# Walletifai-Smart Save To Spend — My AI Personal Assistant > AI-powered finance app for automated savings and expense prediction. (iPhone/iPad app by Walletifai Inc.) - Source: https://appshunter.io/ios/app/walletifai-smart-save-to-spend/id1512813330 (this page in markdown: same URL + `.md`) - Developer: [Walletifai Inc](https://appshunter.io/developer/1512813329) - Category: Finance, Lifestyle - Price: Free - Rating: 4.50/5 from 8 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 64 MB - Languages: English - Released: 2020-06-16 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/walletifai-smart-save-to-spend/id1512813330/reviews.md ## What is Walletifai? A smart finance app that predicts tomorrow’s expenses to offer the most useful tips today. Walletifai is a 'Save Now, Buy Later' app that allows you to reach your savings goals faster, without accumulating debt. How? To take care of the basics and help you keep your focus on the succeeding factors, Walletifai automates your save-to-spend goals and on top of that, it gives you only bite-sized, but goal-oriented tips to help you boost your saving and buy your wants and needs faster. Look out for the gamified rewards designed to make it fun and rewarding for you! Besides that, Walletifai organizes your financial life by increasing visibility with a simple and easy-to-follow user interface. It predicts future expenses and automatically detects & tracks your bills and subscriptions. Walletifai is a personal finance well-being tool that is built to keep your focus on only the most important next steps. Top features: - Set automated savings goals and get tips on how to reach them faster. - Automatic bill and subscription detection, payment tracking. - Project future expenses based on your spending style. - Non-Sufficient Fund alert helps you avoid overdraft fees. - Proactive warnings to give you peace of mind and help you avoid going over your spending limit, missing a bill, or other negative results. We use top security practices to keep your data safe. Try our free financial health app today and make significant progress toward your goals! - Save without accumulating debt We want you to shop with confidence and reach your goals swiftly. Save steadily by automating the process and boost your saving by discovering simple and temporary spending adjustments, because every dollar matters. Set big or small goals like vacations, vehicle down payments, electronic devices, credit card debt payments, or anything you want! Walletifai will help you break them down into weekly or monthly steps and successfully achieve them. - Adjust spending before you go over budget We predict your expenses in each income cycle, so that you can identify areas for improvement ahead of time. You can choose categories you would like to cut back on or spend less on and let us monitor them for you. It helps significantly in avoiding falling off track in your financial life. With Walletifai, you can track and manage your money with full control. Get a holistic view of your budget, not just a list of transactions. You’ll see projections of expected future expenses and categories of spending. - Let us detect all your bills and subscriptions Stay on top of all your recurring expenses, including bills and subscriptions. Walletifai helps you consolidate and understand all your bills and subscriptions by automatically detecting and predicting their due dates. The app will notify you of amount changes, upcoming due dates, missed payments, double charges, and more. It can even help you identify unnecessary or forgotten subscriptions. Walletifai will show you how much, in total, you’re spending on bills and subscriptions in a period of time, helping you consolidate and plan ahead for any time frame. Track your bill and subscription payment history all in one place. Get notified of any payment increases right when it happens. - Non-Sufficient Fund Alert Walletifai’s Non-Sufficient Fund (NSF) alert, gives you a heads-up based on your spending to help you avoid paying expensive overdraft fees with the help of our intelligent overdraft prediction feature. - Security is our Top Priority We are fully committed to keeping your data secure. We follow the standards and controls for mobile banking security and have taken the strictest security measures available in the financial industry. - For more information please visit: Security: www.walletifai.com/security Terms of service: https://walletifai.com/terms_of_service Privacy policy: https://walletifai.com/privacypolicy ## Key features - Automated savings goals - Personalized saving tips - Future expense prediction - Bill and subscription detection - Non-Sufficient Fund alerts - Gamified rewards ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/walletifai-smart-save-to-spend/id1512813330/reviews.md ### 5/5 — Amazing ! *2023-09-21, version 3.4.1* I honestly love this app make it so easy to save pay my bill stay on track ! Doing the whole weekly budget on excell is annoying and tiring everything is digital and I love an app that can do it everything for me and I can only login and check in regularly at any given time. As a student full time and working full time this amazing and I believe it even better for anyone ### 5/5 — I love the app *2022-12-11, version 2.4.13* Since I started using the app, I found that I am paying for services I don't use. I managed to cancel couple of services and saved about $50/ month. ### 1/5 — Won’t even let me sign up *2022-03-28, version 2.3.9* Every time I try to create an account it says “Network error, try again” I have tried on data and wifi and both are working perfectly so I assume it is the app itself ### 1/5 — App Does Not Work *2022-02-27, version 2.3.9* I had high hopes for this app after hearing about it on a podcast since its features were something I was desperately needing in a finance app. Unfortunately, it just doesn’t work. It crashes every time I try to fix the transaction categories and any change that seems to go through, doesn’t stick. I hope one day it’ll have full functionality as it definitely has great potential. Until then, Mint it is. ### 1/5 — Not able to sign up, not receiving emails *2021-12-24, version 2.3.5.1* Tried twice, not able to signup an account as the verification email never comes through. ### 5/5 — Email Verification Bug (No Stars) *2021-12-20, version 2.3.5.1* I can’t seem to get past the email verification step - I receive the email and take the actionable within the email but the UI in the mobile app doesn’t update accordingly (IE - Still tells me to check my email to verify). I repeated this process 3 times, each with a full refresh, same outcome. Looking forward to the fixed version! Cheers ### 4/5 — Love the app *2021-07-28, version 2.1.5* Easy integration to a bank account. Also dig the categorisation it does automatically without you having to lift a finger. The design could be improved but I think that’s in the works so looking forward to that. ### 5/5 — Woah, so great!! *2021-07-24, version 2.1.5* Walletifai is so great because it reminds me of my upcoming bills! I can easily see my weekly and monthly budgets and plan accordingly. Such a great app for all my personal finance needs! **Developer response:** Thank you for your feedback KOPJunior! We recently released a new feature called Save to Spend. It's an AI-powered feature to help you save ahead for your future purchases. I'd love to hear your feedback on that. Give it a try and let us know what you think!!! ### 5/5 — GAME CHANGER *2021-07-22, version 2.1.5* This app is an incredible game changer and actually helps me stay organized and helps me stay financially aware! ### 5/5 — The financial app that has your back! *2021-07-21, version 2.1.5* Love this app! Not only does it help you stay organized, there are these really cool alerts that help ensure you don’t miss a bill and let you know when they are coming up! ## Frequently asked questions about Walletifai ### How does Walletifai help me save money without accumulating debt? Walletifai helps you save by automating your savings goals and providing bite-sized tips to boost your savings. It focuses on helping you reach your goals by making temporary spending adjustments, ensuring you save steadily without going into debt. ### What kind of savings goals can I set with Walletifai? You can set both big and small savings goals with Walletifai, such as for vacations, vehicle down payments, electronics, or paying off credit card debt. The app helps you break these down into achievable weekly or monthly steps. ### How does Walletifai predict my future expenses? Walletifai analyzes your spending patterns to project your expenses within each income cycle. This allows you to identify areas where you can potentially cut back or spend less, helping you stay on track with your budget. ### Can Walletifai detect all my bills and subscriptions? Yes, Walletifai automatically detects and tracks your bills and subscriptions. It consolidates this information, predicts due dates, and notifies you of amount changes, upcoming payments, missed payments, and potential double charges. ### Is my financial data safe with Walletifai? Walletifai uses top security practices to keep your data safe. The app is designed with security as a priority to protect your sensitive financial information. ### What devices does Walletifai support? Walletifai is available on iPhone, iPad, and iPod. It is designed to offer a seamless experience across these Apple devices. ### How often is Walletifai updated? Walletifai was last updated on October 4, 2023, with version 3.5.0. This indicates regular updates to improve functionality and security. ### What is the age rating for Walletifai? Walletifai has an age rating of 4+. This means it is suitable for users of all ages, with no specific age restrictions. ## Version history (last 5 releases) ### 3.5.0 — 2023-10-04 - Improved onboarding flow - Improved goal detail design - Some goal calculation fix ### 3.4.1 — 2023-09-19 - Dashboard UI fixes ### 3.4.0 — 2023-09-07 - Dashboaard have more data - Dashboard UI change - Onboarding small changes ### 3.3.2 — 2023-08-13 - Dashboard improvements - Edit goal issue fixed ### 3.3.1 — 2023-08-01 - Dashboard improvement ## Apps similar to Walletifai | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pennygem Kids](https://appshunter.io/ios/app/pennygem-kids/id1537264477) | — | Free | Finance | | [Vertlas - Simple Finance Tools](https://appshunter.io/ios/app/vertlas-simple-finance-tools/id1546771447) | 5.0 (2) | Free | Finance | | [Cheres: Investments & Insights](https://appshunter.io/ios/app/cheres-investments-and-insights/id1577850326) | 5.0 (5) | Free | Finance | | [Pockets: Expense Tracker](https://appshunter.io/ios/app/pockets-expense-tracker/id1554290738) | 5.0 (13) | Free | Finance | | [공유가계부 Shareroo - 부부/커플](https://appshunter.io/ios/app/shareroo/id1475406336) | 4.6 (65) | Free | Finance | | [Transactions: Finance Kit](https://appshunter.io/ios/app/transactions-finance-kit/id1593861270) | 4.3 (16) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*