# Wealthfront: Save and Invest — Saving, investing, stocks. > High-yield cash, automated investing, and commission-free stock trading. (iPhone/iPad app by Wealthfront.) - Source: https://appshunter.io/ios/app/wealthfront-save-and-invest/id816020992 (this page in markdown: same URL + `.md`) - Developer: [Wealthfront](https://appshunter.io/developer/816020995) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 17,453 App Store ratings · 312 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 259 MB - Languages: American English - Released: 2014-02-25 - Data updated: 2026-08-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/wealthfront-save-and-invest/id816020992/reviews.md ## What is Wealthfront? CASH ACCOUNT: EARN UP TO 4.20% Annual Percentage Yield (APY) Earn a 3.30% base APY from program banks—and even higher. Pay zero account fees, get free instant withdrawals to eligible accounts, and access over 19,000 free ATMs. New clients get a 0.65% APY boost for three months. Stack your boost with a long-term 0.25% increase when you direct deposit $1,000 a month and fund an investing account. Terms and conditions apply. Learn more at wealthfront.com/cash. AUTOMATED INVESTING ACCOUNT: EXPERT-BUILT ETF PORTFOLIOS Hands-off investing made easy. We’ll recommend a globally-diversified portfolio of index funds that’s personalized for you. We automatically handle the trades, reinvest your dividends, and help lower your taxes through tax-loss harvesting. INVEST IN STOCKS WITH ZERO COMMISSIONS Invest directly in the stocks and ETFs that you believe in. Get started for as little as $1. UPGRADE YOUR S&P 500® INVESTING Invest directly in stocks of the S&P 500® and we’ll manage everything for you. We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill. BUILD YOUR WEALTH IN ONE PLACE Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth. The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to open an account or to buy or sell any security. Wealthfront does not provide tax advice. Consult a tax professional. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The base Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”). Wealthfront Brokerage does not pay interest. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable base APY. How to earn 4.20% APY for a limited time: New clients are eligible to receive a one-time 0.65% APY increase for 3 months on up to $150,000 in their Cash Account. In addition, the Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC and Wealthfront Brokerage LLC collectively, “Wealthfront” provides eligible clients a 0.25% APY increase that can apply to the full Cash Account balance if you direct deposit $1,000 per month into the Cash Account plus fund and maintain an investing account. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See full Terms and Conditions for both promotions at wealthfront.com/promo-terms. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Diversification and automated investing do not guarantee profits or prevent losses. Results vary by strategy and time horizon. Index funds and ETFs provide broad diversification but can still carry market, sector, or asset-class risks. See Full Disclosure at wealthfront.com/legal/disclosure for more info. See the final slide image for additional important disclosures about the S&P 500 Direct, tax-loss harvesting, and more. Copyright 2026 Wealthfront Corporation. All rights reserved. ## Key features - High-yield cash account with APY - Automated ETF portfolios - Commission-free stock and ETF investing - Automated bond ladder for tax-exempt yields - Consolidated financial overview - Tax-loss harvesting ## What do users think of Wealthfront? Overall sentiment: positive **Pros** - 🚀 Fantastic HYSA and Robo-Advisor - 👍 Impressive money managing app - 👍 Phenomenal app for people trying to reach financial goals - 👍 Great Robo Investing App - 👍 My favorite Finance App, period - 👍 Awesome way to save and invest! - 👍 Saving for my generation - 👍 Very Functional and Easy to Use **Cons** - 🚫 Not good for IRA and investing accounts - 🚫 Great APY, Terrible Features and Compatability - 🐛 Alas... - 🚫 Constant relink makes this pointless - 🐛 Failed identity verification - poor support. Can't open account. Need bug fix. - 🐛 Constant relink makes this pointless - 🐛 Horrible Returns - 🚫 No control over investments **Commonly reported bugs** - Inaccurate savings rate reporting - Broken features like check depositing and savings rate calculation - Inability to delete or modify certain goals - Linking issues with external accounts **Most requested features** - iPad app - Home Screen widgets - Individual accounts with more control - Ability to customize investments - Ability to model financial impact of rental properties, children, etc. - More stats and graphs with ability to set targets ## Recent user reviews (10 of 312) All indexed reviews: https://appshunter.io/ios/app/wealthfront-save-and-invest/id816020992/reviews.md ### 4/5 — Decent *2026-08-14, version 2026.8.7* … too long for forwarding funds … limited on investments ### 5/5 — Love this app! *2026-08-14, version 2026.8.7* I have been managing my money via Wealthfront for a few years now and I absolutely love it! I use a few savings buckets to keep my savings goals organized, enjoy monitoring/hitting net worth milestones, and find it very easy to transfer money in and out of my account. ### 1/5 — Was good until they moved to plaid *2026-08-10, version 2026.8.5* If they don't get better connections to institutions will need to go to betterment. ### 2/5 — Feedback *2026-08-10, version 2026.8.5* As an adaptive developer myself, I noticed the best way to get the attention of the product team. I have a very important piece of feedback for you. You waste all that real estate at the top of the home screen showing some prediction of the future that’s pretty much useless…. He said you should be showing the history of my net worth, that’s way more useful and I’m going to be switching to Monarch because I want to see a history of my net worth growing. I will update my review to five stars once I get confirmation that my feedback was heard. ### 5/5 — My Favorite Financial App *2026-08-10, version 2026.7.17* Super easy to use, love the interface, instant transfer with participating banks. I recommend Wealthfront to friends and family all the time. ### 5/5 — Earning more than a regular savings *2026-08-09, version 2026.8.5* I like that the annual interest is yielding more than if the money just sat in my trad savings. I like the flexible money moving options as well, i don’t feel stuck should i need to move cash around. ### 5/5 — Great service with excellent benefits *2026-08-08, version 2026.8.5* Been using the service for over three years with great rates and quick transactions when needed. ### 1/5 — Used to be great *2026-08-03, version 2026.7.31* Wealthfront was recently purchased by UMB. Transfers now take extensive periods of time and tracking your money is a problem because they bundle charges and hold your incoming cash for days to over a week. So disappointed. ### 5/5 — Simple and easy to use! *2026-08-03, version 2026.7.24* Wealthfront has made it easy to get into the investing and savings world! ### 1/5 — Bad app they steal your money and close your account *2026-07-31, version 2026.7.24* They closed my account over night after I just had funded it and now they are saying they don’t know why it’s been closed and they don’t know when the funds will be cleared ## Frequently asked questions about Wealthfront ### What does Wealthfront do? Wealthfront offers a high-yield cash account, automated investing with personalized ETF portfolios, and commission-free trading of stocks and ETFs. It aims to provide a unified platform for users to manage their savings, investments, and overall financial picture, including retirement planning. ### What are the key features of Wealthfront? Key features include a high-yield cash account with a competitive APY, automated investing managed by expert-built ETF portfolios, commission-free stock and ETF investing starting at $1, and an automated bond ladder for tax-exempt yields. The app also provides a consolidated view of your finances to help with wealth building and retirement planning. ### How much does Wealthfront cost? The app itself is free to download and use. While there are no commissions on stock and ETF trades, Wealthfront charges a 0.25% advisory fee on assets managed in its automated investing accounts. The Cash Account is offered through program banks with no direct fees from Wealthfront. ### Is Wealthfront available on different devices? Wealthfront is available as a mobile application, typically for both iOS and Android devices, allowing users to manage their finances on the go. It also offers web access for managing accounts through a browser. ### Who is Wealthfront designed for? Wealthfront is designed for individuals who want a streamlined and automated approach to saving and investing. It's suitable for those looking to build wealth, plan for retirement, and gain a clear overview of their financial health without the complexity of managing multiple accounts or actively trading. ## Version history (last 5 releases) ### 2026.8.22 — 2026-08-24 Bug fixes and performance improvements. ### 2026.8.14 — 2026-08-17 Bug fixes and performance improvements. ### 2026.8.7 — 2026-08-10 Bug fixes and performance improvements. ### 2026.8.5 — 2026-08-06 Bug fixes and performance improvements. ### 2026.7.31 — 2026-08-03 Bug fixes and performance improvements. ## Apps similar to Wealthfront | App | Rating | Price | Category | | --- | --- | --- | --- | | [Finimize: Investing Insights](https://appshunter.io/ios/app/finimize-investing-insights/id1335577505) | 4.8 (8,016) | Free | Finance | | [Acorns: Save & Invest Money](https://appshunter.io/ios/app/acorns-save-and-invest-money/id883324671) | 4.7 (957,353) | Free | Finance | | [Fidelity Investments](https://appshunter.io/ios/app/fidelity-investments/id348177453) | 4.8 (3,285,239) | Free | Finance | | [Investing.com: Stock Market](https://appshunter.io/ios/app/investingcom-stock-market/id909998122) | 4.7 (37,643) | Free | Finance | | [Webull: Investing & Trading](https://appshunter.io/ios/app/webull-investing-and-trading/id1179213067) | 4.7 (340,026) | Free | Finance | | [Stock Master: Investing Stocks](https://appshunter.io/ios/app/stock-master-investing-stocks/id591644846) | 4.6 (72,767) | Free | Finance | ## Related topics [wealth](https://appshunter.io/ios/topics/wealth) · [wealth bank](https://appshunter.io/ios/topics/wealth-bank) · [wealthfront](https://appshunter.io/ios/topics/wealthfront) · [wealthfront cash account](https://appshunter.io/ios/topics/wealthfront-cash-account) · [wealthfront bank](https://appshunter.io/ios/topics/wealthfront-bank) · [daniel jason ehrlich](https://appshunter.io/ios/topics/daniel-jason-ehrlich) · [wealth building](https://appshunter.io/ios/topics/wealth-building) · [fhb wealth management](https://appshunter.io/ios/topics/fhb-wealth-management) · [ckredence wealth](https://appshunter.io/ios/topics/ckredence-wealth) · [aalps wealth](https://appshunter.io/ios/topics/aalps-wealth) · [aplus wealth](https://appshunter.io/ios/topics/aplus-wealth) · [capwealth](https://appshunter.io/ios/topics/capwealth) · [fiduciary trust international](https://appshunter.io/ios/topics/fiduciary-trust-international) · [mfpro wealth](https://appshunter.io/ios/topics/mfpro-wealth) · [bedel financial](https://appshunter.io/ios/topics/bedel-financial) · [etica capital](https://appshunter.io/ios/topics/etica-capital) · [goldwin wealth](https://appshunter.io/ios/topics/goldwin-wealth) · [octavia wealth advisors](https://appshunter.io/ios/topics/octavia-wealth-advisors) · [assetmark](https://appshunter.io/ios/topics/assetmark) · [slayton lewis](https://appshunter.io/ios/topics/slayton-lewis) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*