# Western Union Netspend Prepaid — user reviews

> 64 indexed App Store user reviews of Western Union Netspend Prepaid by NETSPEND CORPORATION, rated 4.10/5 from 487 ratings.

- Source: https://appshunter.io/ios/app/western-union-netspend-prepaid/id894666682/reviews
- App overview in markdown: https://appshunter.io/ios/app/western-union-netspend-prepaid/id894666682.md
- Rating breakdown: 5★ 336 · 4★ 34 · 3★ 27 · 2★ 14 · 1★ 76

## What do users think of Western Union Netspend Prepaid?

Overall sentiment: negative

**Pros**

- 👍 User-friendly interface and easy to use
- 💳 Reliable direct deposit functionality
- 📱 Convenient mobile access to account
- 🔔 Transaction alerts and notifications
- ⏰ Long-term customer loyalty and stability

**Cons**

- 🐛 App freezes and crashes frequently
- 🚫 Login issues and authentication failures
- 💰 Excessive and hidden fees on transactions
- 😤 Poor and unresponsive customer service
- ⏳ Slow app performance and loading
- 🔐 Security concerns and suspicious activity blocks
- 📵 Mobile check deposit feature broken
- 💸 Card activation delays and issues
- 🔄 Persistent bugs after reinstalling app
- ⚠️ Misleading advertising and false promises

**Commonly reported bugs**

- App freezes on logo screen during startup
- Login loop - app tells users to download app when already installed
- Mobile check deposit continuously fails
- Load money feature not functioning
- Face recognition not working
- reCAPTCHA verification loops indefinitely
- Chrome browser opens unexpectedly within app
- Send money page fails to load after updates
- Account registration page refresh loop
- Transaction loading fails to display

**Most requested features**

- Apple Pay integration
- Puerto Rico country support
- App updates and feature improvements
- Better location and service information
- Dispute filing functionality
- Face recognition login improvements

## Newest reviews (18 of 64)

### 2/5 — Frustrated customer

*2025-04-07, version 6.8.1*

The app keeps telling me to download the app and will not let me access my account at all and I already have the app downloaded is becoming to be frustrating. I've tried. deleting the app and reinstalling it three times and it keeps resulting this has never happened before.

### 1/5 — Registration doesn’t work…

*2024-02-03, version 6.6.3*

You won’t even be able to register.. you will never be able to get a card)) the developers forgot about the app…

### 2/5 — My card

*2023-11-05, version 6.6*

I paid 25$ to get my debit card within two business day is it possible for my card to be delivered within that two working days?

### 1/5 — Worst online banking app

*2023-04-05, version 6.4.1*

Worst banking app on the internet focused solely on draining as money their customers as possible via outrageous fees for simple everyday transactions. Don’t waste your time or money it’s not worth it.

### 1/5 — Fake app

*2023-02-18, version 6.4*

Don’t download this app is fake they tried to steal money when you sing up they ask you for crdit card and CCV number

### 1/5 — Charges you 1.50 for any transaction you make

*2022-07-24, version 6.2*

SCAM !! Do not recommend

### 1/5 — Horrible

*2022-06-21, version 6.2*

This app is horrible every time I go to load money it says to call costumer service and doesn’t work. It’s so slow, the fees are ridiculous and the customer service is horrible

### 1/5 — Wast of time and money..

*2022-01-29, version 6.2*

I bought this western union prepaid master card in store and put $50 on it and now I can’t activate my card to get my money back which really pisses me off I would give this app 0/10 wast of my time and money……..

### 1/5 — Glitch ?

*2021-11-24, version 6.1.5*

Everytime I open, login, press a button it opens up my chrome screen. But then the chrome screen is blank so I have to go back and forth. It’s getting annoying now.

### 1/5 — Broken

*2021-11-15, version 6.1.5*

Since the last update , every time I log in , it automatically takes me to a online site that doesn’t even load up , fix this issue asap

### 1/5 — Horrible with customer service.

*2021-10-15, version 6.1.4*

Told me they opened at 8 am est, I called 20 mins after and it told me they were still closed. Called later around 10 ish, and I'm still on hold as I write this. I had a concern because the way they cash checks online is sketchy and I wanted to make sure they were telling me the right things so if it didn't work, then I'd be able to go after them for it, but they still haven't answered. Complete B.S.

### 1/5 — Disputes

*2021-06-16, version 6.1.4*

It won’t allow me to file a dispute

### 3/5 — Just a question

*2021-05-26, version 6.1.4*

Question is there a way to sign up with a netspend prepaid card from dollar general or do I have to sign up and get the card later I recently went to dollar general to get a netspend card and downloaded the app but it wouldn’t let sign with my netspend prepaid card

### 1/5 — Honestly. Terrible.

*2021-02-08, version 6.0*

Waiting to finally receive my money which was loaded 5 days ago on a card and can’t activate it! Have to wait a FULL WEEK! And I pay money to use this. Honestly save the money go to a real bank. Can’t wait to close my account. Don’t believe a thing the customer service tells you. Each one of them have a different answer. I wish I could give zero stars.

### 1/5 — Theft

*2021-02-02, version 6.0*

This literally happened to me two days ago on January 31, 2021. 
     After i paid for this Western Union/NetSpend card from Safeway, I followed the instructions on the packaging to activate the card calling customer service to verify my personal information. The representative told me they wouldn’t allow me to activate this prepaid card because ofsuspicious activity! I was then told they would be sending me a refund in about 7-10 business days! Then she had the audacity to tell me she was charging me $5 service fee? Really? What service? They did no service for me they Did not do me any service! All they did was hold onto money I was trying to pay a bill with now i gotta pay late fees for theater one! Do not waste your time with This’s unethical Place of “—— artists”!

### 1/5 — Not satisfied at all

*2021-02-02, version 6.0*

This cards trash. I’ve had nothing but a hard time since I got it. It won’t even let me cash a check. Smh

### 1/5 — No good

*2021-01-24, version 6.0*

Won’t let me load my mobile check i been with this bank a little over 8 years and been using the mobile app it never did this i called customer service still no help I never had this issue ever ! Hope it fixes soon :(

### 3/5 — Can’t connect to bank

*2021-01-09, version 6.0*

Every time I try to connect to my bank I put my credentials in then it’ll send me to the re-captcha but every time I click the box it just loads and goes back to an empty box.....I’m about to stop using this😡

## Most critical reviews (10 lowest-rated)

### 1/5 — App errors on login

*2026-06-19, version 6.8.1*

I have been using this banking method for over 6 years now, and love the simplicity and ease with which I can manage my money; unless of course I want to use this app!!
The app keeps telling me work app, been doing this for about 2 months.  I have to actually visit their website to log in, as the app won’t allow me to.
So frustrating that I am shopping online banks for the first time in a long while!

### 1/5 — App not opening

*2025-12-01, version 6.8.1*

App is not opening and just freezes on app logo when initiating. When you click on support it gives an error message. I have  rebooted my phone and uninstalled and reinstalled the app from the App Store with no resolution. The app seemed to work fine yesterday but will not work today.

### 1/5 — Not able to log into app

*2025-04-11, version 6.8.1*

The app is not working. I’m able to go to the website to access the account. Very inconvenient because it has been going on for about 2 weeks

### 1/5 — Not working

*2025-04-10, version 6.8.1*

My app is steady saying and download the all access app, but I already have it and I need to get into my account ASAP.please fix

### 1/5 — Can not log in

*2025-04-10, version 6.8.1*

I have the app and I’m trying to log in and it’s telling me to download the app. I uninstalled it and reinstalled and keeps saying the same thing. Very very frustrating

### 1/5 — I can’t log in to my app

*2025-04-05, version 6.8.1*

Every time I do, I’m told to download the app. So, I deleted the one I have been using for months with  no problem, until now. I went to the App Store and loaded it again. Still not working. I know my login info is correct.

### 1/5 — App not working

*2025-04-03, version 6.8.1*

This app is not allowing me to login

### 1/5 — Problem

*2025-04-02, version 6.8.1*

It keeps saying it looks like you have the all access account please login their mobile app and when I click on it this app comes back up. I can login online but not the app

### 1/5 — No good

*2025-04-01, version 6.8.1*

I can’t sign in what did you guys do I’m in a store and had to leave everything that’s embarrassing!

### 1/5 — Worst app ever

*2024-10-14, version 6.8.1*

I have been having trouble login in and I don’t receive my email to reset my pass word. Customer service don’t help they total ignore the complaint and don’t do any to be of assistance. I don’t recommend this service to anyone.

## Most praised reviews (10 highest-rated)

### 5/5 — Amazing App!!! ;-))

*2020-05-15, version 5.6*

I love this app. I’m using this app more than 3 years now,and Easy to use.I highly recommended this app indeed!!! ;-))

### 5/5 — I’m a 5yr customer

*2020-04-30, version 5.6*

I have been getting DD on this card for years now, I’m they've always been good to me never paid overdraft fees when I do overdraft (never more the $10) and I get texted every transaction. I’m actually afraid to activate the all access card in fear that it will change in a negative way.

### 5/5 — Can’t load money

*2019-07-08, version 5.3.0*

Load money option isn’t working. Makes you call their terrible customer service line.

### 5/5 — First Time user

*2017-09-09*

I hope everything works perfectly like it has to be.
I'm using the service (Wester Union) but in Walt-marts or HEBs.
Now I want to do it from work or while I'm in the house, or at the gym, or what about at the game?
Perhaps I could be busy on a romantic night with my wife in a hotel and our  family or some friends need money.
I don't want to go away running from here to there just to find out that everything is closed. 
Well, Panas. Homies, compas, vatos, brothers and cuñados, that's the main reason I'm getting this #wuapp.

### 5/5 — APPLE PAY!!!

*2015-07-20, version 2.0.9*

I love everything about this app but what would be incredible would be if it were on apple pay. Let's make that happen!!!

### 5/5 — Bella

*2015-03-22, version 2.0.9*

i love This app so much thank u to mikey carbone

### 4/5 — ?

*2024-11-04, version 6.8.1*

Doesn’t let me create a account the page just refreshed

### 4/5 — Can’t get into my app

*2024-06-28, version 6.7.1*

I love the app and all but today it’s not letting me in at all… what is going on? Is there a maintenance issue causing this???

### 4/5 — Direct deposit

*2019-02-25, version 5.1.1*

They offer 2 days early Direct deposits if you sign up for it and it never happens! What’s up with that? Why offer something and don’t stand by it. Very disappointed

### 4/5 — Good app

*2015-11-29, version 2.0.9*

I love the app. In definitely comes in handy and the features are great also.  They can add a few more or at least upgrade it cause it seems since they made it they never check back on it. At least update it.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*
