# Wellthplan: Money, Simplified — Spend today. Plan tomorrow. > AI-powered money management app for couples and families. (iPhone/iPad app by Wellthplan LLC.) - Source: https://appshunter.io/ios/app/wellthplan-money-simplified/id6762638550 (this page in markdown: same URL + `.md`) - Developer: [Wellthplan LLC](https://appshunter.io/developer/1894908262) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 118 MB - Languages: American English, French (France) - Released: 2026-04-28 - Data updated: 2026-08-31 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/wellthplan-money-simplified/id6762638550/reviews.md ## What is Wellthplan? Wellthplan is the AI-powered money app for couples and families. Connect your accounts, set shared goals, and let Benjamin — your personal AI financial assistant — do the heavy lifting so you can actually enjoy your money. WHAT YOU CAN DO WITH WELLTHPLAN Chat with Benjamin — Ask anything about your finances in plain English. Benjamin knows your accounts, transactions, budgets, and goals, and gives you clear, judgment-free answers — from "can I afford this?" to "how do we pay off this card faster?" Know what's actually safe to spend Your home screen shows one simple gauge: income in, Needs and Wants out, and what's left as Safe to Spend. No spreadsheet, no 40 categories to micromanage — just a clear answer to "how are we doing this month?" Add the Wellthplan widget to your home screen and see it at a glance. See everything in one place Securely link your bank accounts, credit cards, loans, and investments through Plaid. Add the rest manually — your home, your car, even BNPL loans — for a complete net worth picture across cash, investments, assets, and debt. Budget without the guilt Every transaction is sorted into Needs and Wants automatically — flip anything with a swipe. Get smart insights and gentle nudges before you overspend, not guilt trips after. Snap a photo of a receipt and Benjamin files it for you. Crush debt and build savings Build a payoff plan for credit cards and loans, set up an emergency fund, and create savings goals for the things that matter — a home, a trip, a new baby, retirement. Guided checklists help you cover the big stuff too, like life insurance and a will. Plan together, as a household Share a financial plan with your partner or family. Everyone sees the same picture, texts the same Benjamin, and stays on the same page without awkward money conversations. Splitting expenses with roommates or friends? Track who owes what and settle up over Venmo. Stay on top of bills and subscriptions Wellthplan automatically spots recurring charges and puts upcoming bills on your cashflow calendar, so nothing catches you off guard — and forgotten subscriptions get noticed. See your progress Watch your net worth grow as you pay down debt and build assets, review monthly cashflow trends, and get your Week in Review — a quick story of where your money went. Private, secure, and yours Bank-level encryption, Face ID unlock, and read-only access to your accounts. We never sell your data. SUBSCRIPTION Name: Wellthplan Premium Length of subscription: Monthly Recurring or Annual Recurring Price: $19.99 Monthly or $199.99 if billed annually LEGAL Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wellthplan.com/privacy QUESTIONS OR FEEDBACK We'd love to hear from you. Reach out at support@wellthplan.com. ## Key features - AI financial assistant - Shared financial planning - Account aggregation - Automated budgeting - Debt and savings goals - Bill and subscription tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Wellthplan Premium (monthly) | $19.99 | per month | | Wellthplan Premium (annual) | $199.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/wellthplan-money-simplified/id6762638550/reviews.md ### 5/5 — Solid *2026-08-29* Smoooooooooth. Saving so much time rather than doing my own Claude chat ## Frequently asked questions about Wellthplan ### What is Wellthplan? Wellthplan is an AI-powered money management app designed for couples and families. It helps users connect accounts, set shared financial goals, and receive personalized advice from an AI assistant named Benjamin. ### How does Wellthplan help couples manage money? Wellthplan allows partners to share a financial plan, see the same financial picture, and communicate with the AI assistant. This helps ensure everyone is on the same page without awkward money conversations. ### Is Wellthplan secure? Yes, Wellthplan uses bank-level encryption, Face ID unlock, and read-only access to your accounts. The company states they never sell user data. ### What are the subscription options for Wellthplan? Wellthplan offers a Premium subscription with monthly ($19.99) and annual ($199.99) billing options. Both plans include a 1-month free trial. ### Can Wellthplan help with debt repayment? Yes, Wellthplan allows you to build payoff plans for credit cards and loans. It also helps set up emergency funds and savings goals for various life events. ### Does Wellthplan have ads? No, Wellthplan does not have advertisements. The app is free to use with an optional premium subscription for advanced features. ### What devices does Wellthplan support? Wellthplan is available on iPhone and iPad devices. ### How often is Wellthplan updated? The latest version of Wellthplan is 2.0.10, which was last updated on August 30, 2026. This indicates a consistent update schedule. ## Version history (last 5 releases) ### 2.0.10 — 2026-08-30 Improvements & Fixes We’ve improved the forgot password flow and made a number of bug fixes and performance improvements throughout the app for a smoother experience. ### 2.0.2 — 2026-08-27 Easier, more secure access Face ID, improved password recovery, and new app sharing make Wellthplan easier and more convenient to use. We’ve also made a number of smaller UX improvements and fixes throughout the app for a smoother experience. ### 2.0.1 — 2026-08-26 Security Updates We’ve made improvements behind the scenes to keep your financial information safer and more secure. ### 2.0.0 — 2026-08-26 Wellthplan 2.0 We improved Wellthplan to help you answer one simple question at a glance: how am I doing this month? • The Gauge — your new home screen. Income in, spending out, and what's left as Safe to Spend. One dial, zero spreadsheets. • Needs vs. Wants — budgeting, simplified. Every transaction sorts itself into Needs and Wants automatically. Disagree? Flip it with a swipe. • Meet Benjamin — Finn has a new name and a new brain. Same judgment-free money guidance, now smarter. • Widgets — put the Gauge on your home screen and know where you stand without opening the app. Plus a refreshed design, faster performance, and dozens of smaller improvements throughout. Questions or feedback? We'd love to hear from you at support@wellthplan.com. ### 1.0.3 — 2026-05-06 What’s New We’ve added a few highly requested features to give you more control and visibility over your finances: • Push Notifications — Stay on top of what matters with timely updates and reminders. • Manual Accounts — Add accounts with custom balances to track everything in one place. • Manual Transactions — Create your own transactions for complete flexibility and accuracy. • Exclude Transactions from Plan — Fine-tune your budgeting by excluding specific transactions from plan calculations. As always, we’ve made improvements under the hood to keep things running smoothly. ## Apps similar to Wellthplan | App | Rating | Price | Category | | --- | --- | --- | --- | | [fintello](https://appshunter.io/ios/app/fintello/id6752646868) | — | Free | Finance | | [Altabank Mortgage](https://appshunter.io/ios/app/altabank-mortgage/id1439213320) | 5.0 (4) | Free | Finance | | [Rey Finance](https://appshunter.io/ios/app/rey-finance/id6759183129) | 5.0 (3) | Free | Finance | | [Census Federal Credit Union](https://appshunter.io/ios/app/census-federal-credit-union/id1578769756) | 4.8 (73) | Free | Finance | | [WealthPlan](https://appshunter.io/ios/app/wealthplan/id6758451610) | — | Free | Finance | | [WSB&T Mobile Banking](https://appshunter.io/ios/app/wsb-and-t-mobile-banking/id1238838188) | 2.7 (3) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*