# WalletHub Credit Builder

> Credit building service reporting rent/utilities, offering credit monitoring and a credit account. (iPhone/iPad app by Evolution Finance, Inc..)

- Source: https://appshunter.io/ios/app/wallethub-credit-builder/id6760924124 (this page in markdown: same URL + `.md`)
- Developer: [Evolution Finance, Inc.](https://appshunter.io/developer/1110552981)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 5 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 101 MB
- Languages: English
- Released: 2026-05-27
- Data updated: 2026-07-09
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/wallethub-credit-builder/id6760924124/reviews.md

## What is WalletHub Credit Builder?

WalletHub Credit Builder helps you grow your credit the smart way, and don’t forget that WalletHub already helps over 5 million users improve their financial health.

Starting with a low credit score? You can increase it by 34+ points in the first month*. Starting at just $7.99 a month.

WalletHub Credit Builder helps you build credit in multiple ways:

1. It helps you build credit by reporting, on a monthly basis, payments you already make, such as your rent, phone, and utility bills. No negative information about these bills is ever reported.

2. The WalletHub Credit Account (subject to eligibility†) adds a new account on your TransUnion credit report without doing a credit check that may negatively impact your credit score. Keeping the WalletHub Credit Account in good standing may help strengthen important credit factors such as your payment history and credit utilization.

3. It offers daily credit score and credit report updates, 24/7 credit monitoring, and additional tools that help you better manage and monitor your credit.

All of the Credit Builder features work without affecting your credit score. Get started today.

## Key features

- Report rent, phone, and utility payments
- Build credit without a credit check
- Daily credit score and report updates
- 24/7 credit monitoring
- Improve payment history and credit utilization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly Plan | $16.00 | per month |
| Premium Annual Plan | $95.90 | per year |
| Premium+ Monthly Plan | $21.00 | per month |
| Premium+ Annual Plan | $125.99 | per year |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/wallethub-credit-builder/id6760924124/reviews.md

### 5/5 — Great App

*2026-06-03*

I love that WalletHub's credit building tools are really simple and straightforward to use. With all the tools at my disposal, improving my credit feels manageable. Personally, I signed up for the credit account and noticed the difference in the first month, and I'm excited to see how much more it'll help me.

### 5/5 — Loving it

*2026-06-02*

I love this app so far! I had no idea you could build credit with rent and utilities, and it’s my new secret weapon. To be honest, I was always kind of intimidated by credit stuff, but WalletHub actually makes it seem doable.

### 5/5 — Building credit with confidence

*2026-05-30*

Love the app and how much it has helped me with my credit building efforts. It’s simple and intuitive. I am a WalletHub customer for a long time but this app simplifies things a lot.

### 5/5 — A good starting point

*2026-05-29*

I downloaded this app because I wanted to improve my credit but didn’t really know what to focus on.

The app made it easier to understand where I stood and what was affecting my credit. I liked being able to see everything in one place instead of trying to piece it together myself.

It’s straightforward, easy to use, and helped me get a better handle on my credit.

### 5/5 — Super simple and helpful

*2026-05-28*

So far, the app has been really easy to use. I was able to start reporting my utilities right away. I also opened the credit account in a few minutes, so now I’m just waiting to see how it helps my score. Happy with it so far.

**Developer response:** Thank you for your kind words. We are happy we could help.

## Frequently asked questions about WalletHub Credit Builder

### How does WalletHub Credit Builder help build credit?

WalletHub Credit Builder reports your on-time rent, phone, and utility payments to credit bureaus, helping to establish a positive payment history. It also offers a WalletHub Credit Account that can add a new account to your credit report without a hard credit check.

### What are the subscription costs for WalletHub Credit Builder?

WalletHub Credit Builder offers several subscription plans. The Premium Monthly Plan is $16.00/month, and the Premium+ Monthly Plan is $21.00/month. Annual plans are also available, with the Premium Annual Plan at $95.90/year and Premium+ Annual Plan at $125.99/year.

### Can I see my credit score with WalletHub Credit Builder?

Yes, WalletHub Credit Builder provides daily credit score and credit report updates. You also get 24/7 credit monitoring to help you stay on top of your financial health.

### Does WalletHub Credit Builder affect my credit score when I sign up?

No, all of the Credit Builder features are designed to work without negatively affecting your credit score. The WalletHub Credit Account is added without performing a credit check that could impact your score.

### What is the age rating for WalletHub Credit Builder?

WalletHub Credit Builder has an age rating of 17+, indicating it is suitable for users aged 17 and older.

### How often is WalletHub Credit Builder updated?

WalletHub Credit Builder was last updated on May 27, 2026, with version 1.0.0. This suggests it is a relatively new application.

### What devices is WalletHub Credit Builder available on?

Based on the provided data, WalletHub Credit Builder is a mobile application. Specific platform availability (iOS, Android) is not detailed, but it is designed for mobile use.

### What do users like about WalletHub Credit Builder?

While specific user sentiment data is limited to a single rating of 5.0 stars, the app's features like reporting existing bills, daily credit monitoring, and building credit without a hard check are designed to appeal to users seeking to improve their credit.

## Version history (last 2 releases)

### 1.1.2 — 2026-07-02

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

### 1.0.0 — 2026-05-27

No release notes.

## More apps by Evolution Finance, Inc.

- [WalletHub: Credit & Budgeting](https://appshunter.io/ios/app/wallethub-credit-and-budgeting/id1110552982)

All apps by Evolution Finance, Inc.: https://appshunter.io/developer/1110552981

## Related topics

[my free credit score now](https://appshunter.io/ios/topics/my-free-credit-score-now)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*