# Walmart MoneyCard

> Prepaid debit card for managing money, earning rewards, and accessing funds early. (iPhone/iPad app by Green Dot Corporation.)

- Source: https://appshunter.io/ios/app/walmart-moneycard/id1041067958 (this page in markdown: same URL + `.md`)
- Developer: [Green Dot Corporation](https://appshunter.io/developer/437092811)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.90/5 from 7,273 App Store ratings · 144 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 139 MB
- Languages: American English
- Released: 2016-01-14
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/walmart-moneycard/id1041067958/reviews.md

## What is Walmart MoneyCard?

Easily manage & access your money.

New Walmart MoneyCard accounts now get:
• Get your pay up to 2 days early with direct deposit.¹
• Earn cash back. 3% on Walmart.com, 2% at Walmart fuel stations, & 1% at Walmart stores, up to $75 each year.²
• Share the love. Order an account for free for up to 4 additional approved family members ages 13+.³
• Get up to $200 overdraft protection with opt-in & eligible direct deposit.⁴
• No monthly fee with qualifying direct deposit of $500+. Otherwise, $5.94 per month.⁵
• Earn 2% interest rate on savings.⁶
• Lock protection in the app. Misplaced card? Press LOCK to prevent purchases. Press UNLOCK to restore it instantly.⁷

Use it for purchases everywhere Debit MasterCard® or Visa® debit cards are accepted in the U.S.

NO minimum balance or credit check to get a card today.

EASY WAYS TO MAKE DEPOSITS:
 • Direct Deposit your pay or government benefits.
 • Add money to your card from your existing bank account.
 • Free cash reloads with app at Walmart stores nationwide.
 • Deposit checks using your smartphone

Questions about your Walmart MoneyCard?

Log in to walmartmoneycard.com & email us, or call us at the number on the back of your card.

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features. See account agreements for fees, terms and conditions at https://www.walmartmoneycard.com/account/legal-info

1. Early availability of direct deposit depends on timing of payor's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

2. Up to $75 per year. Subject to eligibility. Redeem rewards upon each anniversary of opening the account, using our website or app. See Deposit Account Agreement for details.​

3. Activated, personalized card required. Other fees apply to the additional account. Family members age 13 years and over are eligible.

4. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.

5. Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

6. Interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum average daily balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of 3/1/2022.

7. Monthly fees will continue on locked cards. Learn more in the Walmart MoneyCard app.

ATM access only available on personalized cards. Other fees may apply. Visit walmartmoneycard.com for more info.

Technology Privacy Statement: https://www.walmartmoneycard.com/content/dam/walmart-moneycard/legal/privacy-site-terms/Privacy%20Policy.pdf

Card issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. and Visa U.S.A., Inc.

## Key features

- Early direct deposit access
- Cash back rewards
- Free additional family cards
- Overdraft protection
- 2% interest on savings
- Card lock/unlock feature
- Mobile check deposit

## What do users think of Walmart MoneyCard?

Overall sentiment: negative

**Pros**

- 🚀 Early direct deposit
- 💰 Cash back on Walmart purchases
- 👍 Easy to manage account
- 🔒 Prevents overdrafts

**Cons**

- 🐛 App issues (crashes, glitches, slow performance)
- ❌ Unreliable customer service
- 💰 Unexpected/unclear fees
- 🔒 Account access issues (locked out, unable to withdraw funds)

**Commonly reported bugs**

- Incorrect account balance display
- Delayed transaction notifications
- Issues with direct deposit posting

**Most requested features**

- Ability to link to mobile payment apps
- Improve mobile check deposit process
- Provide more transparency on fees and policies

## Recent user reviews (10 of 144)

All indexed reviews: https://appshunter.io/ios/app/walmart-moneycard/id1041067958/reviews.md

### 1/5 — Steals money off gift cards

*2025-07-26, version 1.56.0*

Card received was $25 they charged me $5 for having the card

### 1/5 — Log in

*2025-07-24, version 1.56.0*

I have been trying to log into my account with no success I uninstalled and installed the app several times and I still can’t access my account. 😡

### 1/5 — Thieves

*2025-07-21, version 1.56.0*

Claims they’re updating yet app and website both down for 3 days. Thieves! Can’t access anything including a disputed transaction. Worst ever financial system can’t get out of their own way. I just called Treasury Dept!

### 1/5 — The latest change is worth looking for another bank over!

*2025-07-20, version 1.56.0*

Green Dot Bank had done it again! If you wanted to check your card balance you are stuck just like everyone else until the app developers finish with transferring from this app into a totally different new app that is far from complete. What happened is Walmart Money Card just dropped a new App and it’s not even close to being functional in Mid July.  Been using this bank for a while and this is by far the worst experience I’ve had since using them. Last time was over a replacement card using this sketchy app. Please fix this…

### 2/5 — Can’t unlock card due to maintenance

*2025-07-19, version 1.56.0*

Always doing maintenance.  Keep my card locked as an extra precaution and now can’t use it due to no app access while under maintenance. Been way over 12 hrs!!!!

### 1/5 — I’m done with this card.

*2025-07-19, version 1.56.0*

Terrible customer service. Takes forever to dispute something. You can only unlock your card in the app so when the app is down you’re screwed.

### 1/5 — DO NOT GET THIS CARD!

*2025-07-19, version 1.56.0*

This company shuts down without warning customers and you will not have access to your money.

### 1/5 — Too much

*2025-07-19, version 1.56.0*

They’re just becoming to inconvenient with these constant updates & changes ! No access to my funds for 24 hours due to my card being locked & no online banking : mobile banking or automatic support

### 1/5 — Not Two Trust Greendot

*2025-07-19, version 1.56.0*

I decided to get a Walmart prepaid debit card and once I put all my information on their so- call application with my phone number Walmart asked stated that they were going to send me a code to my number I provided to Walmart they showed me a number that I never put on the application. I should have known better because I purchased a greendot card from CVS loaded money on it the first day I got the card then a later day I tried to load money on my card and it would not go through so I contacted green dot card and the foreigner on the phone asked how much am I put on there? I him that’s not your business how much I am putting on my card he stated that my card was ready to load and I tried several more times and call green dot again and it stated  that my card was disabled. So my point to this review is that after putting all my information and to see that it gave me a totally different number that I provided so I went back on this site to find out it’s a green dot card the same individuals who kept my remaining funds on my card and disable my card that I had from them don’t be aware too many scams going out here and to find out that my whole identity was stolen from Google and they are also foreigners. We need to be more aware of what’s going on around us. Us Americans every time you turn around something going on or are you on the phone speaking to a foreigner no American a foreigner and all this stuff

### 1/5 — Refund not processed properly

*2025-07-14, version 1.56.0*

I have been waiting for over a week for my balance to update. The money shows in my transaction balance yet not available balance and I can not get help with customer service. I need access to this money but nothing no help with customer service

## Frequently asked questions about Walmart MoneyCard

### What is the Walmart MoneyCard?

The Walmart MoneyCard is a prepaid debit card that allows you to manage your money easily. It offers features like early access to your paychecks, cash back rewards on purchases at Walmart and fuel stations, and the ability to earn interest on your savings.

### How can I get a Walmart MoneyCard?

You can get a Walmart MoneyCard without a minimum balance or credit check. Activation requires online access and identity verification, including an SSN. A mobile app is also required to access all features.

### What are the fees associated with the Walmart MoneyCard?

There is no monthly fee if you have a qualifying direct deposit of $500 or more. Otherwise, the monthly fee is $5.94. Other fees may apply to additional cards or specific transactions, so it's recommended to review the account agreements for full details.

### Can I get overdraft protection with the Walmart MoneyCard?

Yes, you can get up to $200 in overdraft protection with opt-in and eligible direct deposit. This feature requires your account to be in good standing and your chip-enabled debit card to be activated. Specific eligibility criteria apply.

### How can I deposit money onto my Walmart MoneyCard?

You can deposit money through direct deposit of your pay or government benefits, by adding funds from an existing bank account, through free cash reloads at Walmart stores using the app, or by depositing checks using your smartphone.

## Version history (last 5 releases)

### 1.56.0 — 2025-03-18

Just a few minor enhancements & bug fixes to make your Walmart MoneyCard app experience run more smoothly. Turn on auto updates to ensure you always have the latest version of the app.

### 1.55.0 — 2024-12-10

Just a few minor enhancements & bug fixes to make your Walmart MoneyCard app experience run more smoothly. Turn on auto updates to ensure you always have the latest version of the app.

### 1.54.0 — 2024-09-24

Just a few minor enhancements & bug fixes to make your Walmart MoneyCard app experience run more smoothly. Turn on auto updates to ensure you always have the latest version of the app.

### 1.53.0 — 2024-08-27

Just a few minor enhancements & bug fixes to make your Walmart MoneyCard app experience run more smoothly. Turn on auto updates to ensure you always have the latest version of the app.

### 1.52.0 — 2024-04-26

Just a few minor enhancements & bug fixes to make your Walmart MoneyCard app experience run more smoothly. Turn on auto updates to ensure you always have the latest version of the app.

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All apps by Green Dot Corporation: https://appshunter.io/developer/437092811

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
