# WealthZero: Debt & Net Worth — Track Wealth & Investments

> Personal finance tracker for debt reduction, investment growth, and net worth visualization. (iPhone/iPad app by WealthZero, LLC.)

- Source: https://appshunter.io/ios/app/wealthzero-debt-and-net-worth/id6744300078 (this page in markdown: same URL + `.md`)
- Developer: [WealthZero, LLC](https://appshunter.io/developer/1806954024)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.00/5 from 8 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.1 · 38 MB
- Languages: English
- Released: 2025-06-12
- Data updated: 2026-06-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/wealthzero-debt-and-net-worth/id6744300078/reviews.md

## What is WealthZero?

WealthZero helps you reduce interest on debts, grow savings and investments, see where your money goes each month, and view your full financial picture in one place.

What you can do:
-See your true net worth: Link accounts securely to view assets, debts, and trends at a glance.
-Track spending with clarity: Review monthly spending, trends, and how you compare to last month. See spending by category and merchant, set budgets, and spot opportunities to redirect money toward what matters—including goals you’ve already set in the app.
-Visit the AI Hub for a daily, personalized briefing on how the market affects your portfolio. Get actionable insights, verify breaking news, and understand the “why” behind your performance—in seconds.
-Pay down debt strategically: Enter APR, minimums, and balances; see payoff dates and interest you could save with small extra payments.
-Grow assets with intent: Set goals for emergency fund, savings, and investments; plan contributions and track progress.
-Project your future: Adjust growth rates and contributions to visualize how net worth may grow over time.
-Understand your Financial Score: A clear A–F view across debts, investments, emergency fund, net worth, and cash flow—with tips to improve.
-Stay organized: Monitor upcoming payments and log extra contributions in seconds.

Why WealthZero:
-Net worth first: Every feature ladders up to the number that matters most.
-Spending that connects to the plan: See cash flow alongside goals and net worth—not in a separate silo.
-Small actions, real impact: See how modest payments toward debt or investments add up.

Get started in minutes: Download → link accounts → set goals → review spending → start making progress.

Pricing:
$6.99 / Month
$69.99 / Year 

Notes: Examples are illustrative; results vary. WealthZero does not provide financial advice.
By downloading this app, you agree to our Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- See true net worth by linking accounts
- AI Hub for personalized market briefings
- Strategic debt payoff planning
- Goal setting for savings and investments
- Future net worth projection
- Financial Score with improvement tips
- Monitor upcoming payments

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| WealthZero Monthly | $6.99 | per month |
| WealthZero Yearly | $69.99 | per year |


## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/wealthzero-debt-and-net-worth/id6744300078/reviews.md

### 5/5 — User Friendly and Helpful

*2025-12-25*

This app is super easy to use and has a great user interface. So many helpful and useful features, that assist in gaining an understanding of where all my money goes! lol Beautiful layout too haha

### 1/5 — Subscription based

*2025-11-28*

Looks cool but subscription based and higher than average. Closed app right away after

**Developer response:** Hi there! Thanks for the feedback, I really appreciate it. We are always looking to improve WealthZero and will consider your feedback as we fine-tune the service.

### 1/5 — Pay To Use Only

*2025-11-17*

It is unacceptable that a free application is accompanied by an extensive introduction and application setup that abruptly terminates at a paywall. Furthermore, it is frustrating to discover that further progress is impossible without obtaining a subscription. It is imperative that the initial disclosure clearly state in the beginning that this is a paid service to prevent users from expending time completing the necessary information to be met with a paywall and stopped in your tracks.

**Developer response:** Thanks so much for your feedback. I really appreciate it and will look to increase the transparency around our pricing model and onboarding process. As we develop and improve WealthZero, this feedback is critical. Thanks again!

### 5/5 — Simple and effective!

*2025-11-10*

This app has everything you need in one place to track your assets, debts and build your net worth! I can’t believe how much I’ve learned about paying down interest and I’m so glad I know now. Can’t wait to keep using this and seeing my net worth grow

### 5/5 — Great finance tool

*2025-06-26*

Helped me track and forward progress on my debts. The format of WealthZero helps me visualize all my assets and debts so I can better understand my financial situation to help me make better decisions with my money. It helped me find money that was wasting away not doing anything for me so I invested instead, helping me diminish my debt and increase my assets. Thank you WealthZero!!

### 5/5 — Financial Literacy

*2025-06-25*

In today’s ruff and tumble financial world, financial literacy and having a financial plan are key to having the ability to protect yourself and your interests; as well as, plan for your standard of living. As a former teacher who saw lots of students with no understanding of tine investing, asset management, and debt, this app is a really good learning tool and grows with you. I also find it great as a tool as someone with financial acumen to compare its information with plans that already exist.  A must have for all young people, and those working to build financial security.

### 5/5 — Simply lovely

*2025-06-17*

WealthZero is extremely easy to use and a great place to check all my debts and assets, it really helps me see how much I can save an interest cost by making extra payments and paying down my debts quicker.

## Frequently asked questions about WealthZero

### Does WealthZero have ads?

Yes, WealthZero contains advertisements. As a free application with in-app purchases, advertisements are displayed to support its continued development and availability.

### What is the pricing for WealthZero?

WealthZero offers a monthly subscription for $6.99 and a yearly subscription for $69.99. Both plans include a 7-day free trial.

### How secure is linking accounts with WealthZero?

WealthZero allows you to link accounts securely to view your assets, debts, and trends. Specific security protocols are not detailed in the provided information, but account linking is a core feature for comprehensive financial overview.

### What devices does WealthZero support?

WealthZero is available on iPhone and iPad. It is designed for users within the Apple ecosystem.

### How often is WealthZero updated?

The latest version of WealthZero is 1.2.9, last updated on February 26, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the age rating for WealthZero?

WealthZero has an age rating of 4+. This means it is suitable for users of all ages, with no significant content restrictions.

### Can I get financial advice from WealthZero?

WealthZero does not provide financial advice. The app offers tools and insights to help you manage your finances, but users should consult with a professional for personalized financial guidance.

### What are the subscription tiers for WealthZero?

WealthZero offers two subscription plans: WealthZero Monthly at $6.99 per month and WealthZero Yearly at $69.99 per year. Both plans include a 7-day free trial period.

## Version history (last 5 releases)

### 1.3.1 — 2026-04-07

Fixed a few minor bugs and made performance improvements.

### 1.2.9 — 2026-02-26

Fixed a few minor bugs and made performance improvements.

### 1.2.8 — 2026-02-23

Fixed a few minor bugs and made performance improvements.

### 1.2.7 — 2026-02-20

We've completely reimagined your first steps with WealthZero.

New Onboarding Experience: A streamlined, personalized setup flow designed to understand your financial goals—whether it's crushing debt, building wealth, or planning for retirement.

Enhanced Account Linking: Connect your accounts securely and easily with our improved Plaid integration, now featuring clearer status updates and better institution support.
Smart Setup Checklist: After subscribing, follow our new guided checklist to link accounts, log debts, and set net worth goals so you can hit the ground running.

Polished UI: Enjoy refreshed visuals, smoother animations, and clearer guidance throughout the app.

Plus, under-the-hood improvements for faster syncing and better performance. Update now to start your journey!

### 1.2.6 — 2026-01-26

Fixed: Minor bugs and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*