# Waya - Mobile Banking — Store, Spend & Transfer Money > Secure mobile banking and money transfers for everyone, especially underserved communities. (iPhone/iPad app by Wayapay Limited, Inc.) - Source: https://appshunter.io/ios/app/waya-mobile-banking/id6445921373 (this page in markdown: same URL + `.md`) - Developer: [Wayapay Limited, Inc](https://appshunter.io/developer/1674854485) - Category: Finance - Price: Free - Rating: 3.55/5 from 11 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 13.1 · 56 MB - Languages: English - Released: 2023-03-11 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/waya-mobile-banking/id6445921373/reviews.md ## What is Waya? Waya offers user-friendly Mobile Banking* and Money Transfer services, ensuring a secure, speedy, and effortless way to manage, spend, and transfer your money. Enjoy seamless transactions, total control of your account, and access to a world of financial possibilities at your fingertips. Waya's goal is to unlock financial opportunities for everyone, especially immigrants, underserved communities, and minorities who have been unbanked, underbanked, or frequently bypassed by conventional banking systems, ensuring everyone feels included and valued. *Waya is a financial technology company, not a bank. Banking services are provided by our partner bank, as set forth in the account agreement. QUICK & EASY SIGN-UP Create a Waya account in under 5 minutes and begin transacting right away. INSTANT MONEY TRANSFERS Send and receive money instantly with other Waya account holders using just a phone number or email address. Fast and free! NO UNNECESSARY FEES Experience hassle-free banking* with a Waya account, free from unnecessary charges and monthly commitments. SECURE & CONVENIENT Waya's Checking Account comes with state-of-the-art security, ensuring the safety of both you and your money. STRAIGHTFORWARD BANKING Waya simplifies complex banking processes, delivering essential banking and payment services in an easy-to-understand manner. GETTING STARTED WITH WAYA Download the Waya app, sign up within minutes, and enjoy a seamless account opening process. OPEN A WAYA CHECKING ACCOUNT Set up a Waya checking account swiftly and benefit from transparent fees and numerous perks. ORDER & USE YOUR WAYA CARD After opening a Waya account, order a Physical or Virtual Waya debit card with ease. Monitor your spending and manage your cards within the Waya app, taking advantage of the Waya physical and virtual debit cards' convenience. Waya Debit Card issued by our banking partner pursuant to a license by Mastercard International, Inc. INSTANT WAYA MONEY TRANSFERS Send and receive money instantly with other Waya account holders using just a phone number or email address. It’s Fast and free! LINK YOUR BANK & ADD FUNDS Securely link your other bank accounts to your Waya account and transfer funds to your US-based bank accounts. We support the majority of banks in the USA. ACH MONEY TRANSFERS Send or receive money to and from your Waya Account via ACH for speedy and convenient transactions. *Waya is a financial technology company, not a bank. Banking services are provided by our partner bank, as set forth in the account agreement. ## Key features - Instant money transfers - Secure checking account - Physical and virtual debit cards - Link external bank accounts - ACH transfers - Quick sign-up ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/waya-mobile-banking/id6445921373/reviews.md ### 1/5 — Scam *2024-06-06* I wouldn’t recommend anybody too them. My account been on hold for week and still haven’t got update about my money. My account got hold same they it was approved. ### 5/5 — Empowering banking for all *2024-03-26, version 1.1.8* Waya app's user-friendly interface makes managing finances a breeze, from opening accounts to peer-to-peer transfers. What sets Waya apart is its commitment to financial inclusion, offering services tailored to the unique needs of its diverse user base. The customer support team is responsive and helpful, ensuring a seamless experience. If you're looking for a bank that truly cares about its customers and their financial well-being, Waya is the way to go! ### 5/5 — App Review *2024-03-22* The best banking app I ever used!! ### 5/5 — I love it!!! 👏🏾 *2024-03-05, version 1.1.8* Waya has all of your financial needs sorted. I was able to sign up in minutes and request a debit card for free. The app is super easy use too. ### 1/5 — Frozen app *2024-02-05* I would rate this higher, but the app keep freezing up when you are trying to sign up!!!! ### 1/5 — Scammmm *2023-06-03* Scammers don’t use Waya locked y money in my account ### 5/5 — Waya has helped me save and store money securely *2023-04-03* Anyone who needs a neo banking 🏦 account to store and save money while spending wisely should consider downloading this app because it helps you to keep track of your finances and gives you a wallet and free virtual card for easy access purposes. Download this app and share it with your friends and family to enjoy this new experience! ❤️ **Developer response:** Thank you for being a part of the #Waya Family ## Frequently asked questions about Waya ### What is Waya? Waya is a financial technology company offering mobile banking and money transfer services. Banking services are provided by a partner bank, not directly by Waya. ### How secure is Waya? Waya's Checking Account comes with state-of-the-art security to ensure the safety of your money and personal information. ### Can I link my other bank accounts to Waya? Yes, you can securely link your other US-based bank accounts to your Waya account to add funds. The app supports the majority of banks in the USA. ### Are there any fees associated with Waya? Waya aims to provide hassle-free banking with no unnecessary charges or monthly commitments. Specific details on transaction fees can be found in the account agreement. ### How quickly can I open a Waya account? You can create a Waya account in under 5 minutes with a quick and easy sign-up process, allowing you to start transacting right away. ### Does Waya have ads? Yes, Waya contains advertisements. As a free service, ads are displayed to support its operation. ### What devices is Waya available on? Waya is available for iPhone and iPod devices. It is rated for ages 4 and up. ### How often is Waya updated? The latest version of Waya is 1.2.7, and it was last updated on May 7, 2024. Updates typically include new features and performance improvements. ## Version history (last 5 releases) ### 1.2.7 — 2024-05-07 Bug fixes and performance improvements ### 1.2.5 — 2024-05-06 Account statements Bug fixes and performance improvements ### 1.2.4 — 2024-05-02 Bug fixes and performance improvements ### 1.2.2 — 2024-04-16 Contact Sync Bug fixes and Performance Improvements ### 1.2.1 — 2024-04-08 Bug fixes and performance improvements ## Apps similar to Waya | App | Rating | Price | Category | | --- | --- | --- | --- | | [Arival](https://appshunter.io/ios/app/arival/id6443695634) | 4.1 (9) | Free | Finance | | [Facile Bank](https://appshunter.io/ios/app/facile-bank/id1484100487) | 3.8 (5) | Free | Finance | | [Vadera Capital](https://appshunter.io/ios/app/vadera-capital/id1607848993) | 4.2 (5) | Free | Finance | | [Rivet Card](https://appshunter.io/ios/app/rivet-card/id1615346092) | 2.5 (6) | Free | Finance | | [Dexy](https://appshunter.io/ios/app/dexy/id1613780445) | 4.7 (6) | Free | Finance | | [OmniMoney by Boost Mobile](https://appshunter.io/ios/app/omnimoney-by-boost-mobile/id1603488754) | 4.6 (41) | Free | Finance | ## More apps by Wayapay Limited, Inc - [Pigi](https://appshunter.io/ios/app/pigi/id6463874163) All apps by Wayapay Limited, Inc: https://appshunter.io/developer/1674854485 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*