# WavePay — Digital Payments > Digital wallet for fast, secure, and easy mobile payments and bill settlements. (iPhone/iPad app by Wave Money.) - Source: https://appshunter.io/ios/app/wavepay/id1439175549 (this page in markdown: same URL + `.md`) - Developer: [Wave Money](https://appshunter.io/developer/1234535228) - Category: Finance, Lifestyle - Price: Free - Rating: 3.80/5 from 1,832 App Store ratings · 98 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 135 MB - Languages: American English - Released: 2018-12-01 - Data updated: 2026-08-22 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/wavepay/id1439175549/reviews.md ## What is WavePay? Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs: • Send money to your family and friends using mobile number, including to those who are not on WavePay APP • Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc. • Top up or buy packs for your or your family and friends mobile. • Pay your bills easily – Internet, Solar, Insurance, MFI loans etc. • Link your bank or MPU cards and easily transfer funds in and out of the wallet easily. Safe and Secure payments • Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure. • Set your PIN, which is a 4-digit number, It’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN • Additional security of a 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing a transaction ID and 6-digit secret code Easy Cash-in and Cash-out services • Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time • Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet Easy Airtime top up and bill payments. • Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo • Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc. • Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc. • Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc • Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar • Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc. Fast and reliable payments at Online stores • Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery. • Order your favorite food or groceries on FoodPanda and pay using the WavePay app Book Hotels & Tickets for Bus, Flights • Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet. • Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates. • Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc. • Make hassle-free payments for your groceries, medicines, electronics and clothing purchases by scanning Wave QR at 200,000+ merchants. Contact Us • WaveMoney Call Centre is available every day 8 AM-10 PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers To become a business partner, agent? E-mail us at business@wavemoney.com.mm or call our call-center ## Key features - Send money via mobile number - Scan QR codes for instant payments - Mobile top-ups and pack purchases - Pay bills (internet, solar, insurance, loans) - Link bank accounts and MPU cards - Secure transactions with PIN and secret code - Cash-in/Cash-out via agent shops ## What do users think of WavePay? Overall sentiment: negative **Pros** - 🚀 Fast and easy to use - 🔒 Secure payment system - 👍 Colorful and user-friendly UI - 💡 Device authorization feature **Cons** - 🐛 App crashes and freezes - 🔒 Difficult account recovery process - 👎 Poor customer service - 💰 Deduction of remaining balance **Commonly reported bugs** - App not supported on jailbroken/rooted devices - Incompatibility issues with newer iOS versions - Myanmar keyboard not working after updates **Most requested features** - Allow NRC number for device authorization - Integrate with popular banks and services - Implement biometric login options - Improve transaction history and balance tracking ## Recent user reviews (10 of 98) All indexed reviews: https://appshunter.io/ios/app/wavepay/id1439175549/reviews.md ### 1/5 — Spaw *2026-05-09, version 2.6.0* စောင့်သုံးမကြတဲ့App ### 5/5 — Wave *2026-04-01, version 2.6.0* wave ### 5/5 — Good *2026-02-24, version 2.6.0* Great ### 1/5 — Lier *2025-09-08, version 2.4.3* This wallet is we can’t trust. This app is break the cyber law. This app is terrorised. This wallet is steal a lot of money from the users ### 1/5 — ဘာလို့ဝင်မရတော့တာလဲ *2025-07-08, version 2.4.2* ဘာလို့ဝင်မရတော့တာလဲ ### 5/5 — yanpying *2025-07-03, version 2.4.1* phyo ### 1/5 — Update application *2025-06-21, version 2.4.1* Error can’t open iso device ### 1/5 — App Can’t Open After Updated *2025-06-21, version 2.4.1* Today I updated WavePay latest version and then App can’t open. How should I do this situation? ### 1/5 — Not Working iOS 18.5 *2025-06-19, version 2.4.1* Please technical fix, application crashes. ### 3/5 — App crashing *2025-06-19, version 2.4.1* Can’t open app after updating to 2.4.1 on iPhone 14 pro ## Frequently asked questions about WavePay ### What does the WavePay app do? WavePay is a mobile financial service app that allows users to make fast, easy, and safe online payments. It serves as a digital wallet for sending money, scanning QR codes for purchases at merchants, topping up mobile credit, and paying various bills like internet, solar, insurance, and loans. It also enables linking bank accounts and MPU cards for fund transfers. ### How does WavePay ensure payment security? WavePay employs several security features to protect user accounts. It uses a 'One Wallet, One Device' (1W1D) feature, allowing access from only one device at a time. All transactions require a mandatory 4-digit PIN, and money transfers to users not on the app are further secured with a 6-digit secret code for collection. ### Is WavePay free to use? The WavePay app is free to download and use for its core payment functionalities. While the app itself does not have a direct cost, there might be transaction fees associated with certain services or purchases, which are typical for financial applications. The provided data indicates it is 'free with in-app purchases'. ### How can I cash in or cash out money with WavePay? WavePay offers easy cash-in and cash-out services through its extensive network of over 60,000 Wave agent shops across the country. You can visit a nearby agent to deposit funds into your wallet or withdraw cash from your wallet balance. ### What types of bills can I pay using WavePay? WavePay supports a wide range of bill payments. This includes internet bills from over 30 providers, loan repayments from more than 40 partners, insurance payments from various companies, solar bill payments, and even healthcare and telehealth service payments. It also facilitates payments for online shopping and booking services like hotels and tickets. ## Version history (last 5 releases) ### 2.6.0 — 2026-01-28 Smarter Registration & Verification: Experience a smoother sign-up process with our new smart-capture tools for ID and selfie detection. Transparent Feedback: Receive clear reasons and guidance on how to correct your details if you need to resubmit. Smart Profile Update: Easily keep your account up to date with a user-friendly flow for editing profiles and adding missing information. Enhanced Support & Navigation: Find answers faster with an improved FAQ layout. QR Scanner Upgrade: Now allows manual input of alphanumeric merchant references. Enhancements & Bug Fixes: Continuous improvements and bug fixes to ensure the app runs smoothly. ### 2.5.0 — 2025-10-20 Wave Zay Sine: Explore our newest feature for an improved and seamless experience. Bank Transfer In/Out UI/UX Enhancement: Enjoy a more intuitive and user-friendly interface. Selfie Camera Button Enhancement: Enhanced usability for a smoother selfie verification process at the registration. Enhancements & Bug Fixes: Fixed minor bugs in Inbox and Notifications. ### 2.4.3 — 2025-09-03 An update designed to make your experience faster, smarter and more secure. Smarter Inbox:
Your messages are now neatly categorized and clickable making it easier to find what matters. Enhanced Cash In/Out:
A smoother, faster experience for cashing in and out via bank accounts, with fewer taps and improved UI/UX. Secure PIN Update:
Enjoy a consistent and refreshed design when updating or changing your PIN. ### 2.4.2 — 2025-07-04 Fixed a crash issue related to the QR Scanner. Addressed the “Invalidated Deleted Object” crash. Fixed a crash on the Landing Screen. Fixed a camera view crash caused by image resizing. ### 2.4.1 — 2025-06-16 Thai Language Support Updated MMQR Logo on the splash screen and scanner screen Fee Deduction Feature when payments are made to Gov MMQR merchants Enhanced Registration UI Wave Shop Map Integration Various Technical Fixes ## Apps similar to WavePay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Myanmar Market Price](https://appshunter.io/ios/app/myanmar-market-price/id6446792753) | 4.3 (275) | Free | Finance | | [Myanmar Market Price Pro](https://appshunter.io/ios/app/myanmar-market-price-pro/id6651837338) | 4.0 (9) | $9.99 | Finance | | [KBZ mBanking](https://appshunter.io/ios/app/kbz-mbanking/id1350640443) | 1.9 (4,011) | Free | Finance | | [CB Pay](https://appshunter.io/ios/app/cb-pay/id1333054033) | 3.7 (527) | Free | Finance | | [KBZPay Customer](https://appshunter.io/ios/app/kbzpay-customer/id1398852297) | 1.7 (19,791) | Free | Finance | | [AYA PAY Wallet](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756) | 4.3 (483) | Free | Finance | ## More apps by Wave Money - [Wave Merchant](https://appshunter.io/ios/app/wave-merchant/id6456263921) All apps by Wave Money: https://appshunter.io/developer/1234535228 ## Related topics [wave money](https://appshunter.io/ios/topics/wave-money) · [wavepay](https://appshunter.io/ios/topics/wavepay) · [wpay](https://appshunter.io/ios/topics/wpay) · [kpay](https://appshunter.io/ios/topics/kpay) · [wavepay agent](https://appshunter.io/ios/topics/wavepay-agent) · [wave payment](https://appshunter.io/ios/topics/wave-payment) · [mpt pay](https://appshunter.io/ios/topics/mpt-pay) · [kuickpay](https://appshunter.io/ios/topics/kuickpay) · [zeemoney](https://appshunter.io/ios/topics/zeemoney) · [wave money transfer](https://appshunter.io/ios/topics/wave-money-transfer) · [gsl connect](https://appshunter.io/ios/topics/gsl-connect) · [kbz](https://appshunter.io/ios/topics/kbz) · [kbz pay](https://appshunter.io/ios/topics/kbz-pay) · [mpt for u](https://appshunter.io/ios/topics/mpt-for-u) · [asaanapay](https://appshunter.io/ios/topics/asaanapay) · [krungsri one payment](https://appshunter.io/ios/topics/krungsri-one-payment) · [surepay mobile](https://appshunter.io/ios/topics/surepay-mobile) · [wave](https://appshunter.io/ios/topics/wave) · [cb pay](https://appshunter.io/ios/topics/cb-pay) · [expertpay](https://appshunter.io/ios/topics/expertpay) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*