# Wary: Budget & Expense Tracker — Envelope budgeting, offline

> Envelope budgeting, offline (iPhone/iPad app by Josiane Kabran.)

- Source: https://appshunter.io/ios/app/wary-budget-and-expense-tracker/id6797221309 (this page in markdown: same URL + `.md`)
- Developer: [Josiane Kabran](https://appshunter.io/developer/6797221521)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 69 MB
- Languages: American English
- Released: 2026-08-06
- Data updated: 2026-10-17

## What is Wary?

Wary helps you take back control of your money, simply.

To build wealth, you first need to know where your money goes. Wary is a clear and fast budget app designed for everyone — working 100% offline, with no bank connection and no sign-up required.

YOUR ENVELOPES, YOUR BALANCE

Organize your money into simple envelopes: Savings, Needs, Wants, and Unexpected. See at a glance what you have left in each category.

THE GOLDEN RULE OF SAVING

Wary automatically puts 10% aside before anything else. Build your savings effortlessly.

SCAN YOUR RECEIPTS

Snap a photo of a receipt: Wary reads the amount, date, and merchant, then pre-fills your expense. Just check, confirm, and it’s saved.

TRACK AND UNDERSTAND YOUR SPENDING

Daily, monthly, and yearly tracking. Clear charts show you where your money actually goes and how much you're saving.

STAY ON TRACK

Get alerts whenever you approach or exceed an envelope's budget. No more bad surprises at the end of the month.

ANYWHERE IN THE WORLD

Wary automatically adapts to your country, currency, and language. Available in multiple languages.

YOUR DATA BELONGS TO YOU

Everything stays on your device. No banking data required, no mandatory account, and no data sent elsewhere. Export and back up your data whenever you want.

A DAILY BOOST OF MOTIVATION

An inspiring quote about money and success every day to keep you on course.

Wary is free. Install it now and start knowing exactly where your money goes today.

## Is Wary safe?

Not enough ratings yet to assess Wary.

## Is Wary legit?

Wary: Budget & Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Wary is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.3.1 — 2026-10-14

Wary 1.3.1 — our first major update since launch.

- The keyboard no longer hides input fields
- Buttons respond on the first tap
- Your savings amount is now editable
- Record an expense with a past date
- Move leftover envelope funds into savings
- Detailed savings tracking in Analysis
- Reorder your items with the ▲▼ arrows
- Switching language now translates the whole app
- Currency and date formatting fixes

### 1.0 — 2026-08-06

No release notes.

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## More apps by Josiane Kabran

- [DJÔSSI](https://appshunter.io/ios/app/djossi/id6797255076)

All apps by Josiane Kabran: https://appshunter.io/developer/6797221521

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*