://appshunter.io/ios/app/wagetap-instant-cash-advance/id1513517219.md - Rating breakdown: 5★ 19 · 4★ 18 · 3★ 16 · 2★ 9 · 1★ 117 ## What do users think of Wagetap? Overall sentiment: positive **Pros** - 🚀 Instant cash transfers - 👍 Easy to use - 💰 Helpful in emergencies - 🤝 Flexible repayment options - 🔒 Secure transactions **Cons** - 🐛 Connectivity issues - ❌ Inconsistent eligibility - 🕰️ Slow customer support response - 🤔 Unclear eligibility criteria **Commonly reported bugs** - Unable to enter phone number during sign-up - Repeated disconnection from bank accounts **Most requested features** - Ability to split bills across multiple pay periods - Improved bank integration and stability - Clearer communication on eligibility status ## Newest reviews (20 of 232) ### 4/5 — Restrictions *2026-08-19, version 11.8* It’s a great app. It has some restrictions towards eligibility, but I guess that’s only fair. ### 5/5 — Thank you for the help at the dire time needs *2026-07-14, version 11.4* Wagetap pay is extremely useful for any unexpected bills pay off and it truly helped me at the most dire time needed. Thanks again! ### 5/5 — Good *2026-07-11, version 11.4* I take money out we’d arvo and I can get more about midsy Saturday ### 5/5 — Fast & Easy *2026-07-10, version 11.4* Fast and easy so far , have to see how fast you Advance amount increases ### 5/5 — Loan your own Money *2026-07-07, version 11.3* Amazing service, quick and easy to verify documents no photos needed, just bank verification!! 10/10 ### 5/5 — Fantastic service provided *2026-07-04, version 11.2* Fantastic service easy to use funds like revolving credit perfect for living expenses unexpected bills ### 5/5 — X *2026-07-04, version 11.2* Very easy to use and fast approval and payment ### 5/5 — Highly recommended *2026-07-03, version 11.2* Very easy to navigate. ### 5/5 — Responsive Customer Service *2026-07-02, version 11.2* Replied and resolved my issues immediately. ### 5/5 — Withdrawal *2026-07-01, version 11.2* Very easy payback system ### 5/5 — Mr *2026-06-26, version 11.2* Easy Access for your financial aid ### 5/5 — Stephen *2026-06-24, version 11.2* Brilliant only 4 mins from to open app click 3 actions done ### 5/5 — So quick ! *2026-06-20, version 10.86* Within minutes !! ### 5/5 — Good review *2026-06-12, version 10.85* This is an actual solid app, pays your money withing a minute that you are able to advance ### 5/5 — Great app *2026-06-11, version 10.85* As easy as it gets ### 5/5 — The best *2026-06-06, version 10.81* Wage-tap are number 1, do the right thing by them an they will do the right thing by you, you will not find many companies like wage tap, anymore, they are honest,understanding, very helpful and I can’t praise them enough. Thanks wage tap.AAA+++. A very very satisfied customer, Daniel ### 5/5 — Great Service *2026-06-03, version 10.81* I really appreciate this service ….!!! One of the best if not the best … ### 5/5 — Wagetap instant cash advance *2026-06-01, version 10.81* Wagetap instant cash advance is so helpful especially if you need an advancement on your pay for something unexpectedly has come up. I have used Wagetap several times now and I couldn’t be happie as the fee they charge you for a cash advance is only as much as you would pay for a few takeaway coffee’s a week. Thank you Wagetap I would highly recommend you to anyone. ### 5/5 — Yes! *2026-05-31, version 10.79* WTF?! So good on many levels 👍 ### 5/5 — Happy *2026-05-28, version 10.79* Great app helps out alot when short of money for the week ## Most critical reviews (10 lowest-rated) ### 1/5 — Not eligible *2026-04-24, version 10.77* Been with wagetap for years. It was good. Until I wait for 3 weeks, its been not offering even 100$. Best to use other similar app, wagepay is better than wagetap. ### 1/5 — Unreliable *2026-02-18, version 10.70* Jumps around too much, one day it says not eligible, next day (when absolutely nothing has changed) it says $700. Use half of it and pay it back on time, not eligible again. This occurs continuously. Deleting account as I figure I don’t really need it when I’m made to go without it when it would be helpful.. then offered large amounts of$ to loan when I don’t need it. ### 1/5 — Payments *2026-01-05, version 10.65* It’s been 4 days and it’s still processing my payment ### 1/5 — Horrible Customer Service *2025-12-05, version 10.62* I have been trying for about four hours to rectify an issue I’m having. Sent messages through the app. Sent Emails. No Response. All I want is to reset my bank connection since I’ve changed bank accounts but it has to be the most difficult process ever 🙄 ### 1/5 — PLEASE BE VERY WARY *2025-11-11* These low mike hunts are true dirt bags after NEVER missing one single repayment, and I swear on my sons heart after paying a good 10-12 advances off earlier than the schedule I mean like 2weeks earlier close to 80% of time with these low dogs, they first cut me advance of $800 that I received 10 times from them in half to $400, and I repeat I NEVER MISSED a scheduled repayment and paid almost all of the 10-12 advances I received from them well ahead of schedule, so after contacting their so called support staff that the only support they are worried about is their lumber support from sitting on there no doubt very ample sized backsides each day stuffing there rotten heads with anything and everything, gave me the run around I repaid the last advance that was cut in half for no reason of $400 once again weeks earlier to then be NOW GET THIS THAT I WAS NOW INELIGIBLE FOR AND DID NOR MEET THERE LENDING CRITERIA ONE LAST TIME I NEVER MISSED A REPAYMENT AND 80%OF TIME REPAID MY ADVANCES WEEKS AHEAD OF SCHEDULE DONT LIE DOWN WITH THESE DOGS COS THEYLL HANG YOU OUT TO DRY **Developer response:** We’re are truly sorry to hear about your experience. Kindly reach out to our support team at support@wagetap.com. We would be more than happy to take a closer look at what’s happened with your account and work toward a fix together. ### 1/5 — Can’t connect to bank *2025-08-17, version 10.53* Horrible waited 15mins for it to lad to bank still wasn’t finished then tried again said unknown error try again later then tried later waited another 20mins nothing just kept loading ### 1/5 — Terrible *2025-06-10, version 10.47* I had a repayment due , got taken out but said it wasn’t payed and it’s not letting me repay either and it’s adding fees ### 1/5 — Absolute Trash I would rather download “ mypaynow “ !!! *2025-04-28, version 10.41* TRASHHHHHHHH APPP ### 1/5 — Disappointed *2025-04-24, version 10.41* I’ve been using WT for approximately 8 mths access to advance and bill payments. Higher limits. My income is consistent. paid back in advance on some occasions & never late. But all the sudden not eligible. Email sent to support, response we will get back to you when you’re eligible. ### 1/5 — Shameful Company *2025-04-10, version 10.41* I have used this company for a very long time, I built my limit, I never missed a beat and my circumstances never changed. This company decided today my limit would be cut in half right before the holidays, I reached out for some clarity and got a bulls**t copy paste response and proceeded to ignore me when I expressed my displeasure for the lack of empathy. Your company responses are pathetic! And I want someone to contact me who will actually help and do their job! ## Most praised reviews (10 highest-rated) ### 5/5 — Stephen *2026-08-31, version 11.9* Brilliant only 1 mins from to open app click 1 actions done it’s getting faster ### 5/5 — Personal loan *2026-08-29, version 11.9* Good and helpful financial company ### 5/5 — 🔥🔥🔥 *2026-08-27, version 11.9* 💥💥💥💥💥💥🔥 ### 5/5 — Will *2026-08-21, version 11.8* Very helpful when you need it ### 5/5 — One of the best *2026-08-10, version 11.8* Great service reliable and great repay options ### 5/5 — ❤️ *2026-08-09, version 11.8* Highly recommend this loan app beats all the previous ones I’ve used by a mile! ### 5/5 — Quick and easy *2026-07-31, version 11.6* If you’re looking for something fast, wagetap got your back.😍 ### 5/5 — Wagetap is the best *2026-07-30, version 11.6* Its so amazing and quick and you feel like you are in control of everything!!! I suggest everyone using wagetap!!!!! ### 5/5 — Very happy *2026-07-17, version 11.4* At first I was skeptical but done some research and everything seemed airtight, needed some extra cash to pay a due bill and wagetap helped. ### 5/5 — Wagetap *2026-07-15, version 11.4* Amazing concept really help when your short --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*