# Welfi

> Personal finance tracker for multi-currency assets, budgeting, and financial planning. (iPhone/iPad app by Tannous Hanna Al Kass Hanna.)

- Source: https://appshunter.io/ios/app/welfi/id6790783064 (this page in markdown: same URL + `.md`)
- Developer: [Tannous Hanna Al Kass Hanna](https://appshunter.io/developer/6790783066)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 18.0 · 24 MB
- Languages: American English, Arabic, French (France)
- Released: 2026-07-29
- Data updated: 2026-09-24
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/welfi/id6790783064/reviews.md

## What is Welfi?

Welfi is for people whose money doesn't sit in one country, or one currency.

Track accounts in AED, USD, EUR, GBP — or whatever you actually hold — alongside physical gold, property, vehicles, investments and crypto. One net worth, in the currency you think in.

And it stays yours. Your financial data is encrypted on your device before it reaches us. We cannot read your balances, and neither can anyone who breaks into our servers. Welfi never asks for your online-banking password.

WHAT YOU TRACK
- Accounts in any currency, at live rates or your own
- Physical gold by gram, ounce or kilo
- Property, vehicles, investments and crypto
- Loans, cards and debts — the full picture, not just the good half

BUDGETS THAT HOLD UP
- Envelope budgeting: what's left in every category, in real time
- Split one transaction across several categories
- Recurring income and bills on any cadence — every 3 weeks, every 18 months
- Import a PDF, CSV or Excel statement: Welfi reads it, categorises it, skips duplicates

CLARITY, NOT GUESSWORK
- Where your money sits, how fast you could reach it, and what it earns while it waits
- Spending by category and over time, net worth, savings rate — all exportable
- A financial health score, with the specific things that would move it
- An AI assistant you can ask about your own money, in plain language

PLANNING AHEAD
- Savings goals, with the months to each one
- Net-worth projection and retirement planning
- End-of-service and gratuity estimates under your country's labour rules

BUILT FOR IPHONE
- Face ID lock, home-screen widgets, quick-add from anywhere
- English, Arabic and French, fully right-to-left

WHY NO BANK CONNECTION
Aggregators need your bank credentials and sell the data onward. We want neither. You add accounts yourself or import a statement — which is also the only way to cover the banks, currencies and assets aggregators ignore.

Welfi describes what you hold and shows published figures alongside their sources. It is information, not financial advice, and it never recommends a product or tells you what to buy, sell or move.

SUBSCRIPTION
Free for 14 days, no card required. Core and Premium are then available as monthly or yearly subscriptions; current prices are shown in the app before you confirm. Payment is charged to your Apple Account and renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in your Apple Account settings.

Privacy policy: https://welfi-app.com/privacy
Terms: https://welfi-app.com/terms
How we protect your data: https://welfi-app.com/security

## Key features

- Multi-currency asset tracking
- Physical asset tracking (gold, property)
- Envelope budgeting
- Transaction categorization
- Financial health score
- AI financial assistant
- Savings goals and projections

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Core Monthly | $4.99 | per month |
| Core Yearly | $39.99 | per year |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $89.99 | per year |



## Frequently asked questions about Welfi

### What currencies does Welfi support?

Welfi allows you to track accounts in any currency, including AED, USD, EUR, and GBP, at live rates or your own custom rates. This provides flexibility for users with international finances.

### How does Welfi ensure the security of my financial data?

Your financial data is encrypted on your device before it is sent to Welfi. The app never asks for your online banking password, and your balances are not readable by the developers or anyone who breaches their servers.

### Can I track physical assets like gold and property in Welfi?

Yes, Welfi supports tracking physical assets such as gold (by gram, ounce, or kilo), property, vehicles, and investments. It also allows you to track loans, cards, and debts for a complete financial picture.

### What budgeting features are available in Welfi?

Welfi offers envelope budgeting to show what's left in each category in real-time. You can split transactions across multiple categories, set up recurring income and bills, and import statements from PDF, CSV, or Excel files.

### Does Welfi offer any financial planning tools?

Welfi includes features for net worth projection and retirement planning. It also provides end-of-service and gratuity estimates based on your country's labor rules, helping you plan ahead.

### What are the subscription options for Welfi?

Welfi offers a 14-day free trial without requiring a card. After the trial, Core and Premium plans are available as monthly or yearly subscriptions, with prices displayed in the app before purchase.

### How do I manage or cancel my Welfi subscription?

Subscriptions are managed through your Apple Account settings. You can cancel your subscription at least 24 hours before the current period ends to avoid automatic renewal.

### Is Welfi available on multiple platforms?

Welfi is built for iPhone and supports features like Face ID lock and home-screen widgets. It is available in English, Arabic, and French, with full right-to-left support.

## Version history (last 5 releases)

### 1.8.2 — 2026-09-23

Bug fixes and improvements to make Welfi smoother and more reliable.

### 1.8.1 — 2026-09-20

Bug fixes across card payments, currency conversion, balances and budgets.
Nothing new to learn - just fewer things to trip over.

### 1.8 — 2026-09-17

NEW
- Welfi on iPad: a sidebar, every orientation, Split View, and list + detail for transactions and accounts. Keyboard shortcuts, pointer support, and drag a statement onto the app to import it.
- A redesigned Home. Safe to Spend comes first and shows its working: what's in your accounts, the bills already booked, and what's kept for savings.
- A new Grow tab brings goals, planning, investments and retirement together.
- Markets: search stocks and ETFs, read the charts, and keep an encrypted watchlist.
- When you add a holding, pick the real listing instead of typing a ticker.
- A redesigned Transactions ledger, with a calendar that follows your scroll, "To approve" and "Coming up" sections, and custom date ranges.
- Smart search: start typing a category, account, payee or amount and turn it into a filter.
- Filter your reports by date, account and category.
- Import Statement, rebuilt: guided steps, and rows already in the account are matched instead of added twice.

IMPROVED
- A cleaner pivot view, with a summary card and a colour for each kind of money.
- Settings regrouped so things are easier to find.
- Budgets open faster.
- Your app icon, guide progress and shake-to-hide setting follow your account to a new phone.
- An account left out of Safe to Spend can now be put back from iPhone.

FIXED
- Resetting your account now clears everything, including debts, holdings, crypto and net-worth history, and the copies kept on your device.
- Holdings listed outside the US now get a price.
- Screens now refresh after a change is saved, not before.

### 1.7 — 2026-09-14

- New Grow tab — your plans, wealth and what's ahead in one place. Overview is now Reports.
- Filter any report by date, category, subcategory or account, and swipe the charts month to month.
- Home-screen widgets, and your pick of app icon.
- Safe to Spend now shows exactly how it was worked out.
- Rebuilt Add Transaction: income, expense and transfer each have their own colour, and a transfer previews both balances before you save.
- Settings regrouped and searchable — plus a faster Budgets tab and quicker entry throughout.

### 1.6 — 2026-09-03

Debts with repayment schedules and payoff dates, savings and investments on iPhone, and a much smoother, faster app.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-24.*