# Wealth Karma — Be wise, grow well > Financial planning and literacy app with personalized learning paths and gamified tools. (iPhone/iPad app by GHWK Holdings Limited.) - Source: https://appshunter.io/ios/app/wealth-karma/id6739263481 (this page in markdown: same URL + `.md`) - Developer: [GHWK Holdings Limited](https://appshunter.io/developer/1784522452) - Category: Education, Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 13.4 · 50 MB - Languages: Arabic, English - Released: 2024-12-17 - Data updated: 2026-06-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/wealth-karma/id6739263481/reviews.md ## What is Wealth Karma? Take control of your financial future with Wealth Karma! No one teaches us how to manage money, plan for retirement, or build financial security—until now. Wealth Karma is here to simplify financial planning, helping you master your finances and achieve your goals. We understand the unique challenges of living in the region, from high living costs to the lack of government pensions for expats. That’s why we’ve designed Wealth Karma to be your ultimate financial companion. With Wealth Karma, you can set your financial goals, explore tailored learning paths, and track your progress—all in one easy-to-use app. Our bite-sized lessons and intuitive tools make it simple to plan for retirement, build emergency funds, and gain the financial confidence you need. What can Wealth Karma help you with? How can I envision my retirement and how much do I need to save? How do I build an emergency fund for unexpected expenses? How can I create a personalized budget for my lifestyle? How do I get started with investing? What’s the difference between ETFs, mutual funds, and REITs? What do I need to know about Shariah-compliant investments? How do I create a will and an estate plan? Why choose Wealth Karma? - Personalized Learning Paths: We identify gaps in your financial journey through an assessment and provide a tailored, gamified learning experience. - Gamified experience: From financial literacy basics to advanced planning, our 4 structured learning levels, with rewards to make it easy to learn at your own pace. - Expat-Focused Solutions: Our content is designed for expats in the GCC, addressing your unique needs and opportunities. - National-Focused Solutions: We provide financial literacy content in Arabic, specifically designed for GCC nationals. - Track Your Progress: Monitor your retirement, emergency funds and insurances with trackers. Join thousands of users taking control of their finances today. Whether you’re just starting out or planning for the future, Wealth Karma makes financial literacy accessible, practical, and empowering. Download Wealth Karma now and start building your financial freedom! Note: Wealth Karma is an educational platform designed to empower you with knowledge and tools to manage your financial goals independently. The app does not provide financial investment services, handle monetary transactions, or store actual funds. ## Key features - Personalized learning paths - Gamified learning experience - Retirement planning tools - Emergency fund tracking - Budget creation assistance - Investment education ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/wealth-karma/id6739263481/reviews.md ### 5/5 — Great app for retirement planning! *2025-04-10, version 1.9.5* Great free app to get started on retirement planning! They have short video lessons on many topics to learn how to grow your money and invest for retirement. ### 5/5 — Intro to retirement planning *2025-03-27, version 1.9.1* Great free app that asks you the right questions and lessons to get you started on retirement or financial freedom. ## Frequently asked questions about Wealth Karma ### What is Wealth Karma? Wealth Karma is an educational platform designed to empower users with knowledge and tools to manage their financial goals independently. It simplifies financial planning, helping users master their finances and achieve their objectives through personalized learning and tracking. ### How does Wealth Karma help with retirement planning? Wealth Karma allows users to envision their retirement and determine necessary savings. It provides tools to track retirement funds and offers structured learning paths to understand advanced planning concepts. ### Is Wealth Karma suitable for expats in the GCC? Yes, Wealth Karma's content is specifically designed for expats in the GCC, addressing unique needs and opportunities related to high living costs and the absence of government pensions. ### Does Wealth Karma offer financial investment services? No, Wealth Karma is an educational platform. It does not provide financial investment services, handle monetary transactions, or store actual funds. Its purpose is to educate users on managing their finances independently. ### What is the learning methodology used by Wealth Karma? Wealth Karma utilizes a gamified experience with four structured learning levels, from financial literacy basics to advanced planning. It identifies knowledge gaps through an assessment and provides tailored, rewarding lessons to facilitate learning at the user's own pace. ### What devices does Wealth Karma support? Wealth Karma is supported on iPhone and iPod devices. It is designed for mobile use on Apple's iOS platform. ### How often is Wealth Karma updated? The latest version of Wealth Karma is 1.9.5, and it was last updated on March 27, 2025. This indicates a relatively frequent update cycle for the application. ### What is the user rating for Wealth Karma? Wealth Karma has a high user rating of 5.0 stars based on 1 rating. This suggests a very positive reception from its initial users. ## Version history (last 5 releases) ### 1.9.5 — 2025-03-27 Bug Fixes ### 1.9.1 — 2025-02-05 Enhance user experience ### 1.9.0 — 2025-01-23 Content update ### 1.8.0 — 2025-01-16 Bug fixes ### 1.7.0 — 2025-01-14 Bug fixes --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*