# WFTFCU Card Guard

> Card management app with transaction alerts and usage controls. (iPhone/iPad app by Wichita Falls Teachers Federal Credit Union.)

- Source: https://appshunter.io/ios/app/wftfcu-card-guard/id1474876768 (this page in markdown: same URL + `.md`)
- Developer: [Wichita Falls Teachers Federal Credit Union](https://appshunter.io/developer/1108899629)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 4+
- Requires: iOS 10.3 · 70 MB
- Languages: English
- Released: 2019-10-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/wftfcu-card-guard/id1474876768/reviews.md

## What is WFTFCU Card Guard?

WFTFCU Card Guard protects your debit and credit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. Download to your smartphone, then set your preferences to monitor and manage your cards. 
    
Alerts Enable Safe, Secure Card Usage 
Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. The app can send an alert when a card is used or when a transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent immediately after a transaction has taken place. 

Location-Based Controls and Alerts 
Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map. 
    
Usage Controls and Alerts 
Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions. 
    
Card On/Off Setting 
When “on” transactions are allowed per settings. When “off” no purchase or withdrawals are approved until the card is subsequently turned back to “on”. This control can be used to disable a lost or stolen card, prevent fraudulent activity in the card.

## Key features

- Real-time transaction alerts
- Location-based controls
- Spending limit settings
- Transaction category monitoring
- Card On/Off switch
- Fraud detection


## Frequently asked questions about WFTFCU Card Guard

### How does WFTFCU Card Guard protect my cards?

WFTFCU Card Guard provides real-time transaction alerts for all card activity, allowing you to quickly detect and report any unauthorized or fraudulent transactions. You can also set usage controls like spending limits and location restrictions.

### Can I turn my WFTFCU Card Guard cards on and off?

Yes, WFTFCU Card Guard features a Card On/Off setting. When 'off,' no transactions or withdrawals are approved, which is useful for disabling a lost or stolen card to prevent fraudulent activity.

### What kind of alerts does WFTFCU Card Guard offer?

The app sends immediate real-time alerts for PIN and signature transactions, attempted but declined transactions, and allows for additional customizable alert options based on your preferences.

### Can I set spending limits with WFTFCU Card Guard?

Yes, you can set specific spending limits within WFTFCU Card Guard. Transactions exceeding these thresholds will be declined, helping you manage your budget and prevent overspending.

### Does WFTFCU Card Guard use my phone's location?

Yes, WFTFCU Card Guard can use your phone's GPS to enable location-based controls. This allows you to restrict transactions to merchants near your current location or within specific geographic regions.

### What devices are supported by WFTFCU Card Guard?

WFTFCU Card Guard is available for iPhone and iPod devices. It is designed to help users manage their financial cards on these platforms.

### How often is WFTFCU Card Guard updated?

The latest version of WFTFCU Card Guard is 3.9.3, which was last updated on February 3, 2021. Update frequency can vary based on developer releases.

### What is the age rating for WFTFCU Card Guard?

WFTFCU Card Guard has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, for educational or basic financial awareness purposes.

## Version history (last 4 releases)

### 3.9.3 — 2021-02-03

We are continually releasing new updates to further improve the user experience. Please be sure to turn on automatic updates to get the most out of your app experience. 
 
In the latest release we’ve:
•	Updated the Add Card user experience
•	Addressed other minor code bugs

### 3.9.2 — 2020-06-03

This version includes feature enhancements and user experience improvements

### 3.9.1 — 2020-04-22

This version includes feature enhancements and user experience improvements.

### 3.8.0 — 2019-10-02

No release notes.

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## More apps by Wichita Falls Teachers Federal Credit Union

- [Wichita Falls Teachers FCU](https://appshunter.io/ios/app/wichita-falls-teachers-fcu/id1108899630)
- [WFTFCU Platinum Perks](https://appshunter.io/ios/app/wftfcu-platinum-perks/id1482430482)

All apps by Wichita Falls Teachers Federal Credit Union: https://appshunter.io/developer/1108899629

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
