# Wallio: Wallet to Portfolio — Budget, Grow, Protect, Retire > Personal finance app for budgeting, debt reduction, and retirement planning. (iPhone/iPad app by Wallio, Inc.) - Source: https://appshunter.io/ios/app/wallio-wallet-to-portfolio/id999053887 (this page in markdown: same URL + `.md`) - Developer: [Wallio, Inc](https://appshunter.io/developer/999053886) - Category: Finance, Lifestyle - Price: Free - Rating: 4.90/5 from 26 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 89 MB - Languages: English - Released: 2016-06-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/wallio-wallet-to-portfolio/id999053887/reviews.md ## What is Wallio? We believe families in the richest country in the world should not worry about money. We believe everyone who works deserves a swell vacation and money should be spent guilt-free. We believe working families should not stress about their financial future and retirement. This is why we built Wallio. Our mission is to help Americans stop stressing about money and live a better, fuller life. Financial freedom, like anything else, starts with a first step. Wallio invites you to a journey from Wallet to Portfolio. Make the first step, install Wallio and stop worrying about money! FROM WALLET TO PORTFOLIO * Automate your budget * Get out of debt * Grow your safety fund * Fund your dream * Protect your family * Get ready for retirement * Ensure your future * Put your money to work * Stop worrying about money CONNECT YOUR MONEY Connect your banks, credit unions, credit cards, department store cards, mortgages, insurances, loans, 401Ks and other 'Ks' and 'Bs'. See it all in one place. KNOW YOUR MONEY Wallio analyses your spending patterns, income, bills to automatically calculate your spending power and safety fund. Learn your money through series of AHA! moments. Stay on top of your bills. FUND YOUR DREAM Your dreams need money, and so do capitalists and advertisers. Stop buying things you don't need, and start achieving your true dreams. Set up your goal and see Wallio funding it every day. Get what you really want, not what they sell you. BUDGET WITHOUT BUDGETING Our budgeting approach is simple: spend anywhere, anytime, anyhow and anymuch. Just don’t overspend. No categorization, no transaction split, no spreadsheets, no hassle. Wallio calculates how much you can spend today. PROTECT YOUR FAMILY Know how safe your financial standing is and how protected your family and investments are in a case things go not as planned. Wallio takes a combination of emergency fund, retirement readiness, insurances and protection in place to make sure you can count on future. GET READY FOR RETIREMENT You deserve a swell retirement. But are you ready? It's easy to answer! Just take your life expectancy, divide by social security benefit, plus savings, multiply by growth, minus taxes, minus bills, adjust for health and inflation... hey, doesn't sound simple anymore! Don't worry - Wallio will tell you exactly what you will be partying on during your golden years. PUT YOUR MONEY TO WORK Most people work for money, and money works for the rich. You should use your money the way rich people do, all you need is to learn how. No family left behind, Wallio brings financial education and advice to you. Connect with your local, licensed financial professional and start making smarter decisions with your money today. FROM WALLIO, INC * When you download and use Wallio, you agree to the Wallio Terms and Conditions https://wallio.com/terms-and-conditions * For security reasons we do not store usernames or passwords to your accounts - you may be required to authenticate to your bank through your phone or email. * Account balances may not immediately reflect recent transactions. * Wallio currently connects to US and Canadian financial institutions only. ## Key features - Automate budget - Get out of debt - Grow safety fund - Fund your dreams - Protect your family - Retirement planning - Connect financial accounts ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/wallio-wallet-to-portfolio/id999053887/reviews.md ### 5/5 — Awesome App!!! *2019-08-08, version 3.0.31* Use it every day. It’s great! ### 5/5 — Sviatlana Sotelo *2019-08-08, version 3.0.31* I was looking for something similar to Level Money app after they shut down. Glad I found Wallio! It is doing budgeting much better than Level Money but it is much more than that! I can save for goals, I can see my retirement, I can see my financial score and even get my financial questions answered! I love the app! ### 5/5 — Automate your budget *2019-08-04, version 3.0.31* Traditional envelope budgeting never worked well for me. It is super boring and never works in real life. With Wallio I put my budget on autopilot. Once I built some cash reserves, I automated all bills and payments and completely threw money management off my head. I is so relaxed now: I don't care which card to use, I don't care how much is a card payment, I don't care when bills come, I don't care where I spend and how much. I just care to stay within calculated number. Nirvana! ### 5/5 — Fantastic app - helps budgeting. Actionable recommendation *2019-08-04, version 3.0.31* I love this app! There’s lots of app out there that help you manage your wealth but I ain’t can’t nonwealth and this app is perfect for me. It helps me balance my budget and gives clear directions on how to build up my standing: get rid of bad debt, start a 401k, etc. I’m loving this app so far! ### 5/5 — The only financial app you need *2019-07-30, version 2.12.3* Do not hesitate to give this app a try, whether you're specifically looking for something to ease your finances, or stumbled upon it when browsing other apps, everyone can find benefit in the unique and innovative way Wallio saves you money and clears up the headaches from managing finances. ### 5/5 — Awesome app! *2019-07-28, version 3.0.31* Innovative way for keeping family budget. Finally I got myself back in a black. Very nice to see all the money, income, bills, insurances and retirement in one place. ### 5/5 — Excellent tool! *2017-12-28, version 2.9.1* If you want to enjoy life plus save money this is the way to go! Love love love this app!! ### 5/5 — Exactly what I need *2017-07-04, version 2.2.0* Budgeting has never worked for me. There were just too many fell thru the crack and didn't budgeted. But this app shows me where my money goes. And more importantly where they will be going, by when. Then last, how much I have left to spend. Love it. ### 5/5 — Easy to use *2016-08-09, version 1.2.6* Well organized app. Intuitive steps to add to savings or subtract from checking. Many useful add-ons ### 5/5 — Handy! *2016-06-23, version 1.2* Useful app for setting my savings goals and tracking my progress toward them. The slider tool is helpful with visualizing how different levels of daily savings will add up. ## Frequently asked questions about Wallio ### What is Wallio's main purpose? Wallio aims to help Americans stop stressing about money and live a better, fuller life by guiding them from managing their wallet to building a portfolio. It focuses on budgeting, debt reduction, savings growth, and retirement planning. ### How does Wallio handle security for connected accounts? For security reasons, Wallio does not store usernames or passwords to your accounts. You may be required to authenticate your accounts through the app. ### Can I track my bills with Wallio? Yes, Wallio analyzes your spending patterns, income, and bills to help you stay on top of them. It automatically calculates your spending power and safety fund. ### Does Wallio require manual transaction categorization for budgeting? No, Wallio offers a budgeting approach without manual categorization, transaction splitting, spreadsheets, or hassle. It calculates how much you can spend today. ### How does Wallio help with retirement planning? Wallio simplifies retirement readiness by calculating what you will need for your golden years, considering factors like life expectancy, social security benefits, savings, growth, taxes, bills, health, and inflation. ### Can I connect my mortgage and insurance accounts to Wallio? Yes, you can connect your banks, credit unions, credit cards, department store cards, mortgages, insurances, loans, 401Ks, and other 'Ks' and 'Bs' to see all your finances in one place. ### What is the user rating for Wallio? Wallio has a high user rating of 4.9 stars based on 26 ratings, indicating strong user satisfaction. ### How often is Wallio updated? The latest version of Wallio is 4.4.3, and it was last updated on February 16, 2022. This suggests a consistent update schedule. ## Version history (last 1 release) ### 4.4.3 — 2022-02-16 Updated bios of advisors ## Apps similar to Wallio | App | Rating | Price | Category | | --- | --- | --- | --- | | [Div Income, Get Paid to Invest](https://appshunter.io/ios/app/div-income-get-paid-to-invest/id1670813500) | 3.0 (2) | Free | Finance | | [Budgety: Simplify Your Budget](https://appshunter.io/ios/app/budgety-simplify-your-budget/id1561860915) | 3.0 (2) | Free | Finance | | [American eWallet](https://appshunter.io/ios/app/american-ewallet/id1664982598) | 2.0 (4) | Free | Finance | | [Essex County Teachers FCU](https://appshunter.io/ios/app/essex-county-teachers-fcu/id1184984697) | 3.6 (7) | Free | Finance | | [Peak Bank](https://appshunter.io/ios/app/peak-bank/id1587913380) | — | Free | Finance | | [Checkbook - Bills to Budget](https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963) | 4.6 (197) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*