# Wallet Optimizer — Never guess which card to use

> Never guess which card to use (iPhone/iPad app by Johnson Michael.)

- Source: https://appshunter.io/ios/app/wallet-optimizer/id6751179430 (this page in markdown: same URL + `.md`)
- Developer: [Johnson Michael](https://appshunter.io/developer/1833844134)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.2 · 1 MB
- Languages: American English
- Released: 2026-09-01
- Data updated: 2026-09-16
- User reviews in markdown: https://appshunter.io/ios/app/wallet-optimizer/id6751179430/reviews.md

## What is Wallet Optimizer?

Wallet Optimizer tells you which credit card to use, before you tap to pay.

Add the cards you already carry, along with their cashback rates by category — dining, groceries, gas, travel, and more. Wherever you go, Wallet Optimizer detects the kind of place you're at and instantly surfaces the card in your wallet that earns you the most back there.

HOW IT WORKS
• Walk into a coffee shop, gas station, or store — Wallet Optimizer recognizes the category and recommends your best card for it
• See every card ranked by cashback rate for that category, not just the top pick
• Browse all your rewards by category, or by card, whenever you want to compare
• Scan a card to add it — no manual typing of numbers

BUILT AROUND YOUR PRIVACY
Wallet Optimizer has no account, no backend server, and no analytics. Your cards and reward rates are stored only on your device. Location is used to find nearby places and is never collected or seen by us.

Stop guessing. Stop leaving cashback on the table.


## Version history (last 1 release)

### 1.0 — 2026-09-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-16.*