# Westerra CU > Digital banking app for managing accounts, transfers, bill pay, and check deposits. (iPhone/iPad app by Westerra Credit Union.) - Source: https://appshunter.io/ios/app/westerra-cu/id1627076819 (this page in markdown: same URL + `.md`) - Developer: [Westerra Credit Union](https://appshunter.io/developer/739468074) - Category: Finance - Price: Free - Rating: 2.70/5 from 196 App Store ratings · 122 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 384 MB - Languages: American English - Released: 2022-07-10 - Data updated: 2026-08-14 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews.md ## What is Westerra CU? Easily manage your finances with the free and secure Westerra Digital Banking app.* FEATURES • View account balances and history • Transfer funds • Pay bills and people • Deposit checks right from your mobile device • Access spending analysis • Receive balance and transaction notifications • Send secure messages and attachments • Find free ATMs and shared branches Have questions about the Westerra Digital Banking app? Please call 303-321-4209, 1-800-858-7212 or visit WesterraCU.com. *Your mobile carrier's message and data rates may apply. Federally Insured by NCUA. Equal Housing Opportunity. See WesterraCU.com for full disclosures. ## Key features - View account balances and history - Transfer funds between accounts - Pay bills and people - Mobile check deposit - Spending analysis - Notifications for balances and transactions - Secure messaging ## What do users think of Westerra CU? Overall sentiment: negative **Pros** - 🚀 Easy to use app - 👍 User-friendly interface - 💡 Ability to view all accounts with one login - 🚀 Clean and fast app **Cons** - 🐛 Frequent login issues - 🐛 Unreliable app performance - 🐛 Inability to access accounts - 🐛 Buggy check deposit feature - 🐛 Lack of real-time balance updates **Commonly reported bugs** - App crashes frequently - Scheduled transfers not working - Incorrect account balances displayed - Login credentials not recognized **Most requested features** - Add Zelle integration - Improve bill pay functionality - Allow customization of account order - Provide more detailed transaction information ## Recent user reviews (10 of 122) All indexed reviews: https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews.md ### 1/5 — App fail *2026-07-10* App has officially failed. I’ve been able to login with face unlock for so long until this morning. Now it has failed and won’t even allow me to use my passcode. I’ve uninstalled and reinstalled but has still completely failed. Just another reason why I’m taking my banking business elsewhere. ### 1/5 — Unreliable *2026-04-20* This app crashes when you need it the most. Completely unreliable. And it hasn’t changed at all since I’ve started using it! This app alone makes me want to switch banks. Everytime I login it says “undergoing scheduled maintenance”. Maintenance on what???? This app is some absolute doodoo-fest! Fix the dang app already ### 3/5 — App update *2026-04-09* Not good! I just updated like 1 month ago & had to update again. Tried using mobile app to deposit check and continue getting errors. I spoke with customer service, was advised to settings for update & delete app which I did, still cannot use mobile app to deposit checks continue getting errors after updating phone, deleting & reinstalling mobile app- still getting unknown errors! ### 1/5 — App keeps getting worse - terrible for privacy *2026-04-08* App lacks basic account administration features - need a replacement card? Too bad! If you need to do any functions other than look at your account or move money from checking or savings, you better be ready to call in. Also- I know my own name, I don't need it to be displayed in one inch tall letters when opening the app BEFORE logging in, and then taking up 1/4 of the screen on multiple pages in the app. What does this add? Who asked for this? No way to disable or change what is displayed either. Awful for privacy. ### 1/5 — Terrible app *2026-03-26* This is one of the worst apps I’ve ever had in my life. It is terrible. The customer service does not help you out whatsoever and they are absolutely awful at getting you what you need when the time you need it. Westerra is the worst credit union I’ve ever been to and I am going to be switching to another actual bank as soon as possible Westerra is absolutely awful ### 5/5 — Amazing bank. *2026-03-26* I have been using the app for years now. Not many issues. Easy to understand. Many of the reward programs are featured in the app but you have to navigate the website on mobile. Overall experience is fantastic. ### 2/5 — Glitchy *2026-03-26* For instance I can’t sign in today because it says I need to update the app. When I try to update the app there’s no newer version than what I have. When I press the open app I go back to the screen that says I need to update the app. No way to sign in no way to get out of the loop. In general, this app is hard to navigate not easy to open. The business app works fine but the personal banking app. Is very obtuse. ### 5/5 — I love the app *2026-02-10* I love the Westerra App. It makes it super easy for me to move money between accounts. I have been a Westerra member for years, and I’ll never stop being a member. ### 1/5 — Improving app, but pretty awful experiences *2025-12-31* Always breaking with external apps for tracking money like Monarch and previously with Mint. Now there are pop ups n my transactions with a nearly impossible X to close it. I don’t know how much more of this incompetence in app integration I want to take. ### 5/5 — Love it *2025-12-24* Great company and the app has been getting better! ## Frequently asked questions about Westerra CU ### What can I do with the Westerra Digital Banking app? The app allows you to easily manage your finances by viewing account balances and history, transferring funds, paying bills and people, and depositing checks directly from your mobile device. You can also access spending analysis, receive important notifications, and send secure messages. ### Is the Westerra Digital Banking app free to use? Yes, the Westerra Digital Banking app is free to download and use. While the app itself is free, your mobile carrier's message and data rates may apply for certain functions. ### How do I deposit a check using the app? You can deposit checks right from your mobile device by following the app's instructions for mobile check deposit. This typically involves taking clear photos of the front and back of your endorsed check. ### What if I have questions about the app? If you have questions about the Westerra Digital Banking app, you can call 303-321-4209 or 1-800-858-7212. You can also visit WesterraCU.com for more information and full disclosures. ### Can I find ATMs or branches through the app? Yes, the app provides a feature to help you find free ATMs and shared branches. This is useful for accessing cash or in-person services when you need them. ## Version history (last 5 releases) ### 4.2608.0 — 2026-08-13 • Zelle® is here! Send and receive money with friends and family directly from your mobile app • Enjoy easier access to key features with our enhanced navigation • Ongoing improvements to accounts and mobile deposit ### 4.2607.3 — 2026-07-22 • Zelle® is here! Send and receive money with friends and family directly from your mobile app • Enjoy easier access to key features with our enhanced navigation • Ongoing improvements to accounts and mobile deposit ### 4.2607.1 — 2026-07-01 Our new experience provides easier access to the features you use most while on the go. This new version includes behind the scenes updates to the accounts, mobile deposit and navigation experience. ### 4.2607.0 — 2026-07-01 Our new experience provides easier access to the features you use most while on the go. This new version includes behind the scenes updates to the accounts, mobile deposit and navigation experience. ### 4.2606.2 — 2026-07-01 Our new experience provides easier access to the features you use most while on the go. This new version includes behind the scenes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to Westerra CU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Climb CU Mobile Banking](https://appshunter.io/ios/app/climb-cu-mobile-banking/id590049655) | 4.3 (698) | Free | Finance | | [Wings CU (prev. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*