# WellOff Vault — Private Financial Wellness

> Private Financial Wellness (iPhone/iPad app by WellOff Labs Ltd.)

- Source: https://appshunter.io/ios/app/welloff-vault/id6749168122 (this page in markdown: same URL + `.md`)
- Developer: [WellOff Labs Ltd](https://appshunter.io/developer/1809509939)
- Category: Finance, Utilities
- Price: $49.99
- Age rating: 4+
- Requires: iOS 15.5 · 108 MB
- Languages: English
- Released: 2025-08-06
- Data updated: 2026-08-02
- User reviews in markdown: https://appshunter.io/ios/app/welloff-vault/id6749168122/reviews.md

## What is WellOff Vault?

WellOff Vault is your complete financial wellness app, and it never leaves your device.

No bank connections. No cloud sync. No subscriptions. Just a powerful, private app that walks you through your entire financial life, and does it without ever touching your data.

Your full financial wellness journey: Budget the way you live (weekly, semi-monthly, or monthly), track your debts with real-time progress, build savings goals that auto-distribute across targets, plan your protection coverage, and start building wealth, all from one place.

New: Welly AI, your private AI assistant. Point it at a statement or insurance policy and Welly reads it, then answers what you ask, like "What's my net worth?" or "Can I afford a new car?" It can also add expenses, log debts, and plan savings, all on your device. On iPhone, Welly runs on Apple Intelligence.

Why WellOff Vault is different: Other apps track your spending and call it budgeting. WellOff Vault covers your whole financial picture, and it does it with zero bank integrations, zero cloud storage, and zero recurring fees.
-100% on-device. Nothing leaves your phone
-No bank aggregators or third-party connections
-Biometric lock to protect your data
-Personalized insights and tips baked in
-Multi-currency support
-Export to CSV anytime
-Push notifications for bills, milestones, and renewals
-Early access to the Marketplace Beta

One-time payment. Own it forever. You pay once and it's yours. No subscription waiting around the corner.

*Pricing varies by country and exchange rate.

Your data is not collected, not shared, and not stored anywhere except your device.


## Version history (last 5 releases)

### 3.6.0 — 2026-07-31

This version includes notification bug fixes.

### 3.5.0 — 2026-07-21

This version includes:
-Bug fixes
-Feature updates

### 3.3.0 — 2026-06-30

New: Welly AI, your private AI assistant that runs on your phone.
Point it at a statement or insurance policy and Welly reads it, then answers what you ask. What's my net worth? Can I afford a new car? It can also add expenses, log debts, and plan savings. All on your device.

Plus performance improvements and bug fixes.

Welly AI runs on-device via Apple Intelligence. Requires an Apple Intelligence-capable device; most iPhones released before 2026 are not yet supported.

### 2.1.0 — 2026-05-09

Bug fixes.

### 2.0.0 — 2026-04-08

WellOff Vault is here!

We've given the app its own home. WellOff Vault now stands on its own as Be WellOff grows into something bigger (with encrypted cloud sync on the way for those who want it).

Everything is still here, budgeting, debt tracking, savings goals, protection planning, wealth building. Now with smarter personalized insights and early access to the Marketplace Beta.

Still 100% on-device. Still a one-time payment. Still yours forever.

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## More apps by WellOff Labs Ltd

- [Be WellOff](https://appshunter.io/ios/app/be-welloff/id6744841868)
- [Be WellOff](https://appshunter.io/ios/app/be-welloff/id6744997618)

All apps by WellOff Labs Ltd: https://appshunter.io/developer/1809509939

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*