WealthX - Smart Budget & Flows

WealthX 3.0 makes complex financial management feel more natural. You don’t have to repeat the same setup or search crowded pages for what matters. When you need it, the next step is already there. You still make every decision. • Smart Flows: Based on recent activity and spending frequency, likely Flows appear when you may need them. Choose a Flow, enter the amount, and the record is done. • Smart Budget: Reviews historical transactions and current budgets, then suggests raising or lowering a future budget or changing its time frame. Nothing changes until you confirm. • Split Bill: Split one actual payment across multiple budgets while keeping every purpose clear. • Shared expenses, reimbursements, and refunds: Record someone’s share of a group expense, a reimbursement, or a full or partial refund while keeping the original payment visible. • Richer cashflow insights: Use Change, Concentration, and Cashflow Structure to see trends that deserve attention. • Redesigned across most pages: Clearer visual hierarchy helps you focus, while consistent icons make recurring, refunded, completed, and reconciled states easier to recognize. • More widgets, now free: Cashflow Calendar and Spending Heatmap widgets are now free. • Personalised themes: System, Light, and Dark themes are free; expanded themes are available with the corresponding access. • WealthX 3.0 requires iOS 26 or iPadOS 26 or later.