# Wave: Small Business Software — Invoice, scan receipts & more

> Small business software for invoicing, expense tracking, and financial management. (iPhone/iPad app by Wave Financial Inc.)

- Source: https://appshunter.io/ios/app/wave-small-business-software/id881629660 (this page in markdown: same URL + `.md`)
- Developer: [Wave Financial Inc](https://appshunter.io/developer/574934359)
- Category: Business, Finance
- Price: Free with in-app purchases
- Rating: 4.40/5 from 6,611 App Store ratings · 363 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.4 · 128 MB
- Languages: American English
- Released: 2014-06-19
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/wave-small-business-software/id881629660/reviews.md

## What is Wave?

Wave’s mobile app is an integrated, on-the-go solution for small business owners, creators, freelancers, consultants, and contractors in the US and Canada and the perfect companion to your desktop experience. Send customized, professional invoices and estimates and keep track of your business expenses in one place! Add optional online credit card and bank payment processing to get paid even faster. Plus, subscribe to our Pro Plan to access even more bookkeeping and invoicing features.

Our receipts feature is included for free in the Pro Plan or easy to add-on to the Starter Plan. You can capture unlimited receipts with optical character recognition to track your business expenses.

Bookkeep better with the Pro Plan
Want to look more polished, save more time, and conquer cash flow? With our Pro Plan, you get access to the following features:
Capture unlimited receipts and track expenses at no additional cost
Option to accept online payments* at a discounted rate
Auto-import bank transactions**
Auto-merge and categorize bank transactions
Add additional users to your account
Automate late payment reminders
Access live-person chat and email support
And more!

You’re in good company
Wave’s software has helped more than 300K North American small business owners manage their money, so you know we’ve got your back.

Dashboard
Easily monitor what’s going on in your business with Wave’s intuitive dashboard, which includes:
At-a-glance business insights, like profit and loss statements
Quick access to invoicing metrics, like amounts overdue and upcoming payments
Access to accounting reports for understanding your business, filing taxes, and more

Mobile invoicing
Create and send professional, customized invoices with your logo
Receive notifications when you've been paid
Check invoice status (sent, viewed, overdue, paid)
Record payments
Send invoice reminders and payment receipts
Get paid even faster with Wave’s online payments feature to accept credit cards and bank payments
Synchronize instantly with your Wave account on desktop

Estimates
Instantly create and send estimates and land that dream customer quicker
Convert an estimate into an invoice in seconds
Customize estimates with your brand colors and logo
Access your estimates from anywhere, anytime

Designed to get you paid faster
Wave invoice templates and email messages are designed to help you get paid faster
Sending professional easy-to-read invoices inspires confidence from your clients, encouraging prompt payment and repeat business


Receipt scanning
Organize and manage your receipts in one place with Wave’s subscription-based mobile receipts feature
Don’t waste time manually managing your expenses—let our app capture receipt details in seconds using OCR technology
Get peace of mind and breeze through tax season with updated books and reports, synced with our accounting feature
Upload receipts from your desktop or via email
Manage and categorize transactions on-the-go or on desktop—everything stays synced!


Accept online payments in seconds
Wave’s invoicing software works seamlessly to accept online payments via direct integration with our online payments feature: Getting started is as easy as a few clicks*. You’ll be able to select the invoices where you want to accept all major credit cards (Visa®, MasterCard®, American Express®, Discover®) for a competitive, per transaction fee. Most Wave invoices paid by credit card and bank payment get paid in 2 days or less!

Create your Wave account right in the Wave mobile app, or visit waveapps.com.

*Approval is subject to eligibility criteria, including identity verification and credit review.

**Not all financial institutions are supported. Learn more here: https://support.waveapps.com/hc/en-us/articles/115005541303-Understanding-bank-connections

Privacy: https://www.waveapps.com/legal/privacy-policy
Terms of Use: https://www.waveapps.com/legal/terms-of-use
Terms of Service: https://www.waveapps.com/legal/legal-disclosures

## Key features

- Send customized invoices and estimates
- Scan receipts with OCR for expense tracking
- Monitor business insights on a dashboard
- Accept online credit card and bank payments
- Automate late payment reminders
- Syncs with desktop account

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Mobile receipts - Monthly | $8.00 | per month |
| Mobile receipts - Annual | $72.00 | per year |
| Pro Plan - Monthly | $19.00 | per month |
| Pro Plan - Annual | $190.00 | per year |


## Chart rankings

- #57 in Top Grossing · Business (US App Store)

## What do users think of Wave?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 🚀 Professional invoicing
- 🚀 Great for small businesses
- 👍 Convenient mobile app
- 🚀 Seamless integration between devices

**Cons**

- 🐛 Buggy app with crashes
- 🔒 Poor customer service and support
- 💰 Expensive payment processing fees
- 🔒 Unreliable payouts and fund holds
- 🐛 Missing key features in mobile app

**Commonly reported bugs**

- App crashes when trying to edit invoices
- Inability to view past transactions in mobile app
- Inconsistent behavior when connecting bank accounts
- Incorrect tax calculations and reporting issues
- Delayed or missing payments from customers

**Most requested features**

- Add dark mode option
- Improve mobile app functionality
- Integrate with more third-party services
- Provide better customer support channels
- Add more customization options for invoices

## Recent user reviews (10 of 363)

All indexed reviews: https://appshunter.io/ios/app/wave-small-business-software/id881629660/reviews.md

### 1/5 — The worst payment processor in the world

*2026-08-21, version 4.20.0*

DO NOT USE THIS COMPANY. WE PROCESSED A PAYMENT FOR OUR CUSTOMER ON THEIR WEBSITE, one week later we still didn’t have money in our account. They emailed us and said we need to provide proof of all communications with the customer, contracts, details about the services rendered and more before they will release our money. How about none of your business wave! I switched to quick books and never dealt with this bs with quickbooks or square or any other card payment processor ever.

### 1/5 — Trash

*2026-08-20, version 4.20.0*

Why am i paying for an app that doesn’t let me do the basics…. 4 days invoices “wave has encountered a error”

### 2/5 — Can’t save anything on the app now

*2026-08-18, version 4.20.0*

Started last week I am unable to save anything item or item estimate can’t even convert an invoice or record payments very frustrating

### 1/5 — AWFUL CUSTOMER SUPPORT

*2026-08-14, version 4.20.0*

Even in paid tiers, wave customer support is horrendous. I started an account and still 2 weeks later I can’t accept payments because they haven’t verified it. 2 weeks???? Come on!!! 

Their customer service hotline is an ai chatty bot. Then, when you finally get a person, it’s a tier one rep who is about as useful as the ai bot. 


DO NOT USE WAVE. PLEASE LOOK ELSEWHERE OR STAY ON QUICKBOOKS

### 1/5 — Denied my payout and didn’t refund my client

*2026-08-13, version 4.20.0*

We are a dry hire mobile bar and we were using wave for invoices and keeping track of receipts. Our first event came around and my client paid on July 18th in full. The event happened on july 30th and I noticed it was still pending on our end. Now fast forward it is now August 12 and the payout is on hold because they decided our type of business is too risky for them. We have gotten back in contact with the client and they have not received a refund. Customer service is nonexistent with emails that are ignored and a chat box that they made very hard to find. I would not recommend! I luckily had a client who is willing to go out of their way to dispute the charge and has offered to pay me another way once they get their refund. That could of gone completely different if it was another type of person.

### 5/5 — User friendly

*2026-08-12, version 4.20.0*

I have used Wave for several different business adventures and it is by far the most user friendly.

### 4/5 — New user thoughts

*2026-08-11, version 4.20.0*

Recently found wave as a solution to my small business bookkeeping. Makes things easy to track, reports are great, categories and expenses make things easy. Only two complaints: support is nonexistent. Additionally, I have been having issues getting my credit card accounts to automatically sync for historical transactions. To bridge the gap, I used the import feature with a csv file which worked, but randomly last week the system decided to import these same transactions resulting in duplications with no easy way to remove these without starting over on that account. I do not use payroll so I cannot speak to that.

### 1/5 — Not transparent

*2026-08-11, version 4.19.0*

They Denied my business saying it wasn’t well enough established even though it’s very much legitimate and they didn’t even provide a reason why, just said this is a final decision so now I can’t use their subscription service and I’ve already established my invoices on their software, super annoying and inconvenient

### 1/5 — Help

*2026-08-10, version 4.19.0*

Computer does NOT understand my problem. Have not been able to get a response by phone.

### 5/5 — So close to perfect, 1000 x better than the main competitor

*2026-08-04, version 4.19.0*

Everything works amazingly well, so much easier to use than slowbooks. 

My dream updates: 

1. not having to click attach invoice as pdf EVERY time. 

2. A report for all invoices, right now I print the invoices page from the web so I have something physical to cross off as customers pay individual invoices.

3. Super dreaming, but reports from in app would be amazing. Right now I use the app to input all invoices. Then I have to go to the mobile website to print reports

## Frequently asked questions about Wave

### What does Wave: Small Business Software do?

This app provides an integrated, on-the-go solution for small business owners to manage their finances. It allows users to send professional invoices and estimates, track business expenses by scanning receipts, and monitor key business insights through an intuitive dashboard. It also facilitates faster payments through optional online processing.

### What are the key features of Wave: Small Business Software?

Key features include creating and sending customized invoices and estimates, scanning receipts with OCR technology to track expenses, accepting online credit card and bank payments, and accessing an at-a-glance business dashboard with profit and loss statements and invoicing metrics. The Pro Plan offers additional features like auto-importing bank transactions and automated late payment reminders.

### Is Wave: Small Business Software free to use?

The core functionality of the app, including invoicing and expense tracking, is available. However, advanced features like receipt scanning are included in the Pro Plan or can be added as an add-on to the Starter Plan. Online payment processing also incurs fees.

### What kind of businesses is this app designed for?

This app is specifically designed for small business owners, creators, freelancers, consultants, and contractors. It aims to help them manage their money, get paid faster, and simplify financial tasks, particularly for those operating in the US and Canada.

### How does the receipt scanning feature work?

The receipt scanning feature utilizes optical character recognition (OCR) technology to capture receipt details automatically. This allows users to track business expenses efficiently without manual data entry. The feature is available through the Pro Plan or as an add-on to the Starter Plan.

## Version history (last 5 releases)

### 4.20.0 — 2026-08-11

With this release, we’re waving bye to bugs and hello to stability improvements. Thanks for using Wave to help you stay more in control of your business while on-the-go.

### 4.19.0 — 2026-07-18

With this release, we’re waving bye to bugs and hello to stability improvements. Thanks for using Wave to help you stay more in control of your business while on-the-go.

### 4.18.0 — 2026-06-23

With this release, we’re waving bye to bugs and hello to stability improvements. Thanks for using Wave to help you stay more in control of your business while on-the-go.

### 4.17.0 — 2026-05-09

With this release, we’re waving bye to bugs and hello to stability improvements. Thanks for using Wave to help you stay more in control of your business while on-the-go.

### 4.16.0 — 2026-05-02

With this release, we’re waving bye to bugs and hello to stability improvements. Thanks for using Wave to help you stay more in control of your business while on-the-go.

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| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
