# Wealthly: Budget & Track Money — Portfolio & Dividend Tracker > Personal finance app for budgeting, tracking spending, investments, and retirement planning. (iPhone/iPad app by One Life Studios LLC.) - Source: https://appshunter.io/ios/app/wealthly-budget-and-track-money/id6761637862 (this page in markdown: same URL + `.md`) - Developer: [One Life Studios LLC](https://appshunter.io/developer/1870756549) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 7 App Store ratings · 2 written reviews indexed - Age rating: 12+ - Requires: iOS 17.6 · 58 MB - Languages: English - Released: 2026-04-07 - Data updated: 2026-08-01 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/wealthly-budget-and-track-money/id6761637862/reviews.md ## What is Wealthly? WEALTHLY – SMART MONEY MANAGEMENT The complete personal finance app link your banks and brokerages, auto-categorize spending, find forgotten subscriptions, plan retirement, and grow your net worth. Powerful features other apps hide behind paywalls, free in Wealthly. NEW IN 2.3 • Smart Subscription Tracking — subscriptions flip to "Paid" the moment your real payment lands, and overdue bills show a clear badge. • Reliable Bank Sync — fixed a rare bug where transactions could disappear. • Smarter Ask Wealthly — accurate answers about your spending. • More Accurate Cash Flow — no more duplicate counts. • Connected Accounts — clearer paused state with one-tap resub. • Weekly Recap Step-Back — browse the past three weeks at a glance. • Net Worth chart restored with multiple time ranges. SMART MONEY • Form 4 insider trades on every stock — see when execs buy and sell • Top 13F institutional holders for any ticker — Berkshire, Vanguard, State Street, Citadel (Premium) • Quarterly trend sparklines, percentage of float owned, and full filer portfolios • Share insider activity as social images SMART CATEGORIZATION • Auto-categorizes 400+ merchants • Learns from your edits • Custom rules, synced across devices SPENDING & BUDGETS • Unlimited budgets and transactions (free) • Paired transfers and split transactions • Account name on every transaction • "Mark as Transfer" keeps internal moves out of totals • Search, filters, notes, receipts • Import from major apps and banks SUBSCRIPTION TRACKING • Detects recurring charges automatically • Per-merchant brand logos and monthly spend trend • One-tap review (track or dismiss) • Calendar view and renewal reminders • Swipe-to-cancel for fast cleanup NET WORTH • Interactive chart with 1M / 3M / 6M / YTD / 1Y / All time ranges • Honest growth-vs-contributions breakdown • Category breakdown and KPIs • Hide accounts cleanly — historical chart correctly excludes them • Archive accounts with history preserved INVESTMENTS & DIVIDENDS • Track stocks and ETFs (20 free, unlimited Premium) • Real company logos on every holding • Cost-basis-aware portfolio math • Dividend tracking and upcoming payments • Dividend Simulator: project annual after-tax income, model DRIP, compare against HYSAs and Treasuries (Premium) RETIREMENT • Readiness score and long-range forecasts • What-if scenarios and Monte Carlo simulations • Auto-refreshing current savings from linked accounts • Export polished PDF reports (Premium) CASH FLOW • Visual income-to-spending Sankey diagram • Drill into any category to see what drove the number GOALS • Set targets and track savings progress • Link accounts for automatic updates • Split contributions across multiple goals • Milestone alerts and celebrations ASK WEALTHLY • Ask questions about your spending, investing, and retirement • Smart Recommendations — tips for reducing spending, saving more, and spotting budget outliers • Account-specific insights • Runs entirely on your device SMART ALERTS • Budget pacing, unusual charges, and large transaction notifications • Low balance warnings and net worth milestones • Free for all users PRIVATE BY DESIGN • All analysis runs on your device • We never sell your data • Encrypted cloud backup, synced across your devices WEALTHLY PREMIUM • Connect your banks and brokerages — Plaid + SnapTrade • Smart Money — institutional holdings and 13F tracking • Dividend Simulator with after-tax projections • Unlimited stock tracking • Advanced analytics, exports, and PDF reports • Ad-free experience • Priority support Start with a 7-day free trial. Cancel anytime. Powerful financial tools, clean iOS design, and real privacy — all in one app. Terms of Service: https://www.trywealthly.com/terms Privacy Policy: https://www.trywealthly.com/privacy ## Key features - Link bank and brokerage accounts - Auto-categorize spending - Subscription tracking - Net worth tracking - Investment and dividend tracking - Retirement planning - Ask Wealthly financial insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Wealthly Premium Monthly | $7.99 | per month | | Wealthly Premium Annual | $79.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/wealthly-budget-and-track-money/id6761637862/reviews.md ### 5/5 — Premium Feel Without the Price Tag *2026-05-02* Great budgeting and net worth tracking app! I’ve used several budgeting apps over the years, many with limitations or features hidden behind paywalls. So far I’m really enjoying this app with its nice interface and charts that makes managing my portfolio seamless and easy to visualize all for the price of free. I can only imagine how great of a value I’d get if I decided to upgrade to the paid version at some point in the future. If you’re looking for an all in one, one stop shop for all your personal finance needs, I can’t recommend this app enough! Give it a try, you won’t regret it! ### 5/5 — Very promising app *2026-04-14* This app really makes it easy for you to track your budgets, stocks, and total wealth! As someone who is a dividend investor, I really appreciate the projected dividends throughout the year! I am looking forward to the changes going forward from the developer! Quick updates and very user friendly! 100% recommend! **Developer response:** Thank you so much for the kind words! It means a lot to hear that you’re finding Wealthly useful especially for dividends. I’m actively updating new features and improvements. Stay tuned and appreciate the support! ## Frequently asked questions about Wealthly ### Does Wealthly have ads? Yes, Wealthly contains advertisements. This is common for free personal finance applications that offer extensive features without a direct upfront cost. ### What is the pricing for Wealthly? Wealthly is available for free. While the core features are free, there are optional in-app purchases for premium functionalities. ### What devices support Wealthly? Wealthly is supported on iPhone and iPad devices, offering a seamless experience across Apple's mobile ecosystem. ### How often is Wealthly updated? The latest version, 2.3.1, was released on May 31, 2026. Updates typically address bugs, improve syncing reliability, and introduce new features for enhanced financial management. ### What is the age rating for Wealthly? Wealthly has an age rating of 12+, making it suitable for teenagers and adults managing their personal finances. ### Can I link my bank accounts to Wealthly? Yes, Wealthly allows you to link your bank and brokerage accounts for automatic transaction categorization and up-to-date financial tracking. ### What are the premium features in Wealthly? Premium features include advanced institutional holder tracking for stocks, a dividend simulator, and the ability to export polished PDF reports for retirement planning. ### How does Wealthly help with subscriptions? Wealthly automatically detects recurring charges, displays brand logos and monthly spend trends, and offers one-tap review or dismissal to help you manage and cancel unwanted subscriptions. ## Version history (last 4 releases) ### 2.3.1 — 2026-05-31 Reliable Brokerage Sync (Premium) Fixed an issue where syncing a brokerage with a larger portfolio could fail to refresh. Linking and re-syncing now work smoothly no matter how many holdings you have. Dividend figures fill in automatically a few seconds after each sync. ### 2.1 — 2026-05-13 Wealthly 2.1 — sharper tools for everyday tracking. • Paired Transfers — Log credit card payments and cross-account moves in one step. Both sides linked, both balances updated. Edit or delete one and the partner follows. • Split Transactions — Allocate one purchase across multiple categories. Perfect for Costco runs or anything that spans Groceries, Household, and Pet. Open a transaction and tap "Split into categories." • Cleaner Add Transaction — Redesigned screen with a clear Expense / Income / Transfer picker up top, suggested categories, and a faster save flow. • Net Worth Chart Fixes — Charts now render correctly when your net worth is negative. Credit card debt no longer hides your history. • In-App Help & Support — Reach us directly from Settings with a pre-filled email. No more copy-pasting addresses. • Polish & Fixes — Better empty states on Portfolio and Dividends, fixed budget tracking for credit card spending, and a long list of small refinements. ### 1.0.6 — 2026-04-09 fixed some bugs, added sharing feature with friends, fixed some calculations and enhanced interface a bit and added zero budgeting goals. ### 1.0.5 — 2026-04-08 No release notes. ## More apps by One Life Studios LLC - [MazeTracer: Escape the Maze](https://appshunter.io/ios/app/mazetracer-escape-the-maze/id6758080219) - [Mileage Buddy-Track Miles&Pay](https://appshunter.io/ios/app/mileage-buddy-track-miles-and-pay/id6760979100) All apps by One Life Studios LLC: https://appshunter.io/developer/1870756549 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*