# WaiMoney — Smart Budget & Expense Tracker

> Smart Budget & Expense Tracker (iPhone/iPad app by WaiWai.)

- Source: https://appshunter.io/ios/app/waimoney/id6758780527 (this page in markdown: same URL + `.md`)
- Developer: [WaiWai](https://appshunter.io/developer/1874950405)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 9 MB
- Languages: American English, Russian
- Released: 2026-03-04
- Data updated: 2026-08-09
- User reviews in markdown: https://appshunter.io/ios/app/waimoney/id6758780527/reviews.md

## What is WaiMoney?

WaiMoney helps you budget with intention, not just numbers. Track every expense, rate how satisfied you felt, and discover which spending actually makes you happy.

KEY FEATURES

Plan Your Budget
Set monthly limits for each category. Visual progress bars show exactly where you stand — green for on track, amber for close to limit, red for overspent. Budget limits carry forward automatically so you set them once.

Track Every Expense
Log transactions in seconds. Categorize spending, add memos, and attach receipt photos. Support for multiple currencies with automatic exchange rates — perfect for travelers.

Rate Your Satisfaction
The feature that sets WaiMoney apart: rate each purchase from "Amazing" to "Very Bad." Over time, you'll see which categories bring joy and which drain your wallet for nothing.

Reflect on Your Habits
Interactive charts reveal your spending patterns. See where your money goes, which categories overspend month after month, and how your satisfaction scores trend over time.

AI Assistant
Just type "500 for groceries" or "how much did I spend this month?" — the built-in AI assistant understands natural language in any language. Log transactions, ask questions about your spending, or scan a receipt photo.

ADDITIONAL FEATURES
• Personal and business expense tracking with tax-deductible flagging
• Cloud sync — sign in with email to access your data across devices
• Works offline — use without an account, your data stays on your device
• Budget templates: Personal, Family, and Freelancer
• English and Russian localization
• Dark mode support
• Export your data anytime
• No ads, no tracking, no subscriptions

Your data is yours. Use the app fully offline or enable cloud sync with a simple email sign-in. No passwords, no third-party tracking.


## Version history (last 5 releases)

### 1.1.7 — 2026-05-04

• Sign-in sessions are now preserved unless you explicitly sign out
• Cloud sync is more stable immediately after signing in
• Large account sync histories now load across all pages instead of stopping early
• Improved migration checks protect local and account data when enabling sync

### 1.1.5 — 2026-04-16

• AI assistant now accepts multiple receipt and payment images in one request
• One image can contain several expenses, and the assistant now extracts them in a batch
• Receipt attachments are saved per transaction when the image is used as proof
• Telegram photo albums now work as a single batch for expense recognition

### 1.1.4 — 2026-04-13

• Smart AI assistant — now understands categories in any language
• Chat welcome screen with quick-action suggestions
• Upgraded AI model for better conversation quality
• Bug fixes and performance improvements

### 1.1.2 — 2026-04-06

• Cloud sync — sign in with email to sync your data across devices
• OTP-only authentication — secure, passwordless sign-in
• Improved budget tracking and spending analytics
• Bug fixes and performance improvements

### 1.0 — 2026-03-04

No release notes.

## More apps by WaiWai

- [WaiTime](https://appshunter.io/ios/app/waitime/id6758984397)
- [WaiCompass](https://appshunter.io/ios/app/waicompass/id6759906064)
- [Wai Shabbat](https://appshunter.io/ios/app/wai-shabbat/id6761321956)

All apps by WaiWai: https://appshunter.io/developer/1874950405

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*
