# Western State Bank Personal

> Mobile banking app for personal accounts, check balances, pay bills, transfer funds, deposit checks. (iPhone/iPad app by Western State Bank.)

- Source: https://appshunter.io/ios/app/western-state-bank-personal/id647385224 (this page in markdown: same URL + `.md`)
- Developer: [Western State Bank](https://appshunter.io/developer/647385227)
- Category: Finance
- Price: Free
- Rating: 4.85/5 from 897 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 100 MB
- Languages: English
- Released: 2013-06-04
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/western-state-bank-personal/id647385224/reviews.md

## What is Western State Bank Personal?

From at home to on the go, the Western State Bank mobile app lets you take care of your personal banking to-dos at your convenience – all from your smartphone or tablet.

With the app, you can:
•	Check balances
•	View recent transaction history
•	Pay bills
•	Transfer funds between accounts
•	Deposit checks by taking a photo
•	Find Western ATM and bank locations 

Getting started is easy! Simply:
•	Log in to your personal online banking account 
•	Enroll in mobile banking within your online banking account
•	Download the Western State Bank personal mobile app
•	Sign in with your personal online banking user ID and password

No additional carrier fees apply. For more information about Western State Bank, please visit https://www.westernbanks.com/.

Founded in 1902, Western State Bank is an employee-owned community bank with locations in North Dakota and Arizona. The bank offers full-banking services, investments, and mortgage financing to personal and business customers, as well as nationwide equipment financing services.

Learn how we protect your privacy at https://www.westernbanks.com/privacy-policy.

Member FDIC. Equal Housing Lender.

## Key features

- Check account balances
- View transaction history
- Pay bills
- Transfer funds
- Deposit checks remotely
- Find ATM and bank locations

## What do users think of Western State Bank Personal?

Overall sentiment: positive

**Pros**

- 👥 Friendly and knowledgeable staff
- 🏘️ Hometown/community bank feeling
- 📱 Solid mobile app functionality
- 💳 No ATM fees
- ✅ Free online check deposits
- ⚡ Quick card issuance
- 💰 Competitive mortgage rates
- ⭐ Excellent customer service
- 📊 Easy account visibility

**Cons**

- 🐛 Mobile deposit feature issues
- 🐛 App compatibility problems with iOS
- 🐛 Internet connectivity errors
- 📍 Limited branch locations

**Commonly reported bugs**

- Mobile deposit photo recognition failure
- App incompatible with iOS 12.2
- Cannot connect to internet error despite working connection
- External transfers unavailable on app (desktop only)

**Most requested features**

- External transfers on mobile app
- Display current interest rates in app
- Expand branch locations for accessibility

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/western-state-bank-personal/id647385224/reviews.md

### 5/5 — Hometown Bank

*2024-03-08*

Love this bank here in Casa Grande.  It is so hometown and friendly.  The employees all treat our family royally.  You really feel like you know the tellers and office workers personally.

**Developer response:** Thanks for this wonderful review about our Casa Grande team! We're so glad you're a happy customer, and we appreciate your business.

### 5/5 — Great bank!

*2023-04-14*

The staff are all so friendly and knowledgeable. I love Western!

**Developer response:** Thanks so much for leaving this great review! We appreciate your feedback and are glad to hear you've enjoyed banking with us. Thank you for choosing Western!

### 5/5 — Mesa branch.

*2021-04-15*

The employees at the Mesa branch are WONDERFUL !!  Very friendly & helpful. Would recommend this branch to everyone. Looking forward to a long standing friendship.

### 5/5 — Great people, great service, great bank

*2021-03-09*

Who uses the big banks when community banks like Western State Bank exist?  Their app is solid, allows me to do pretty much everything I need to through it.  I don’t live in North Dakota anymore but haven’t had any problems still banking with Western.  They offer great rates for mortgages (I did two through them that I shopped around - ask for Beth P - If you need a home mortgage or refi - she was awesome to work with!)  Their customer service has also been top notch - I have spent many frustrating hours on the automated phone at Wells Fargo trying to talk to someone at to get info on their products and the people who work there couldn’t even figure out what division to send me to.   The only problem I had with Western was when I tried to open up a HELOC up to 90% LTV against my mortgage - BUT hat was back in mid summer 2020 when covid shutdowns were most lenders cracked down on things, and I am pretty confident Western would happily reconsider

### 5/5 — Easy App

*2021-01-02*

This app is right to the point, easy to read and easy to see all accounts.

### 5/5 — Western State Bank

*2020-12-04*

Incredibly helpful and positive! Thanks

### 1/5 — Worst bank app ever

*2020-07-09*

I wish i could give this piece of sh** a negative star. They call themselves a bank but dont have the competency to create a working mobile deposit feature. Keep saying photo cant read numbers which is bull as the photo comes out clear, customer service no help either not surprisingly

### 5/5 — Awesomeness

*2019-11-27*

Since I left Wells Fargo Bank and started with Western State Bank I couldn’t be much happier! The customer service and hometown feeling you get. No ATM fees, free online check deposits, and will make you a card in minutes with no waiting! Your missing out if you have not started an account with them!

### 5/5 — Old lady

*2019-09-03*

Nice people to deal with. They take care of all of our banking 
needs.

### 1/5 — Doesn’t work

*2019-04-26, version 18.3.81*

This app does not work with latest iOS 12.2 
Message states that it cannot connect to internet when every other apps connect without any problem on the same broadband!

## Frequently asked questions about Western State Bank Personal

### What can I do with the Western State Bank personal app?

The app allows you to manage your personal banking conveniently from your smartphone or tablet. You can check your account balances, view recent transaction history, pay bills, transfer funds between your accounts, and deposit checks by taking a photo.

### How do I get started with the app?

Getting started is straightforward. You need to log in to your personal online banking account, enroll in mobile banking within that account, download the Western State Bank personal mobile app, and then sign in using your personal online banking user ID and password.

### Is there a cost to use the Western State Bank personal app?

The provided description does not mention any specific costs for using the app. It states that no additional carrier fees apply. Western State Bank is a community bank offering full-banking services.

### What devices is the Western State Bank personal app compatible with?

The app is designed to be used on your smartphone or tablet, allowing you to take care of your personal banking to-dos at your convenience from these devices.

### Can I find bank locations using the app?

Yes, the app includes functionality to help you find Western State Bank ATM and bank locations. This makes it easy to locate physical branches or ATMs when you need them.

## Version history (last 5 releases)

### 26.1.20 — 2026-06-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-18

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.32 — 2025-08-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-01-22

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by Western State Bank

- [Western State Bank Business](https://appshunter.io/ios/app/western-state-bank-business/id1171784933)

All apps by Western State Bank: https://appshunter.io/developer/647385227

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
