# WalletHub: Credit & Budgeting — Improve Credit, Budget & Save

> Free credit scores, reports, budgeting, and financial health tools. (iPhone/iPad app by Evolution Finance, Inc..)

- Source: https://appshunter.io/ios/app/wallethub-credit-and-budgeting/id1110552982 (this page in markdown: same URL + `.md`)
- Developer: [Evolution Finance, Inc.](https://appshunter.io/developer/1110552981)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.84/5 from 9,995 App Store ratings · 404 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 106 MB
- Languages: English
- Released: 2016-06-21
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/wallethub-credit-and-budgeting/id1110552982/reviews.md

## What is WalletHub?

WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get access to best-in-class budgeting tools and a personalized plan to improve your credit score, pay off your debt, and save money. Download this award-winning app and reach top WalletFitness®.


Sign up for a free WalletHub account to get:
• Credit scores, updated daily
• Clear plan for improving your credit score
• Personalized budget
• Spending tracker
• WalletScore for a full picture of your financial health
• Credit card recommendations
• Loan recommendations s
• Full credit reports, updated daily
• 24/7 credit monitoring to warn you of identity theft and fraud
• Savings alerts so you can avoid overpaying 
• Debt payoff roadmap
• Net-worth tracker


10,000+ News Mentions:
• The Wall Street Journal
• The New York Times
• The Washington Post
• CNBC
• Yahoo Finance
• MSN Money
• USA TODAY
• Reuters
• Fox News
• Many more


Frequently Asked Questions:

Q: Will Using WalletHub Hurt My Credit?
A: Not at all. Checking your credit via WalletHub creates a “soft” inquiry that does not affect your credit score in any way. 

Q: Why WalletHub?
A: People love WalletHub for three main reasons: 1) we always put our customers first; 2) we make the complex simple; and 3) we offer a number of features that competitors lack, including our proprietary WalletScore and the combination of credit, budgeting, and identity theft protection tools all in one place.

Q: What Is A WalletScore?
A: WalletScore is an innovative tool that tells you how financially healthy you are, based on your:
Credit: Your creditworthiness impacts your ability to borrow at a good price when you need to.
Spending: Your ability to live within your means is key to your financial health.
Emergency Preparedness: You need to be able to handle a financial emergency with your savings, insurance policies, etc.
Retirement: Can you retire at a reasonable age with sufficient funds?

Q: How Will WalletHub Save Me Money?
A: WalletHub automatically hunts for better deals on financial products so that you can save money every day. And if your credit isn’t perfect, we’ll help you improve it, enabling you to save thousands each year on your credit cards, mortgage, auto loan, student loan, car insurance, and more. 

Beyond your credit score, the WalletScore and net-worth tracker will help you improve your overall financial health. Our budgeting tools and spending insights also ensure your money is used for the things that matter the most. 

Q: What Budgeting Methods Work on WalletHub?
You can use any major budgeting strategy on WalletHub, from envelope budgeting to zero-based budgeting. The great thing about budgeting on WalletHub is that you can customize things to your preferences and easily switch between budgeting methods without losing any customizations.

Q: How Can WalletHub Help Me Improve My Credit?
A: WalletHub analyzes your latest credit score and report to identify your financial strengths and weaknesses. We then run a number of simulations to determine how different actions will impact your credit standing. Finally, we present you with a customized credit-improvement plan, along with a comprehensive credit scorecard. 

Q: How Does 24/7 Credit Monitoring Work?
A: WalletHub’s free credit monitoring will notify you whenever there is an important change on your TransUnion credit report. In addition to email alerts, you can also customize your WalletHub account to send SMS alerts, which most services don’t provide. 

Q: Is WalletHub a Good Mint Replacement for Budgeting?
Yes, WalletHub provides all the features people love about Mint plus more, so give it a try and let us know what you think!

## Key features

- Free daily credit scores and reports
- Personalized credit improvement plan
- Budgeting and spending tracker
- Debt payoff roadmap
- Credit and loan recommendations
- 24/7 credit monitoring
- Net-worth tracker

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium 41.99 Annual Plan | $41.99 | per year |
| Premium 29.99 Annual Plan | $29.99 | per year |
| Premium+ 53.99 Annual Plan | $53.99 | per year |
| Premium 95.99 Annual Plan | $95.99 | per year |
| Premium+ 8.99 Monthly Plan | $8.99 | per month |
| Premium 5.49 Monthly Plan | $5.49 | per month |
| Premium 3.49 Monthly Plan | $3.49 | per month |
| Premium 4.49 Monthly Plan | $4.49 | per month |
| Premium 7.49 Monthly Plan | $7.49 | per month |
| Premium 9.99 Monthly Plan | $9.99 | per month |
| Premium 5.49 Monthly Plan | $5.49 | per month |
| Premium 5.49 Monthly Plan | $5.49 | per month |
| Premium 6.49 Monthly Plan | $6.49 | per month |
| Premium 4.49 Monthly Plan | $4.49 | per month |
| Premium+ 7.99 Monthly Plan | $7.99 | per month |
| Premium 4.49 Monthly Plan | $4.49 | per month |
| Premium 2.99 Monthly Plan | $2.99 | per month |
| Premium 4.99 Monthly Plan | $4.99 | per month |
| Premium 4.99 Monthly Plan | $4.99 | per month |
| Premium 6.49 Monthly Plan | $6.49 | per month |


## Chart rankings

- #97 in Top Grossing · Finance (US App Store)

## What do users think of WalletHub?

Overall sentiment: positive

**Pros**

- 👍 Helpful and informative
- 🚀 Accurate and fast updates
- 🔒 Secure and reliable
- 💡 Great credit monitoring tools
- 👍 Easy to use and navigate
- 🚀 Provides valuable insights

**Cons**

- 🐛 Occasional login/access issues
- 🔒 Concerns about data privacy
- 💡 Needs more customization options
- 🐛 Inconsistent performance

**Commonly reported bugs**

- App crashes or freezes on some devices
- Notifications not always working as expected

**Most requested features**

- Add phone support for inquiries
- Expand credit report data sources
- Improve credit score simulation tools
- Provide more detailed credit analysis

## Recent user reviews (10 of 404)

All indexed reviews: https://appshunter.io/ios/app/wallethub-credit-and-budgeting/id1110552982/reviews.md

### 5/5 — IT JUST WORKS

*2026-08-21, version 2.1.1*

I’ve been using WalletHub for several years, it’s simply reliable

### 5/5 — Love this app legit

*2026-08-21, version 2.1.1*

I love this app works wonderfully

### 5/5 — President

*2026-08-17, version 2.1.1*

Always awesome experience!

### 5/5 — Premium App

*2026-08-13, version 2.1.1*

Collection agencies have 1 and only 1 goal. Get your money no matter what it takes. Types of accounts listed fraudulently, dates are changed to re-age your debt. If you dispute the info, they retaliate by destroying the credit you do have and the bureaus meant to protect you, help them. You need a company like WalletHub to watch your back so you can continue the daily grind just to feed your family. I trust nothing and damn near no one. I trust WalletHub to watch my credit, watch these unscrupulous agencies and watch your identity from being stolen and used. If I can trust them, so can you. They guarantee their services. Trust = WalletHub.

### 5/5 — ⭐️⭐️⭐️⭐️⭐️EXCELLENT!

*2026-08-13, version 2.1.1*

⭐️⭐️⭐️⭐️⭐️EXCELLENT!

### 5/5 — Wallet Hun

*2026-08-12, version 2.1.1*

I am happy to write a review. Wallet Hub keeps me up to date. I look forward to hearing from them.

### 5/5 — Close to actual Scores

*2026-08-11, version 2.1.1*

The scores are generally right on point. I believe third party reports and points are also easier to read and understand if not easier to read and comprehend.

### 5/5 — Very satisfied

*2026-08-09, version 2.1.1*

The app notify about my credit score

### 5/5 — Great app and service

*2026-08-09, version 2.1.1*

No other app does this better.

### 5/5 — Great services

*2026-08-02, version 2.1.1*

On point with everything

## Frequently asked questions about WalletHub

### What does WalletHub do?

WalletHub offers free daily credit scores and full credit reports, along with advanced budgeting tools and a personalized plan to improve your financial health. It helps users track spending, manage debt, monitor for identity theft, and find better deals on financial products.

### How can WalletHub help me improve my credit?

WalletHub analyzes your credit score and report to identify areas for improvement. It provides a clear, personalized plan to help you enhance your creditworthiness, which can lead to savings on loans and credit cards.

### Is WalletHub free to use?

Yes, WalletHub offers 100% free credit scores, WalletScores, and full credit reports updated daily. While the core features are free, the app may have in-app purchases for additional services or premium features.

### Will checking my credit on WalletHub hurt my score?

No, checking your credit through WalletHub generates a 'soft' inquiry, which does not impact your credit score in any way. This allows you to monitor your credit health without negative consequences.

### What is a WalletScore?

WalletScore is a proprietary tool that provides a comprehensive view of your financial health. It assesses your creditworthiness, spending habits, emergency preparedness, and retirement readiness to give you an overall financial health rating.

## Version history (last 5 releases)

### 2.1.1 — 2026-07-01

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

### 2.0.0 — 2026-03-20

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

### 1.19.12 — 2025-09-09

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

### 1.19.10 — 2025-08-25

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

### 1.19.6 — 2025-08-15

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes and new features. Please email us your feedback at help@wallethub.com. We're listening!

## Apps similar to WalletHub

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance |
| [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,368) | Free | Finance |
| [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,695,303) | Free | Finance |
| [Capital One CreditWise](https://appshunter.io/ios/app/capital-one-creditwise/id1008234539) | 4.8 (308,510) | Free | Finance |
| [myFICO - Credit Score Tracking](https://appshunter.io/ios/app/myfico-credit-score-tracking/id714626557) | 4.8 (49,926) | Free | Finance |
| [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (265,158) | Free | Finance |

## More apps by Evolution Finance, Inc.

- [WalletHub Credit Builder](https://appshunter.io/ios/app/wallethub-credit-builder/id6760924124)

All apps by Evolution Finance, Inc.: https://appshunter.io/developer/1110552981

## Related topics

[wallethub](https://appshunter.io/ios/topics/wallethub) · [wallethub credit builder](https://appshunter.io/ios/topics/wallethub-credit-builder) · [credit score improve](https://appshunter.io/ios/topics/credit-score-improve) · [afinance budget free](https://appshunter.io/ios/topics/afinance-budget-free)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*