# What's covered — Official Medicare coverage app

> Official U.S. government app for understanding Medicare Part A and Part B coverage. (iPhone/iPad app by Centers for Medicare & Medicaid Services.)

- Source: https://appshunter.io/ios/app/whats-covered/id1444143600 (this page in markdown: same URL + `.md`)
- Developer: [Centers for Medicare & Medicaid Services](https://appshunter.io/developer/667537863)
- Category: Health & Fitness, Medical
- Price: Free
- Rating: 3.20/5 from 352 App Store ratings · 76 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 68 MB
- Languages: American English
- Released: 2019-01-27
- Data updated: 2026-06-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/whats-covered/id1444143600/reviews.md

## What is What's covered?

Finding information about Medicare coverage is easier than ever now. Download the only official U.S. government Medicare app onto your mobile device.

What’s covered helps you understand the health care coverage offered by Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

Use this federal government app to:

-Answer your Medicare coverage questions

-See information about your costs

-Learn about covered items & services

-See notes & where to get more information

-Browse free preventive services

Original Medicare Items & Services

Find out what your Medicare coverage has to offer like:

- When are mammograms covered?

- Is home health care covered?

- Will Medicare pay for diabetes supplies?

Preventive Health Coverage

Medicare coverage includes preventive services at no cost to you. Preventive services can help keep you healthy by finding health problems early and can keep you from getting certain diseases.

What’s covered will help you answer questions like:

- Will my Medicare benefits cover services to help me stop smoking?

- Can I get a cervical cancer screening?

- How often will my Medicare coverage allow me to get a bone mass measurement?

Ask your doctor or health care provider which preventive services (like screenings, shots, and tests) you need to get.

Part A & Part B Costs

Medicare Part A and Part B cover certain medical services and supplies in hospitals, doctors’ offices, and other health care settings.

Part A hospital insurance coverage helps pay for inpatient care in a hospital, inpatient care in a skilled nursing facility, hospice care, home health care, or inpatient care in a religious nonmedical health care institution. Copayments, coinsurance, or deductibles may apply for each service.

Part B medical insurance coverage supports medically necessary doctors’ services, outpatient care, home health services, durable medical equipment, preventive services, and other medical services. Under Original Medicare, if the Part B deductible applies, you must pay all health care costs (up to the Medicare-approved amount) until you meet the yearly Part B deductible. After your deductible is met, Medicare begins to pay its share and you typically pay 20% of the Medicare-approved amount of the service, if the doctor or health care provider accepts assignment. There’s no yearly limit for what you pay out-of-pocket.

For some items and services, you must meet eligibility criteria or you may be responsible for paying all costs. Your doctor or health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. Ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.

Use the What’s covered app to answer questions like:

-How much will I pay for prescription drugs included in Medicare Part B coverage?

-Does the Part B deductible apply for cardiac rehab?

-What percentage of the Medicare-approved amount will I need to pay for colorectal cancer screenings?

What’s Not Included

What’s covered doesn’t contain information on Medicare Advantage Plan, other Medicare health plan, or Medicare Supplement Insurance (Medigap) coverage. It doesn’t contain a CPT code search, exact costs on surgeries or procedures, or local coverage decisions.

Medicare Advantage Plans

If you have a Medicare Advantage Plan or other Medicare health plan, you have the same basic health care coverage as people who have Original Medicare, but the rules vary by plan. Some Medicare Advantage Plans offer extra benefits that Original Medicare doesn’t cover - like vision, hearing, or dental. Check with the plan or search in the App Store to see if the plan has a similar mobile application.

This is Medicare’s first official app, and we value your feedback. Please tell us your thoughts by rating What’s covered.

## Key features

- Understand Original Medicare Part A & B
- Information on covered items & services
- Details about your healthcare costs
- Browse free preventive services
- Answers to Medicare coverage questions

## What do users think of What's covered?

Overall sentiment: negative

**Pros**

- 👍 Useful quick reference
- 🚀 Fast and responsive
- 📚 Excellent information
- 💡 Helpful for checking coverage

**Cons**

- 🔍 Limited search functionality
- 🤔 Unclear or vague information
- 🙅‍♀️ Doesn't link to personal account
- 🤷‍♂️ Doesn't cover many procedures
- 🤯 Confusing to navigate
- 🚫 Doesn't work on certain devices

**Commonly reported bugs**

- Search field hidden by notch
- Blank/crashing on launch
- Inconsistent/incorrect information

**Most requested features**

- Ability to save/favorite pages
- Integration with Medicare account
- More comprehensive coverage information
- Improved search with natural language
- Layman's terms for procedures
- Preventive care information

## Recent user reviews (10 of 76)

All indexed reviews: https://appshunter.io/ios/app/whats-covered/id1444143600/reviews.md

### 1/5 — Sucks

*2026-01-01, version 3.0.0*

I don’t need an app for services. I can do that at my desk. I need an app that links to my account and a digital version of my card. In my iPhone wallet. I bet we put a man on the moon again before the us gov can produce an app. China could do it.

### 1/5 — Not comprehensive

*2024-11-16, version 3.0.0*

Doesn’t give information on medications or classes if drugs for specific conditions which should be a priority for this type of application.

### 1/5 — Not helpful

*2023-08-31, version 3.0.0*

I was hoping for an exhaustive list of benefits. Try typing “Cataracs quote… Common surgery among Medicare recipients. Nothing found. Good luck.

### 2/5 — Does not link to my account

*2023-08-10, version 3.0.0*

No data from my claims and coverage

### 1/5 — More confusing than actually calling Medicare

*2023-05-14, version 3.0.0*

This app is of very little use. Just more of the if/and/but run around you get when you call. Recently had to undergo treatments for a known condition. This app doesn’t list it, but does list the area of medicine. It says to call your doctor. I call the doctor and they tell me to call Medicare. Medicare says to call my doctor…and round and round we go, with no way of getting answers until you get a $500 bill. This app is of little to no use in helping avoid this situation.

### 1/5 — Needs update!

*2023-01-08, version 2.1.28*

It still shows the shingles vaccine as not covered. There is a lot of potential functionality missing in this app. It could be much better!

### 5/5 — What’s Covered website very helpful

*2022-10-13, version 2.1.27*

Excellent information.  User friendly.

### 1/5 — Terrible

*2022-06-21, version 2.1.27*

You need to be in the medical field and know medical terminology to search in this app. Wish they would use simple words that the general public knows. Plus many medical conditions are not included.

### 1/5 — Lists all benefits. No idea if applicable to me.

*2022-05-26, version 2.1.27*

Great hopes; extreemly disappointing. 
Not MY benefits. All possible benefits if they are applicable to me or not. Up to me to find out if they apply. I need more help determining what is applicable to me, not showing me everything. 
I want the app to track my benefits, advise me of the preventive services available to me, and when I last used a preventative service, and when I can use it again. Not rocket science. 
In a perfect world it would also show me if a different medicare plan would be a better fit - app was not downgraded for not having this.

### 1/5 — Worthless, think it was paid for by big business.

*2022-02-21, version 2.1.27*

If it wasn’t paid for directly by big business they certainly had a hand in it. Might have received it free from big business to peddle its expansive goods.  I tried to search for what brands of glucose monitors Medicare would pay for. The only information it would supply was for the one business makes the most on for the initial purchase, and for supplies after that. It was totally silent with it came to standard , less expensive glucose monitors. Someone should research how this app was acquired. Or research who got paid off to adopt it.

## Frequently asked questions about What's covered

### What does the What's Covered app do?

The What's Covered app is the official U.S. government Medicare app designed to help you understand your healthcare coverage. It provides detailed information about what is covered under Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance), including specific items, services, and preventive care options.

### What are the key features of the What's Covered app?

Key features include the ability to answer your Medicare coverage questions, view information about your potential costs, learn about covered items and services, find details on preventive health coverage, and access notes for further information. It helps clarify what Medicare pays for and what you might be responsible for.

### Is the What's Covered app free to use?

Yes, the What's Covered app is completely free to download and use. As an official U.S. government application, it does not have any associated costs, in-app purchases, or advertisements.

### What kind of health services does this app cover information for?

The app provides information on a wide range of Original Medicare Part A and Part B covered services. This includes inpatient hospital care, skilled nursing facility care, hospice care, home health care, medically necessary doctor's services, outpatient care, durable medical equipment, and various preventive services like screenings and shots.

### Who is the target audience for the What's Covered app?

The primary target audience for this app includes individuals who are enrolled in Original Medicare (Part A and Part B) or those who are seeking to understand their Medicare coverage options. It is particularly useful for understanding costs, benefits, and preventive care recommendations.

## Version history (last 5 releases)

### 3.0.0 — 2023-04-04

Upgraded app code dependencies, theme, and coverage items data.

### 2.1.28 — 2023-01-01

Annual cost updates

### 2.1.27 — 2022-01-20

Annual cost updates

### 2.1.26 — 2021-01-01

Annual cost updates

### 2.1.20 — 2020-01-17

Cost updates

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*