# WeLucy: Mobile Money Account

> Mobile money account for women in Singapore with budgeting, savings, and remittance features. (iPhone/iPad app by Lucy Holdings Pte Limited.)

- Source: https://appshunter.io/ios/app/welucy-mobile-money-account/id1508278908 (this page in markdown: same URL + `.md`)
- Developer: [Lucy Holdings Pte Limited](https://appshunter.io/developer/1508278907)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 68 MB
- Languages: English
- Released: 2021-07-21
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/welucy-mobile-money-account/id1508278908/reviews.md

## What is WeLucy?

Lucy offers financial services for extraordinary, everyday women in Singapore. 
Divide your money in savings and budgeting accounts. Get a free debit Mastercard for each account so you can spend safely and never go over budget. 

Lucy is made for women in Singapore who manage a household, run a business, are saving to start one or a combination of the above. 

Easy expenses management: 
Allocate money to different accounts (groceries, your small business, each of your children) 
Pay online or in store with a debit Mastercard - on the bus and MRT too!
Send payments via FAST or PayNow

Easy savings: 
Create multiple savings pockets and name them
Set a savings goal and put money away every week or month 
Track your progress towards each goal

Easy remittances: 
Transfer money to the Philippines or Indonesia without leaving your home or getting cash from the ATM. 
Transfer to bank accounts, mobile money (GCash, Linkaja) or cash points (BDO, BPI, Cebuana Lhuillier, LBC Express, Metrobank, Palawan Pawnshop, PeraHub, RDPawnship, SM Counters) 

Easy salary advances for helpers: 
Salary access on a daily basis
Zero interest

Yes, becoming more financially independent can be this easy. 

We don’t charge you for opening an account
There is no minimum balance, or fall-below fee
There is no monthly fee
You pay $1 to withdraw your salary in advance 
Fixed $1,50 fee to foreign transfer to banks
Fixed $3 fee to remit cash overseas
Market rate currency exchange (better than Western Union!)


Still want to know more? Visit our help portal for more information: https://portal.welucy.digital/help


-- Lucy Holdings Pte Ltd Singapore --
Lucy is made by Lucy Holdings Pte Ltd 
Registered business with ACRA 201939640R
All deposits regulated by the Monetary Authority of Singapore - your money is safe

## Key features

- Divide money into savings and budgeting accounts
- Free debit Mastercard for each account
- Easy expense management and allocation
- Multiple named savings pockets with goals
- International remittances to the Philippines and Indonesia
- Daily salary advances for helpers with zero interest

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/welucy-mobile-money-account/id1508278908/reviews.md

### 5/5 — Mobile banking app designed for women

*2021-10-01, version 1.1.4*

This app makes banking very simple, with savings buckets, like saving for school fees. There’s a debit card, and my helper can use it to get salary advances that are automatically tracked, and I don’t have to be involved.

## Frequently asked questions about WeLucy

### What is WeLucy?

WeLucy is a mobile money account designed for women in Singapore, offering features for budgeting, savings, expense management, and international remittances.

### Is WeLucy free to use?

Yes, WeLucy is free to open an account with no minimum balance or monthly fees. There are small fees for specific services like salary advances and international transfers.

### How secure is WeLucy?

All deposits with WeLucy are regulated by the Monetary Authority of Singapore, ensuring your money is safe. They also offer a free debit Mastercard for secure spending.

### Can I send money internationally with WeLucy?

Yes, WeLucy allows you to transfer money to the Philippines or Indonesia directly from your phone. You can send to bank accounts, mobile money services, or for cash pickup.

### Does WeLucy offer salary advances?

Yes, WeLucy provides salary advances for helpers on a daily basis with zero interest. There is a $1 fee to withdraw your salary in advance.

### What devices does WeLucy support?

WeLucy is available on iPhone, iPad, and iPod devices.

### How often is WeLucy updated?

The app was last updated on April 18, 2023, with version 1.7.3. This indicates regular updates to improve functionality and security.

### What do users think of WeLucy?

WeLucy has a high rating of 5.0 stars from 1 rating, suggesting a very positive initial user experience.

## Version history (last 2 releases)

### 1.7.3 — 2023-04-18

Minor app enhancements and bug fixes

### 1.7.2 — 2023-02-15

Minor app enhancements and bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
