# Wally: Simple Budget Tracker — Debt Tracker & Bill Tracker

> Personal finance tracker for budgeting, bill reminders, and expense insights. (iPhone/iPad app by Salman Lartey.)

- Source: https://appshunter.io/ios/app/wally-simple-budget-tracker/id6740695744 (this page in markdown: same URL + `.md`)
- Developer: [Salman Lartey](https://appshunter.io/developer/1790406138)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.72/5 from 18 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.1 · 155 MB
- Languages: English
- Released: 2025-01-24
- Data updated: 2026-07-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/wally-simple-budget-tracker/id6740695744/reviews.md

## What is Wally?

With Wally Budgeting, you can easily:

Set Up Your Paycheck Schedule and Amount: Automatically update your account balance every payday without any manual effort. Stay on top of your finances with ease and never worry about missed paychecks.


Add All Your Financial Accounts: Manage your checking, savings, cash, and more in one place. Simply set your initial balance, and Wally will adjust it as you log transactions, pay bills, or receive your paycheck—no bank connection needed.

Schedule Bill Due Dates: Avoid late payments with reminders that keep you informed of upcoming bills. Say goodbye to late fees and protect your credit score.

Track Your Expenses: Gain valuable insights into your spending habits and improve your budgeting skills. Wally gives you a clear picture of where your money is going so you can make informed adjustments.



Compare Income vs. Expenses: Use Wally’s helpful charts to visualize your financial health. Ensure you’re not overspending and stay on track with your financial goals.

Keep Your Information Private and Secure: Wally doesn’t require a bank connection, so you can manage your money safely and on your terms.

Get AI Budgeting Help (New!)

Ask Wally’s built-in AI for personalized budgeting guidance.
Examples:
• “How much should I save this month?”
• “What category am I overspending in?”
• “Help me optimize my expenses.”
Your AI assistant understands your data and gives clear, practical advice.

Key Features of Wally Budgeting

Recurring Bills Management
Payment Reminders
Expense Tracking
Income and Budget Monitoring
Account Balance Updates
Insightful Charts and Analytics
AI-Powered Budgeting Assistance
Multilingual Support

Wally is the ultimate tool for building smart financial habits. It helps you understand how much money you have left after covering bills, empowering you to save or spend confidently.

Don’t let your finances control you—take control with Wally. Designed to be user-friendly, Wally is perfect for anyone looking to master their money. Download Wally today and start making every dollar count!

Terms of Use: https://wallybudgeting.app/terms
Privacy Policy: https://wallybudgeting.app/privacy

## Key features

- Paycheck schedule setup
- All financial accounts in one place
- Bill due date scheduling
- Expense tracking and insights
- Income vs. expenses comparison
- AI budgeting assistance

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| All Access | $24.99 | per year |
| All Access | $2.99 | per month |


## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/wally-simple-budget-tracker/id6740695744/reviews.md

### 5/5 — A very useful perfect Finance app

*2026-03-30*

Totally worth, everyone must download

### 2/5 — good, could be better

*2026-02-07, version 1.1.1*

okay app. just note you have to track all your spending which i dont mind because i dont want random apps to have my cards saved in them.
really buggy tho, wont let me delete anything so moving to another alternative app.

### 3/5 — Good but …

*2025-12-16*

I like the app’s clean interface and ability to have accounts in different currencies but really needs the ability to enter amounts to the actual cent to be able to accurately track.  Running on iOS and no ability to add decimal point - add that and I’d give it 5 stars.

**Developer response:** Hi , thanks for the feedback.
We added these in the app if correctly :) Feel free to check the app out and let us know what is still missing :)

### 4/5 — Add household members

*2025-11-06, version 1.011*

Great app. I wish we can add family
Members so we have a household cash in and out

### 2/5 — Lots of bugs

*2025-08-15, version 1.010*

Previous month resets, can’t see what your balances were in each category. Transactions stop logging under the categories you’ve assigned them to.

### 2/5 — Doesn't reflect

*2025-07-06, version 1.010*

Looks good, but if you add expenses at the insights it doesn't reflect, or if you delete a transaction in the insights there it will be, so it is not accurate at all

### 2/5 — you have to track your own spending

*2025-06-21, version 1.010*

you have to track your own spending. you dont connect a card or anything you literally have to write every transaction yourself.

### 5/5 — Really clean interface and polished

*2025-05-10*

I really like this! The interface is really nice and I love the Wally mascot. The animations are smooth and the app works great.

**Developer response:** Thank you so much for trying the app
Super glad that you like the app and hope to give you a smooth experience

### 3/5 — Bi-weekly expenses?

*2025-05-04, version 1.0.9*

Love it, but can you PLEASE add custom repeating schedules on expenses (so I could add daily, bi-weekly, bi-monthly, etc. expenses as opposed to just weekly, monthly, or yearly). Additionally, on the budget page, it would be awesome to have the option to be able to see ALL expenses at once as opposed to only weekly, monthly, or yearly. Thanks!

### 5/5 — Love the app but…

*2025-04-20, version 1.0.9*

I really love the app. It is easy and simple to use but i hate the currency I chose doesn’t save at all. Every time I close and open the app the currency goes back to USD. Please fix that and add the ability to add more than 2 accounts. Thank you.

## Frequently asked questions about Wally

### Does Wally have ads?

Wally is ad-free, allowing for an uninterrupted budgeting experience. You can manage your finances without any advertisements interfering with the app's functionality.

### How does Wally handle security?

Wally prioritizes your privacy and security by not requiring a bank connection. This means your financial data is managed on your terms, reducing the risk associated with linking external accounts.

### What devices is Wally available on?

Currently, Wally is supported on iPhone devices. Users can download and utilize its budgeting features on their Apple smartphones.

### How often is Wally updated?

The latest version of Wally is 1.1.7, last updated on March 24, 2026. This indicates a commitment to ongoing development and improvements for the app.

### What is the age rating for Wally?

Wally has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the app's content and features are appropriate for younger audiences as well.

### Can Wally help me understand my spending?

Yes, Wally provides insightful charts and analytics to help you visualize your financial health and understand your spending habits. This feature empowers you to make informed adjustments to your budget.

### What kind of AI assistance does Wally offer?

Wally's built-in AI can provide personalized budgeting guidance, answer questions about savings goals, identify overspending categories, and help optimize expenses based on your data.

### What is the user rating for Wally?

Wally has a strong user rating of 4.7 stars, based on 11 ratings. This indicates a high level of satisfaction among its users.

## Version history (last 5 releases)

### 3.17.2 — 2026-07-03

We are constantly improving the app to make your life easier.
In this update we worked to:
- We fixed some bugs

### 3.17.1 — 2026-06-05

We are constantly improving the app to make your life easier.
In this update we worked to:
- We fixed some bugs.
- Able to use apple pay to automatically get updated transactions

### 3.10.2 — 2026-05-26

We are constantly improving the app to make your life easier.
In this update we worked to:
- We fixed some bugs.

### 3.10.1 — 2026-05-18

We are constantly improving the app to make your life easier.
In this update we worked to:
- We fixed some bugs.

### 3.9.1 — 2026-05-13

We are constantly improving the app to make your life easier.
In this update we worked to:
- Fixed bugs inside the application.

## Apps similar to Wally

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Swipe Budget: Money Manager](https://appshunter.io/ios/app/swipe-budget-money-manager/id6754246549) | 4.4 (18) | Free | Finance |
| [Para PRO](https://appshunter.io/ios/app/para-pro/id6747297705) | — | Free | Finance |
| [Budget & Money Planner](https://appshunter.io/ios/app/budget-and-money-planner/id6608966569) | 5.0 (2) | Free | Finance |
| [MoneyTime: Budget Planner App](https://appshunter.io/ios/app/moneytime-budget-planner-app/id1632869872) | 4.0 (4) | Free | Finance |
| [Flow: Expense tracker](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670) | 4.9 (19) | Free | Finance |
| [Fineyo: Expense Tracker](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940) | 5.0 (11) | Free | Finance |

## More apps by Salman Lartey

- [Currency Converter: Counter](https://appshunter.io/ios/app/currency-converter-counter/id6741581792)
- [Orbi: Voice Memo & To-Do List](https://appshunter.io/ios/app/orbi-voice-memo-and-to-do-list/id6754195534)
- [Fuego Habits: Streak Tracker](https://appshunter.io/ios/app/fuego-habits-streak-tracker/id6757966221)
- [Bento: AI Calorie Tracker](https://appshunter.io/ios/app/bento-ai-calorie-tracker/id6762606065)

All apps by Salman Lartey: https://appshunter.io/developer/1790406138

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*
