# Waltro: Expense Budget Tracker — Income, Bills & Budget Planner

> Personal finance app for expense tracking, budgeting, and savings goals. (iPhone/iPad app by Sanam Shrestha.)

- Source: https://appshunter.io/ios/app/waltro-expense-budget-tracker/id6785800879 (this page in markdown: same URL + `.md`)
- Developer: [Sanam Shrestha](https://appshunter.io/developer/1714159614)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 31 MB
- Languages: American English
- Released: 2026-07-02
- Data updated: 2026-09-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/waltro-expense-budget-tracker/id6785800879/reviews.md

## What is Waltro?

Take control of your money with Waltro - Expense Tracker App.

Managing your finances shouldn't be complicated. Waltro helps you track expenses, create budgets, monitor spending, and understand where your money goes — all with a beautiful, easy-to-use interface.

Whether you're saving for a goal, cutting unnecessary spending, or simply keeping your finances organized, Waltro makes personal finance simple.

Log expenses with your voice
The fastest way to track spending — just say it.
• Speak naturally: "coffee 250" — saved in seconds
• Log several at once: "coffee 200, lunch 500 and taxi 300"
• Smart category detection that learns your habits the more you use it
• Add expenses hands-free with Siri

Ask Waltro — your money, explained
A built-in AI you can actually talk to about your spending.
• "How much did I spend on food this month?"
• "What should I cut back on?"
• Ask out loud or type — the same button logs spending and answers questions
• Real answers pulled straight from your own transactions — never made up
• Every figure is calculated on your iPhone; with your permission, cloud AI writes the answer

Track every expense
Record daily expenses in seconds.
• Quick expense & income entry
• Custom categories
• Notes and receipt photos
• Daily "safe to spend" number
• Recurring income & bills, tracked and auto-logged on their due date

Create smarter budgets
Stay on top of your monthly spending.
• Monthly category budgets
• Live budget progress
• Overspending alerts
• Month-end spending forecast

Reach your savings goals
Turn plans into progress.
• Set goals with targets and dates
• Track your progress visually
• Celebrate every milestone

Powerful insights
Understand your spending habits.
• Beautiful charts & breakdowns
• Income vs. expenses
• Spending trends & peak days
• Monthly "wrap-up" story you can share

Stay organized
Everything in one place.
• Search and filters
• Bill reminders — log a bill with one tap, right from the notification
• Payday reminders
• No-spend streaks
• Home Screen & Lock Screen widgets, plus a quick-add widget for your top categories
• 11 beautiful themes

Keep your data safe
Your privacy comes first.
• Data stored securely on your device
• Cloud AI only with your permission — switch it off anytime in Settings
• Sign in with Apple, Google, or email — or skip sign-in entirely as a guest
• App Lock with Face ID or PIN
• iCloud sync & backup
• Export to CSV & PDF
• Delete all your data anytime

Designed for everyone
Whether you're a student, freelancer, family, or business owner, Waltro helps you build better financial habits every day.
Waltro Pro unlocks all premium features. Choose the plan that works for you:

• Annual — $12.99 for the first year, then $14.99/year
• Monthly — $2.99/month
• Lifetime — $24.99, one-time purchase (pay once, yours forever)

The Annual and Monthly plans are auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the period. You can manage or cancel your subscription anytime in your App Store account settings.

The Lifetime plan is a single one-time purchase and is not a subscription.

Download Waltro today and start taking control of your money.

Privacy Policy: https://ktm-studio.com/waltro/privacy/
Terms of Use: https://ktm-studio.com/waltro/terms/

## Key features

- Voice-activated expense logging
- Customizable budgets and spending alerts
- Savings goal tracking
- Financial insights and charts
- Bill and payday reminders
- On-device data security
- CSV and PDF export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Waltro Pro — Monthly | $2.99 | per month |
| Waltro Pro — Annual | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Waltro Pro — Lifetime | $24.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/waltro-expense-budget-tracker/id6785800879/reviews.md

### 5/5 — Well built, intuitive

*2026-07-29*

Helps me to track my budget, and be more conscious of my spending habits

### 5/5 — Great tool for tracking expenses

*2026-07-28*

Great tool for tracking expenses

### 5/5 — Easy to use

*2026-07-28*

Apps looks  great. Budgeting is simple. And no account required

## Frequently asked questions about Waltro

### How does Waltro help with budgeting?

Waltro allows you to create monthly budgets for custom categories and provides live progress tracking. It also sends overspending alerts and offers a month-end spending forecast to help you stay on track.

### Can I log expenses with my voice in Waltro?

Yes, Waltro offers a hands-free expense logging feature. You can speak naturally, like 'coffee 250,' and the app will save the transaction with smart category detection processed on your device.

### What are the pricing options for Waltro Pro?

Waltro Pro offers an Annual plan for $9.99 the first year (then $14.99/year), a Monthly plan at $2.99/month, and a one-time Lifetime purchase for $24.99. Subscriptions auto-renew unless canceled 24 hours prior to the current period's end.

### How is my financial data secured in Waltro?

Your privacy is prioritized with data stored securely on your device. Waltro also offers App Lock with Face ID or PIN, and iCloud sync & backup for added security and convenience.

### Does Waltro have ads?

No, Waltro is ad-free. The application does not contain advertisements, allowing for an uninterrupted user experience.

### What devices is Waltro available on?

Waltro is currently supported on iPhone devices. Future platform expansions may be considered based on user demand and development resources.

### How often is Waltro updated?

The latest version, 1.2, was released on July 8, 2026, indicating recent development activity. Users can expect regular updates to enhance features and ensure stability.

### Can I export my financial data from Waltro?

Yes, Waltro allows you to export your financial data in CSV and PDF formats. This feature is useful for record-keeping, tax purposes, or sharing with financial advisors.

## Version history (last 5 releases)

### 1.6 — 2026-09-19

- Scan a receipt to instantly fill in the amount, store, date, and category.
- Import receipt photos with a long press on the camera button.
- Smart category suggestions with one-tap approval.
- Receipt photos stay attached to transactions.
- Swipe to edit or delete, or tap to view details.
- A cleaner, simpler Add Transaction screen
- Bug fixes

Love Waltro? A quick rating helps a solo developer more than you know.

### 1.5 — 2026-09-17

- Ask Waltro: Log expenses and get answers instantly ("Coffee 200" or "Food spending this month?").
- Multi-entry: Add multiple transactions in one go.
- Smarter AI: Understands "25k", "1.5 lakh", and follow-up questions.
- Faster Add: Keyboard opens instantly, and saving is quicker.
- Currency Selection: Choose your currency during setup or in Settings.

Fixed: -
- Reinstalling no longer restores old data.
- Wipe Everything now also clears Ask Waltro chats.

Love Waltro? A quick rating helps a solo developer more than you know.

### 1.4 — 2026-09-15

New in this update:

• Ask about what's coming, not just what's gone: "what bills are due?",
  "when do I get paid?", "can I afford this?" — all answered now.
• Reports simplified, and more of it is free.

Love Waltro? A quick rating helps a solo developer more than you know

### 1.3 — 2026-09-10

New in this update:

• Talk to Ask Waltro — tap the mic, speak your question, get an answer.
  Your conversation is now saved between visits, and stays on your iPhone.
• Ask about what's coming, not just what's gone: "what bills are due?",
  "when do I get paid?", "can I afford this?" — all answered now.
• New Coming Up card on Home — every bill and payday landing in the next
  30 days, in one place.
• Your balance card now shows what you actually spend per day. No income
  setup required.
• Budget tab rebuilt — clearer figures, and you can finally edit or remove
  a single category budget without deleting the category itself.
• Reports simplified, and more of it is free.

Love Waltro? A quick rating helps a solo developer more than you know

### 1.2 — 2026-07-08

Welcome to Waltro 

Meet the fastest way to track your money:

• Voice entry — just say "coffee 250" and it's saved
• Smart budgets with live progress and overspending alerts
• Savings goals with milestone celebrations
• Daily "safe to spend" number on your Home & Lock Screen
• Bill reminders — log a bill with one tap, right from the notification
• Monthly wrap-up story you can share
• App Lock with Face ID, iCloud sync, and CSV/PDF export
• Bug Fixes


We read every review -- tell us what you'd love to see next!

## More apps by Sanam Shrestha

- [Star Signs - Horoscope & Tarot](https://appshunter.io/ios/app/star-signs-horoscope-and-tarot/id1229971116)
- [SurTaal - Alankar & Raag](https://appshunter.io/ios/app/surtaal-alankar-and-raag/id6446121685)
- [Kido Hub](https://appshunter.io/ios/app/kido-hub/id6497063009)
- [SingVox](https://appshunter.io/ios/app/singvox/id6498471756)
- [SurTaal: Tabla & Tanpura Riyaz](https://appshunter.io/ios/app/surtaal-tabla-and-tanpura-riyaz/id6761602413)
- [Swap & Grow: Quit Bad Habits](https://appshunter.io/ios/app/swap-and-grow-quit-bad-habits/id6763892572)

All apps by Sanam Shrestha: https://appshunter.io/developer/1714159614

## Related topics

[sanam shrestha](https://appshunter.io/ios/topics/sanam-shrestha)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-28.*
