# WalleK: Expenses & Budget — Real value, inflation-adjusted

> Real value, inflation-adjusted (iPhone/iPad app by Emrah Kahvecioglu.)

- Source: https://appshunter.io/ios/app/wallek-expenses-and-budget/id6761514471 (this page in markdown: same URL + `.md`)
- Developer: [Emrah Kahvecioglu](https://appshunter.io/developer/1890093269)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 87 MB
- Languages: American English
- Released: 2026-07-19
- Data updated: 2026-09-07
- User reviews in markdown: https://appshunter.io/ios/app/wallek-expenses-and-budget/id6761514471/reviews.md

## What is WalleK?

DO IT ALL THROUGH YOUR AI — OR THE APP
Connect ChatGPT or Claude, then forward a receipt, a statement, or a quick note. Your AI reads it and sends the transactions straight to WalleK — spotting duplicates against what's already saved and even correcting wrong amounts. From logging expenses to bills, loans and reports, your assistant does it all through chat. You just review and approve. Prefer hands-on? Do everything the classic way, right in the app. No failed bank integrations, no broken merchant matching — a system that learns entirely from YOUR data.

SEE WHAT YOUR MONEY IS REALLY WORTH
• A card purchase text arrives, the expense is already in the app waiting for approval — automatic forwarding (Settings → SMS Connector)
• Inflation-adjusted insights for Turkey (CPI + PPI), the US, the Eurozone and the UK
• Inflation calculator — instantly see a past amount's value in today's money
• Live exchange rates, precious metals (gold & silver) and crypto markets — 168 currencies, refreshed through the day
• Offline historical archive — daily exchange rates & gold going back to 1980 (28 currencies plus gold & silver), available with no connection
• See any past expense in that day's dollar, euro or gold value

COMPLETE MONEY MANAGEMENT
• Smart expense & income tracking with 4,500+ recognized brands across 50+ countries
• Bills & subscriptions with payment reminders
• Loans & installments with full payment schedules
• Built-in loan calculator — consumer, vehicle & mortgage, with full tax & insurance breakdown
• Credit card statements, limits and due dates
• Salary & payroll tracking
• Record any entry in the currency you like — or convert it later

PLAN AHEAD
• Free-form budget planner — separate from your real spending
• Ready-made templates: monthly budget, project, savings goal, side income and more
• Multiple workbooks with monthly breakdowns and live income/expense/net totals

REPORTS — IN CHAT OR IN APP
Generate reports through your AI assistant OR the app interface — the only finance app that gives you both. Powerful charts, category breakdowns and net-worth tracking.

PRIVATE & SECURE
• Encrypted personal vault — keep receipts, statements & payroll on device or in the cloud
• AES-256 encrypted, secured with Data Protection & iCloud Keychain
• AES-256 encrypted cloud backup
• Import your history from CSV, PDF or Excel — or even from ChatGPT or Claude

Your money. Your story.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.wallek.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| WalleK Premium Monthly | $8.99 | per month |
| WalleK Standard Yearly | $44.99 | per year |
| WalleK Standard Monthly | $4.99 | per month |
| WalleK Premium Yearly | $69.99 | per year |
| WalleK Black | $299.00 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Star | $149.00 | one-time |



## Version history (last 5 releases)

### 1.3 — 2026-09-05

MARKETS (new)
A new card in Office with three tabs: Overview, Funds and Compare.
- Over 3,300 mutual and pension funds — TEFAS and BEFAS under separate headings, sorted into 15 groups (Equity, Hedge, Gold, Participation, Real Estate…). You can also filter by management company.
- A period strip on each fund: day, week, month, 3M, 6M, 1Y, year-to-date, 5Y. Price history now goes back about five years instead of two.
- Compare: measure any fund against another fund, or against the dollar, euro, gold, silver or Bitcoin. New 'real' measures show the inflation-adjusted return.
- Drag your finger across the chart to read that day's date, value and returns.

INVESTMENTS (new)
Record your fund, gold, currency, crypto and stock purchases one by one.
- Every purchase gets its own card: amount, units, date and the account you paid from.
- Profit and loss uses FIFO — a sale is drawn from your oldest purchase first, because that is how the tax works.
- Withholding tax and net return: the rate, the rule it comes from, and what you actually keep.
- Add a purchase or a sale straight from the fund's detail page.

PRIVATE PENSION
- Three tabs: Payments, Management, Savings.
- Savings shows the state contribution (with its return), the annual gain percentage, and the date the figure belongs to.
- Your savings can now be estimated without logging into the provider's site every day.

DEPOSIT ACCOUNTS
- The interest-exempt amount can now follow your bank's full table, with several tiers.
- When correcting past interest you can also state the tier that applied at the time.

REPORTS AND SUMMARY
- Financial Summary now has Copy and Export (PDF, Excel, CSV).
- Reports › Custom now takes a start and end date from the calendar.
- Salary › Estimated lets you plan next year as well.

SMS CONNECTOR
Outside Turkey the shortcut now installs in its international edition.

FIXES
Fixed a crash that could close the app while buying a fund. Also fixed: unreadable headers in dark mode, left-swipe on list rows not triggering, pop-up screens slipping under the system bars, and PDF sharing not listing any apps. If the app closes unexpectedly, the reason is now kept on the device.

### 1.2.5 — 2026-08-23

- NEW: Forward bank text messages to WalleK automatically. When a card purchase message arrives, the transaction appears in the app ready for your approval. Set up in Settings → SMS Connector.
- Expense suggestions from bank text messages now show the card by name instead of its last four digits.
- Fixed a wrong date on pending bill cards: the card now shows the real due date of the unpaid instalment.
- The billing period can now be corrected on records linked to a recurring payment.
- When a suggestion cannot be applied, the reason is now shown on screen.

### 1.2.4 — 2026-08-05

In this version:

- Unpaid bills and loan installments now appear in the pending payments list on the home screen; some of them were not showing at all before.
- Attachments open properly: tapping a receipt or document shows its content instead of a black screen, and tapping a thumbnail no longer asks to delete it.
- A salary record is linked to the financial account you select, so the income is reflected in that account's balance.
- When marking a recurring payment from an AI suggestion, an existing recurring payment is offered first, so no second record is created for the same payment. A related merchant field was added to recurring payments.
- When your free entry allowance runs out the form stays on screen; the amount, merchant and date you entered are not lost.
- Fixed the technical issue that prevented connecting Gemini.

### 1.2.3 — 2026-08-02

In this version:

- Account balances are now calculated correctly: transfers between your own accounts are reflected, and money leaving an account is counted as well.
- Tapping an account card opens that account's activity; the remaining balance is shown right next to each amount.
- A "Current balance" field was added; enter your balance, pick a date and choose whether the correction applies backwards, forwards or both ways.
- Negative balances can now be entered, so overdraft and credit line accounts can carry a debt balance.
- The app now tells you when a new version is released; you can turn this off in notification settings.
- When connecting ChatGPT or Claude you can sign in with Apple, Google or a code sent to your email.

### 1.2.2 — 2026-07-30

In this version:

- Fixed a language mix-up in delete confirmations; every language now shows its own wording.
- The first-run experience was reordered: terms, welcome and plan selection now come in sequence.
- Sign-in was added to the plan screen; if you already have an account, sign in on a new device and get your access back right away.
- Notification permission is no longer requested before your access starts.
- Richer welcome screen: the AI and inflation sections now explain what they do with real examples.
- Cloud storage calculation was simplified and personal details were removed from the in-app release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*