Worth the subscription
I’ve been looking for a Canadian alternative to apps like Monarch which has become expensive subscriptions themselves post the Mint era because of the pricing in USD. Waypoint sits right at the sweet spot for me in terms of value for money. I can see this app getting it right in terms of what someone like me would want out of a budgeting app. I’m also glad with the fast support I get if I have a question or a feature idea.
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Kkrishnant
Easy to use
This app really helped me out with my monthly expenses i highly recommend it
RTrasheed tuqi
Best Financial Planning app for Canadians
This is truly a great app. I have tried every personal financial management app on the market and IMO this is the best for Canadians. Love it - hope it sticks around.
BBobshobob
My favorite budgeting app
Landed on this app after trying all the ones available on the market, this is by far my favorite! I love how easy it is to use, it has the best import experience with automated categories, detection of transfers, finds recurring transactions, everything is smooth and easy to use. It gives a lot of data and insights about where your money is going.
Even though it is very “simple”, the wide range of customization and flexibility in setting up budgets and tracking makes this app suitable for almost anyone even if you have many accounts across several banks, a flexible income, unexpected spends, everything can be handled!
The developers and support team are also very responsive and open to new ideas so the app is in constant improvement. Bonus point: it’s Canadian! Highly recommended if you want a straightforward way to get understanding on your money and start budgeting.
Even though it is very “simple”, the wide range of customization and flexibility in setting up budgets and tracking makes this app suitable for almost anyone even if you have many accounts across several banks, a flexible income, unexpected spends, everything can be handled!
The developers and support team are also very responsive and open to new ideas so the app is in constant improvement. Bonus point: it’s Canadian! Highly recommended if you want a straightforward way to get understanding on your money and start budgeting.
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===== World 1 ===
Bookmark or App…?
Update: app is even better! Plus, they just introduced multiple bank access, included in the regular plan (Pro not needed) - even better!
Over the last two months, the bookmark version (via their website) has proven to be so helpful in managing my money in a simple format that is easy to review and edit - along with subscribing to access one financial institution ($8/month CAD) to track my accounts - while the goals dashboard keeps me on track to paying down debt. Now they have finally created an app… (as of July 2026)… time will tell how it compares; I’ll update my review in a a month or two!
Over the last two months, the bookmark version (via their website) has proven to be so helpful in managing my money in a simple format that is easy to review and edit - along with subscribing to access one financial institution ($8/month CAD) to track my accounts - while the goals dashboard keeps me on track to paying down debt. Now they have finally created an app… (as of July 2026)… time will tell how it compares; I’ll update my review in a a month or two!
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LLene_Bean
