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Waypoint Budget Planner App

Waypoint Budget Planner App

Expense Tracker, Money Manager

3 ratings
23 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • July 5, 2026
  • October 5, 2026

Features

Developer

Waypoint Budget Inc.
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Waypoint Budget Planner App screenshot #1 for iPhone
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Waypoint Budget Planner App screenshot #3 for iPhone
Waypoint Budget Planner App screenshot #4 for iPhone
Waypoint Budget Planner App screenshot #5 for iPhone
Waypoint Budget Planner App screenshot #6 for iPhone
Waypoint Budget Planner App screenshot #7 for iPhone
Waypoint Budget Planner App screenshot #8 for iPhone
Waypoint Budget Planner App screenshot #9 for iPhone
iphone
ipad
⭐23
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🔄6+ apps
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🎪2 available
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❓8 answered
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About

This app offers a straightforward approach to managing personal finances. It helps users track expenses, create budgets, set savings goals, and monitor bills. Features include automatic bank syncing, AI-powered financial insights, and tools for couples or families.

✓Budget planner
✓Automatic expense tracking with bank sync
✓Smart categorization
✓AI Money Coach
✓Savings goals
✓Bills & subscriptions tracker
✓Net worth tracker
✓Household budgeting
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What's New in Waypoint Budget Planner App

1.3.0

October 5, 2026

Say it or type it. The details fill in for you. Tap the new + button and enter a purchase in one line, like "Dunkin for 3.50 on my Visa". Waypoint Budget fills in the amount, payee, date and category for you to check. The full form is still there whenever you want it. Also new: • Budget and Categories are now one page, with groups to sort your categories into. • Repeating expenses: change a whole series at once, and repeat every 6 months or on your own schedule. • Switching from Monarch? Import your budget and transactions during setup. • When a bank connection is having trouble, the app tells you what's happening and what you can do while you wait.

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Subscriptions & In-App Purchases

Waypoint Plus

Connect your bank, see reports, track every dollar.

$7.991 Month
7 Days trial
How to cancel Waypoint Budget Planner App subscription ⁉️

Events

Read more about Quick Add: Type It or Say It
AvailableMajor Update

Quick Add: Type It or Say It

Say it or type it. The details fill in for you.

Oct 5, 2026 — Nov 1, 2026

Read More

Read more about Track Spending by Merchant
Event EndedMajor Update

Track Spending by Merchant

See every purchase and trend for any merchant

Sep 11, 2026 — Sep 30, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

I never reviewed anything but this app is awesome

This app is so helpful to get my family organized between multiple incomes, bank accounts. I was also pleased it works with Canadian banks (I had issues connecting to US popular apps). And the UI/UX is soooo good- easy to navigate and just pleasant to use. Thank you for creating it and no doubt you’ll be even more successful🔥
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прывееетпрывееет

Budgeting

I have been using this for 4 months now. Easy to use and if you have a question a real person gets back to you! Excellent product and it is Canadian! Love it
Rutabaga108Rutabaga108

Transactions not updating

The latest transactions are not getting pulled. They seem to be few days behind. Also, is there a chance support for Sunlife will be added in the future?
Nevermind47Nevermind47

Response from developer

Thanks for the 4 stars and for flagging this. Most Canadian banks only release a transaction to apps once it posts, which is often 1 to 3 days after you tap your card, so the newest few days can look missing when they are just pending at the bank. If anything is older than that, open Transactions, tap your bank and hit Sync, and if it still does not catch up email support@waypointbudget.com with your bank name and we will look at the connection itself. Sun Life is not available through our data partners yet, and we have added it to the request list. Jamal, Co-Founder

Finally a budget app that clicks

**★★★★★** Bank sync is what sold me on Waypoint — transactions pull in automatically and stay accurate, so I never have to manually enter expenses. Makes tracking spending effortless and reliable. Highly recommend.
Vitale1972Vitale1972

Great budget app

I love the app. They constantly make changes and it keeps getting better. Good response from developers addressing issues quickly.
pbeau70pbeau70

Response from developer

Thank you so much for updating your review! Your report is what helped us find and fix the issue so quickly, so please keep the feedback coming. There is plenty more on the way. Happy Budgeting, Jamal & Florencia, Co-Founders, Waypoint Budget

See 18 more reviews

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FAQ

What are the different plans for Waypoint Budget?

Waypoint Budget offers a Free plan for manual budgeting and basic tracking. The Plus plan adds bank syncing, AI coaching, and advanced reports. The Pro plan includes net worth tracking, registered accounts, and household budgeting.

How secure is Waypoint Budget's bank sync?

Bank connections are read-only and encrypted, using trusted partners like Plaid and Flinks. Your banking password is never stored by the app, ensuring a high level of security for your financial data.

Can I import my data from another budgeting app into Waypoint Budget?

Yes, Waypoint Budget allows you to import data from CSV files, PDF bank statements, and even photos of receipts. The app cleans up, categorizes, and checks for duplicates to ensure a smooth transition.

Does Waypoint Budget have ads?

No, Waypoint Budget is ad-free. The app is funded by subscriptions, and they explicitly state they do not sell user data or use third-party advertising.

What devices does Waypoint Budget support?

Waypoint Budget is available on iPhone, iPad, and iPod. It also works on any web browser, with all your data staying in sync across devices.

How often is Waypoint Budget updated?

The latest version of Waypoint Budget is 1.0.6, and it was last updated on July 30, 2026. This indicates a commitment to ongoing development and improvements.

What is the user sentiment for Waypoint Budget?

Based on the provided data, Waypoint Budget has a perfect rating of 5.0 stars from 1 rating, suggesting very positive initial user sentiment.

Can Waypoint Budget be used for household budgeting?

Yes, Waypoint Budget supports budgeting for couples and families. You can manage household finances together with shared budgets, joint goals, and full category-level transparency.