# Wagmo — Pet Insurance & Wellness > Pet insurance and wellness plans with app-based claims and vet telehealth. (iPhone/iPad app by Wagmo.) - Source: https://appshunter.io/ios/app/wagmo/id1556734051 (this page in markdown: same URL + `.md`) - Developer: [Wagmo](https://appshunter.io/developer/1542794343) - Category: Lifestyle, Finance - Price: Free - Rating: 4.20/5 from 42 App Store ratings · 23 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 48 MB - Languages: American English - Released: 2021-03-12 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/wagmo/id1556734051/reviews.md ## What is Wagmo? Meet your new partner in pet parenting, from everyday wellness to emergency care. Wagmo can help you save on planned and unplanned expenses, fetch you perks on pet care products, and offer unparalleled support for every pet through wellness plans, VETalk telehealth chat, virtual training sessions and more. WAGMO WELLNESS: CASH BACK FOR EVERYDAY CARE • Get reimbursed for routine expenses, from wellness visits to vaccines, grooming and dental care • Visit ANY licensed vet or service provider, anywhere nationwide • No exclusions based on age or breed - there’s a plan for every pet • No waiting period or approval delays - sign up and use it for same-day care Wellness members use the app to: • Upload claims in seconds and get cashback in your account within 24 hours • Take advantage of perks on food, treats and more • Ask vet experts pet-care questions any time of the day or night via virtual VETalk chat WAGMO INSURANCE: PROTECTION AGAINST THE UNEXPECTED • Get reimbursed for emergency expenses, including unexpected illnesses and injuries • Get care from ANY licensed vet, including specialists - we cover in-home, in-office and virtual care • Select 90% or 100% coinsurance, for unparalleled peace of mind • Save up to 10% when you add multiple pets • Avoid tough decisions, knowing your pet family is covered Insurance members use the app to: • Upload claims in seconds, track them anytime • Submit medical records HOW IT WORKS Here’s an example! Bo is a boxer whose pet parents have signed up for a Wagmo Wellness and a Wagmo Insurance plan. He goes in for his wellness visit where his vet does some routine bloodwork, updates his vaccines, and prescribes flea & tick medication. His pet parents take pictures of all those receipts, upload them using the Wagmo app, and have cash back in their bank account the very next day. The next month, Bo is at the park and he twists his knee and tears a muscle playing with another dog. Thankfully, he’s ok, but after x-rays, surgery and stitches, his parents get a bill for $2,500. That’s where their Wagmo Insurance kicks in. They upload receipts using the app, and since they’ve opted for 100% coinsurance, they only pay their deductible and get the rest deposited back into their account. With Wagmo, you choose whether to get Wellness, Insurance or both, and the app makes reimbursements easy! LEARN MORE OR GET A QUOTE at wagmo.io ## Key features - Cashback for routine vet visits - Telehealth vet consultations - Coverage for unexpected illnesses/injuries - Reimbursement for grooming and dental care - Perks on pet care products - Virtual training sessions ## Recent user reviews (10 of 23) All indexed reviews: https://appshunter.io/ios/app/wagmo/id1556734051/reviews.md ### 4/5 — App icon *2026-01-02, version 1.5.1* The app is great but I have no icon for it. ### 1/5 — No redeeming qualities *2025-06-13, version 1.4.8* Misleading coverage terms. Claims always rejected for obscure reasons. Cancellation fees if you cancel before reaching a full year. Stay away! ### 1/5 — Terrible *2025-03-05, version 1.4.7* Highly would not recommend. They overcharge and take your money but when you need to submit a claim for reimbursement, it “isn’t covered” worst mistake I’ve ever made. ### 1/5 — App won’t open *2024-06-30* App keeps crashing ### 1/5 — Do not buy *2024-03-06, version 1.4.0* This plan is a joke, they wouldnt reimburse me at all and have robotic 'slick' answers. Jaedon is a disrespectful person who says he has no authority yet is the 'head of customer service' dont buy any plans from them!! ### 2/5 — App won’t open *2023-08-19, version 1.2.0* App just won’t open at all. Any tips? ### 1/5 — Canceled policy *2022-06-19, version 1.0.8* I also had my policy canceled after 1 year simply because I used it. ### 1/5 — Think Hard Before Using This Insurance *2022-06-07, version 1.0.8* Is it easy to submit a claim? Yes. Is it a fast turn around time after submitting a claim? For the most part. But that’s where the perks of this company end. The first annoying thing is that there is no phone number to contact them, you just have to rely on email and their chat service. However that is not the most infuriating part of this company. The most ludicrous thing is that my policy was canceled after a year because…..I actually filed claims with them and they had to “pay me to much money”. That is correct, I was canceled because I used the insurance I paid for. I spoke with the VP and he said their was absolutely nothing that can be done, but if I wanted to in the future I could sign up any other pets I may get with their company. I work in the veterinary industry and will 100% never recommend them to any other clients, nor will I ever use them again. They have comprised the care of my pets that I had insured with them, as they are now no longer insurable with any other company due to pre existing conditions now. This company is a joke and one of the ones that gives insurance a bad name and reputation. ### 5/5 — East, fast, and cost savings! *2022-04-19, version 1.0.8* This app is so easy to use, just take a picture, fill out quick info, and submit. I just have the deluxe wellness plan. Most of my claims were reimbursed the same day. One claim was initially denied but after I reached out, they responded quickly and said they would reach out to the vet to confirm. The claim was reimbursed within a very reasonable timeframe despite the minor delay. The regular monthly costs also prevent large spending all at once and also end up costing less than it would to separately pay for all of the items that would be covered under the plan. ### 5/5 — So fast and so easy - get wellness! *2021-06-11, version 1.0.3* So I got the wellness plan a little bit ago and just submitted my first claim today. I submitted a claim through the app and it was as easy as taking screenshots of my email and attaching them and hitting the submit button. Like COULD NOT BE EASIER!! Claim submitted at 5:44pm PST and I got the money in my Venmo account at 6:10pm PST! That is less than 30 minutes. I’m not even home from the vet yet. What is this magic??? I’m in love. Everyone get this. There is serious magic happening here. ## Frequently asked questions about Wagmo ### What does Wagmo do? Wagmo provides pet insurance and wellness plans designed to help pet owners manage both routine and emergency veterinary expenses. The app facilitates easy claim submissions for reimbursements, offers access to vet experts via telehealth, and provides perks on pet care products. ### What are the key features of Wagmo? Key features include cashback for everyday care like vaccines and grooming, coverage for unexpected illnesses and injuries, telehealth consultations with vet experts, virtual training sessions, and perks on pet products. Members can easily upload claims through the app for quick reimbursements. ### How much does Wagmo cost? The provided description does not specify exact pricing for Wagmo plans. Users can learn more or get a quote by visiting wagmo.io. The app itself is free to download and use for members. ### Is Wagmo compatible with any vet? Yes, both Wagmo Wellness and Insurance plans allow you to visit ANY licensed vet or service provider nationwide. This includes specialists, and coverage extends to in-home, in-office, and virtual care. ### What are common use cases for Wagmo? Common use cases include getting reimbursed for routine wellness visits, vaccinations, grooming, and dental care. It's also used for unexpected emergency expenses due to illness or injury, and for accessing expert pet-care advice through telehealth. ## Version history (last 5 releases) ### 1.6.0 — 2026-02-27 As always, we're making sure our app is fetching everything it should be. We're always trying to add a few treats along the way too. Mostly performance and stability related this time around. Thanks for being part of the Wagmo pack! ### 1.5.1 — 2025-11-14 As always, we're making sure our app is fetching everything it should be. We're always trying to add a few treats along the way too. Mostly performance and stability related this time around. Thanks for being part of the Wagmo pack! ### 1.5.0 — 2025-11-13 As always, we're making sure our app is fetching everything it should be. We're always trying to add a few treats along the way, too. ### 1.4.11 — 2025-07-08 • Feature improvements • Bug Fix ### 1.4.8 — 2025-03-07 • Feature improvements • Bug Fix ## Apps similar to Wagmo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pet Assure](https://appshunter.io/ios/app/pet-assure/id1469545739) | 4.3 (1,458) | Free | Lifestyle | | [Inspire Your Day](https://appshunter.io/ios/app/inspire-your-day/id1448525448) | 2.7 (94) | Free | Lifestyle | | [GreatPetCare](https://appshunter.io/ios/app/greatpetcare/id934948619) | 4.5 (2,161) | Free | Lifestyle | | [Embrace Pet Insurance](https://appshunter.io/ios/app/embrace-pet-insurance/id1446529885) | 4.8 (46,079) | Free | Lifestyle | | [Ollie - Human Grade Dog Food](https://appshunter.io/ios/app/ollie-human-grade-dog-food/id1614301164) | 4.9 (21,541) | Free | Lifestyle | | [Skiptown](https://appshunter.io/ios/app/skiptown/id1434452488) | 4.2 (37) | Free | Lifestyle | ## Related topics [wagmo](https://appshunter.io/ios/topics/wagmo) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*