# Waypoint Mobile Banking

> Mobile banking app for account management, deposits, transfers, and payments. (iPhone/iPad app by CorePlus Federal Credit Union.)

- Source: https://appshunter.io/ios/app/waypoint-mobile-banking/id1240940545 (this page in markdown: same URL + `.md`)
- Developer: [CorePlus Federal Credit Union](https://appshunter.io/developer/1240940544)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 191 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 177 MB
- Languages: American English
- Released: 2017-06-26
- Data updated: 2026-09-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/waypoint-mobile-banking/id1240940545/reviews.md

## What is Waypoint Mobile Banking?

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more!

Manage Your Accounts
[+] Monitor your checking and savings accounts (current and available)
[+] View mortgage, auto loan and other account balances
[+] Set up Account Alerts and adjust your preferences

Quick Access
[+] Enable Touch ID® or Face ID® for a fast and safe way to access your account
[+] View your balances on the go with Fast Balances

Enhanced Navigation
[+] My profile menu to manage notifications and personal preferences
[+] Navigation tray with quick access to our top used features
[+] Hamburger menu with all of the transactional tools needed to stay on top of your finances

Deposit Funds
[+] Deposit checks by taking photos of checks to deposit them
[+] Instantly view the processing deposit in your account

Make Transfers and Payments
[+] Transfer funds between your accounts and to other financial institutions
[+] View and manage your bills and recurring payments in one place
[+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle®

Disclosure
[+] Our mobile app is Free, mobile carrier message and data rates may apply
[+] Some features are only available for eligible account holders and/or accounts.
[+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

## Key features

- Account management
- Mobile check deposit
- Fund transfers
- Bill pay
- Send money with Zelle®
- Biometric login

## What do users think of Waypoint Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Easy mobile banking
- 👍 Helpful customer service
- 👍 Straightforward transfers

**Cons**

- 🐛 Frequent login issues
- 🐛 Slow and unreliable app performance
- 🐛 Confusing user interface

**Commonly reported bugs**

- Continuous login loop
- Inability to view account details or make transfers
- Face ID feature not working as expected

**Most requested features**

- Improve app stability and reliability
- Enhance user interface for better usability
- Add more features for managing accounts and loans

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/waypoint-mobile-banking/id1240940545/reviews.md

### 5/5 — Auto loan payment not processing

*2026-09-17, version 4021.0.3*

I noticed my auto loan had not been paid out of my checking in a month and a half (from another bank). I was paid two + months ahead so there was no issue. I called a few times to clear things up and the two people who helped were awesome and understanding. I is so nice to get real people early on in a call. Core Plus is doing it right.

### 5/5 — New App

*2026-07-03, version 4021.0.3*

I absolutely love the new app! It’s clean, user-friendly, and makes managing my accounts so much easier. Everything is easy to find, transactions are quick, and the overall experience is smooth. Great job on the redesign—it’s a huge improvement! Kudos CorePlus Family.

### 1/5 — Overhaul?

*2026-07-01, version 4021.0.3*

They made announcements that they were overhauling the app and web experience. Since today’s update, the app won’t even open on my 16 Pro Max. My wife is also a member and neither of us has had app access for over a week her on Samsung, me on iPhone.

### 1/5 — Password

*2026-03-15, version 25.2.101.1*

For the love of god, please stop bothering me to change my password so often, I do not wanna change my password, leave me alone

### 5/5 — Mobile banking

*2025-05-17, version 25.1.101.1*

I love my bank and the easy way in which I can pay bills and move money around as needed.

### 5/5 — Transfers

*2025-04-17, version 25.1.101.1*

Ashley walked me through the process which I would have messed up otherwise. Very helpful and knowledgeable. Thank you all.

### 5/5 — CPCU

*2025-04-03, version 25.1.101.1*

THIS APP IS THE BEST!!

### 5/5 — Amazing

*2024-12-10, version 24.8.0.1*

I love you

### 5/5 — Great Banking App

*2024-08-11, version 24.4.0.1*

Amazing Bank App, simple and easy to use

### 5/5 — App review

*2024-07-25, version 24.2.0.1*

The app is not that user friendly … when making payments on my loan account it’s confusing…. Am I making a payment or transfer… you should create clear consistent language

## Frequently asked questions about Waypoint Mobile Banking

### What can I do with the CPCU iMobile Banking app?

The app allows you to manage your checking and savings accounts, view loan balances, deposit checks by taking photos, make fund transfers between accounts and to other institutions, pay bills, and send money to friends and family using Zelle®. You can also set up account alerts and manage your profile preferences.

### Is the CPCU iMobile Banking app free to use?

Yes, the mobile app itself is free to download and use. However, your mobile carrier's message and data rates may apply. Some specific features might also be dependent on account eligibility.

### How can I access my accounts securely?

The app offers secure access through Touch ID® or Face ID® for a fast and safe login experience. You can also view your balances quickly on the go with the Fast Balances feature.

### Can I deposit checks using the app?

Yes, you can deposit checks by simply taking photos of them directly within the app. The deposit will be instantly visible in your account as it processes.

### What are the compatibility requirements for the app?

The description does not explicitly state the compatibility requirements for operating systems (e.g., iOS or Android versions). However, it is designed for mobile devices to access banking features.

## Version history (last 5 releases)

### 4022.2.2 — 2026-09-26

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.3 — 2026-06-29

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 26.1.401.1 — 2026-05-05

Bug Fixes
Improved Performance and navigation

### 25.2.101.1 — 2025-06-24

Bug Fixes
Improved Performance and navigation

### 25.1.101.1 — 2025-04-01

Bug Fixes
Improved Performance and navigation

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## Related topics

[cpcu](https://appshunter.io/ios/topics/cpcu) · [cpcu imobile banking](https://appshunter.io/ios/topics/cpcu-imobile-banking) · [cpcu mobile banking](https://appshunter.io/ios/topics/cpcu-mobile-banking) · [cpfcu mobile banking](https://appshunter.io/ios/topics/cpfcu-mobile-banking)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*
