# Wavely Budget: Money Planner — Cash flow for freelancers

> Cash flow for freelancers (iPhone/iPad app by Ngoc Nguyen Tuan.)

- Source: https://appshunter.io/ios/app/wavely-budget-money-planner/id6803011743 (this page in markdown: same URL + `.md`)
- Developer: [Ngoc Nguyen Tuan](https://appshunter.io/developer/1848362409)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 50 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China) and 4 more
- Released: 2026-09-15
- Data updated: 2026-09-17
- User reviews in markdown: https://appshunter.io/ios/app/wavely-budget-money-planner/id6803011743/reviews.md

## What is Wavely Budget?

Wavely helps freelancers, creators, contractors, and independent earners plan around income that changes from month to month.

Instead of forcing variable income into a fixed monthly budget, Wavely answers the question that matters now: how much can you safely spend today?

SAFE TO SPEND, EXPLAINED

See one clear amount based on the cash you have, upcoming income, bills, estimated taxes, fees, and protected reserves. Open the explanation whenever you want to understand what changed.

PLAN AHEAD

• Forecast cash flow 14, 30, 60, or 90 days ahead
• Switch between cautious, balanced, and optimistic assumptions
• Spot a possible shortfall before its due date
• Test one or several what-if scenarios before applying them

TRACK VARIABLE INCOME

• Add one-time and repeating income
• Track expected, overdue, and received payments
• Record actual amounts, fees, and estimated tax reserves
• Keep accounts, transfers, bills, and reserves together

STAY IN CONTROL

• Search and filter a complete activity history
• Export your data as CSV or JSON
• Protect the app with the device lock
• Schedule private, on-device reminders
• Use light or dark appearance in 14 supported languages

PRIVATE BY DEFAULT

The current version works without an account. Your financial planning data stays in the app’s local database on your device. Wavely does not use ads or tracking.

Wavely is a planning tool, not financial, tax, legal, or accounting advice. Forecasts and tax reserves are estimates based on information and assumptions you provide.


## Version history (last 1 release)

### 1.0 — 2026-09-15

No release notes.

## More apps by Ngoc Nguyen Tuan

- [Worm Maze Escape](https://appshunter.io/ios/app/worm-maze-escape/id6791469541)
- [Sleep Sounds: Calm Night Rest](https://appshunter.io/ios/app/sleep-sounds-calm-night-rest/id6791662822)
- [BodhiDaily: Buddhist Practice](https://appshunter.io/ios/app/bodhidaily-buddhist-practice/id6794173170)
- [PayClimb: IT & AI Skills](https://appshunter.io/ios/app/payclimb-it-and-ai-skills/id6797046248)
- [AI Audio Mixer: Audio Editor](https://appshunter.io/ios/app/ai-audio-mixer-audio-editor/id6805768179)

All apps by Ngoc Nguyen Tuan: https://appshunter.io/developer/1848362409

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*