# WealthFluent — Strategic Investors Welcome > AI-powered wealth management for independent investors. (iPhone/iPad app by Ripsaw LLC.) - Source: https://appshunter.io/ios/app/wealthfluent/id1565681137 (this page in markdown: same URL + `.md`) - Developer: [Ripsaw LLC](https://appshunter.io/developer/1488832205) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 7 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 13 MB - Languages: American English - Released: 2021-05-18 - Data updated: 2026-08-16 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/wealthfluent/id1565681137/reviews.md ## What is WealthFluent? WealthFluent is an AI-powered wealth management platform built for people who want to be in control of their own financial future — without paying thousands a year to a traditional advisor. It empowers you with clarity, control, and confidence in managing your financial health, holistic lifetime planning, and portfolio optimization. By seamlessly integrating net worth tracking, dynamic wealth planning, and risk management, it crafts personalized strategies that adapt to your unique goals, life changes, and real-time market conditions—ensuring you’re prepared for whatever comes your way. We’re democratizing sophisticated wealth management, delivering institutional-grade insights directly to independent investors. CONNECT ALL YOUR ACCOUNTS Link your banks, brokerages, retirement accounts, and more in minutes. For the first time, see every asset and every liability — your home, mortgage, investments, and Social Security — in one place. KNOW WHERE YOU REALLY STAND Get your Financial Wellness Score, debt health analysis, and a complete, real-time picture of your net worth. No guessing. No spreadsheets. Just clarity. BUILD YOUR LIFETIME PLAN Map every major milestone — retirement, home purchases, college funding, major life events — and instantly see how each decision shapes your long-term financial trajectory. Your plan updates dynamically as markets and your life change. OPTIMIZE YOUR PORTFOLIO WealthFluent's Portfolio Optimization Engine analyzes your holdings across 56 risk dimensions using forward-looking market data — not just historical averages. Simulate trades before you make them. Rebalance with one click. Align your investments to your actual goals, not someone else's model portfolio. MEET MAGPIE — YOUR AI FINANCIAL COMPANION Magpie isn't a generic chatbot. It's an AI companion trained on WealthFluent's proprietary financial content and connected to your actual data. Ask Magpie anything — portfolio performance, how a job change would affect your plan, what a market shift means for your goals — and get instant, personalized answers. Privacy Policy: https://wealthfluent.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ https://wealthfluent.com/terms-of-use/ ## Key features - AI-powered wealth management - Connect all financial accounts - Net worth tracking - Lifetime financial planning - Portfolio optimization - AI financial companion ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Essentials | $14.99 | per month | | Essentials Annual | $161.99 | per year | | Premium | $29.99 | per month | | Premium Annual | $324.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium Lifetime | $999.99 | one-time | ## Frequently asked questions about WealthFluent ### What is WealthFluent? WealthFluent is an AI-powered platform designed to help independent investors manage their wealth. It offers features like account aggregation, net worth tracking, lifetime financial planning, and portfolio optimization. ### How does WealthFluent help with financial planning? WealthFluent allows you to map major financial milestones such as retirement, home purchases, and college funding. It dynamically updates your plan based on market changes and your life events, showing how decisions impact your long-term trajectory. ### Can I connect all my financial accounts to WealthFluent? Yes, WealthFluent allows you to link your banks, brokerages, retirement accounts, and more. This provides a consolidated view of all your assets and liabilities in one place. ### What is the Financial Wellness Score in WealthFluent? The Financial Wellness Score is a metric provided by WealthFluent that offers an analysis of your debt health and a complete, real-time picture of your net worth, aiming to give you clarity on your financial standing. ### How does WealthFluent's portfolio optimization work? WealthFluent's Portfolio Optimization Engine analyzes your holdings across 56 risk dimensions using forward-looking market data. It allows you to simulate trades, rebalance with one click, and align investments with your specific goals. ### What is Magpie in WealthFluent? Magpie is WealthFluent's AI financial companion, trained on proprietary financial content and connected to your data. It provides instant, personalized answers to questions about portfolio performance, financial plans, and market shifts. ### Does WealthFluent have ads? Yes, WealthFluent contains advertisements. As a free platform, it utilizes ads to support its services. ### What devices is WealthFluent available on? WealthFluent is available on iPhone and iPad devices, catering to users on the Apple ecosystem. ## Version history (last 5 releases) ### 4.2.4 — 2026-08-14 Dark mode! ### 4.2.3 — 2026-06-24 • More native feel • New look for Magpie AI Chat • Smoother sign-in: your session now stays active longer without re-logging in • Stability and performance improvements ### 4.2.2 — 2026-06-16 • Tap a market symbol and it now opens cleanly in Safari instead of getting stuck • Fixed the Magpie AI chat so the message box is always reachable • Smoother sign-in: your session now stays active longer without re-logging in • Stability and performance improvements ### 4.2.1 — 2026-06-11 More native experience. Better google sign in exeprience. Magpie AI Minor Fixes ### 4.1.0 — 2026-04-09 More native experience. Better google sign in exeprience. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*