# Watan Ledger - ډیجیټل کهاته — Saraf hisab, khata & hawala > Saraf hisab, khata & hawala (iPhone/iPad app by IOHEC LTD.) - Source: https://appshunter.io/ios/app/watan-ledger/id6812538557 (this page in markdown: same URL + `.md`) - Developer: [IOHEC LTD](https://appshunter.io/developer/6812538559) - Category: Business, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 24 MB - Languages: American English - Released: 2026-10-21 - Data updated: 2026-10-29 ## What is Watan Ledger? Watan Ledger is the daily hisab book for sarafs, rebuilt for your phone. If you run a sarafi, your ledger is your business. Watan Ledger keeps every customer balance, every hawala and every currency position in one place, so you always know who owes what, in which currency, and exactly where the day ended. WHAT YOU CAN DO • Customer accounts: open an account for every customer and see a running balance at a glance • Hawala records: note each hawala with sender, receiver, agent, amount and currency, and keep the whole chain in one view • Multi-currency: AFN, USD, PKR, AED, EUR, GBP and more, each tracked as its own position • Account-to-account entries: record a movement between two customer accounts and keep both sides in step • Statements: build a clear statement for any customer over any date range and share it on WhatsApp or by email • Qarz and settlements: see what is lent, what is owed and what has been settled • Daily activity: one feed of everything entered today, so nothing is lost at closing time • Works offline: write your records without a signal; they sync when you are back online • Your language: full English, Dari and Pashto WHY SARAFS USE IT Paper daftars get lost, water-damaged and argued over. A spreadsheet on a laptop is never with you at the counter. Watan Ledger puts the same hisab you already keep into your pocket, in your own language, with the balances worked out for you and a statement you can send to a customer in seconds. IMPORTANT WHAT WATAN LEDGER IS NOT Watan Ledger is a bookkeeping and record-keeping tool. It does not move money. It is not connected to any bank, payment network or remittance service, it never holds or transmits funds, and it cannot send, receive or settle a payment. Every figure in the app is a record you typed yourself about business you conducted outside the app. You remain responsible for your own licensing, tax and anti-money-laundering obligations in your jurisdiction. SUBSCRIPTION Watan Ledger is free to download and starts with a 3 months free trial with full access to every feature. After the trial, choose the length that suits you: There is one product at four lengths; no feature is locked behind a higher tier. Terms of Use: https://www.watanledger.com/terms/ Privacy Policy: https://www.watanledger.com/privacy SUPPORT Questions, or help with your account: help@watanledger.com Watan Ledger is a product of IOHEC LTD, registered in England and Wales, company number 12595099. ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual Plan | $159.00 | per year | | 6-Month Plan | $79.99 | per 6 months | | Quarterly Plan | $39.99 | per 3 months | | Monthly Plan | $12.99 | per month | ## Is Watan Ledger safe? Not enough ratings yet to assess Watan Ledger. ## Is Watan Ledger legit? Watan Ledger - ډیجیټل کهاته has limited verification signals. The AppsHunter Legitimacy Score for Watan Ledger is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 3 releases) ### 1.9.0 — 2026-10-28 What's New New features • Custom currencies: create your own currencies to match how you trade. • Archive customers: move customers you no longer deal with out of your active list. • Photo attachments: attach a photo when recording a received hawala. • Customer documents: attach a PDF when creating a customer account. • Backdated entries: choose the date for any entry, including past dates. • Two dates on hawala shares: shared messages and PDFs now show both the Shamsi date and the Gregorian date. • Adjustable text size: set your preferred text size in Settings. Improvements • Delete confirmation: you'll now be asked to confirm before any entry is deleted. • Clearer colours: sent hawala now shows in red and received hawala in green. Thank you for using Watan Ledger. Keep your feedback coming. ### 1.8.0 — 2026-10-22 What's New in Watan Ledger • Improved Hawala with auto-generated codes, partial payments, Pay Later, and double commissions. • Redesigned Balance, Profit & Loss, and Business Reports. • New shortcuts for Unpaid, Treasury, Unknown, and Profit. • Faster account search and easier transactions. • Improved customer and branch management. • Better unpaid Hawala tracking. • Bug fixes and usability improvements. ### 1.7.0 — 2026-10-21 No release notes. ## Related topics [asaar afg](https://appshunter.io/ios/topics/asaar-afg) · [ardshinbusiness](https://appshunter.io/ios/topics/ardshinbusiness) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*