# Whealth: AI Personal Finance — Budget, Net Worth & Debt Free > AI-powered personal finance tracker for budgeting, net worth, and debt management. (iPhone/iPad app by Whealth Labs LLC.) - Source: https://appshunter.io/ios/app/whealth-ai-personal-finance/id6757764649 (this page in markdown: same URL + `.md`) - Developer: [Whealth Labs LLC](https://appshunter.io/developer/1868802134) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 2 MB - Languages: American English - Released: 2026-01-16 - Data updated: 2026-08-07 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/whealth-ai-personal-finance/id6757764649/reviews.md ## What is Whealth? Features: • AI-Powered Finances — Ask anything about your money and get personalized, actionable insights • Whealth Score — A single number that tells you exactly where you stand financially • Net Worth Dashboard — All your accounts, assets, and liabilities in one place • Smart Budgets — Set monthly budgets by category with real-time tracking • Debt Crusher — Avalanche and snowball payoff strategies to eliminate debt faster • Investment Tracker — Monitor your stocks, crypto, and portfolio performance • Cashflow Analysis — See where every dollar goes with visual breakdowns • Account Sync — Securely connect your bank, credit card, and investment accounts with Plaid • Subscriptions Manager — Track and manage all your recurring subscriptions Built for people who want clarity, not complexity. Whealth uses AI to understand your full financial picture so you can make smarter decisions with your money. Terms of Service: https://whealthapp.com/terms Privacy Policy: https://whealthapp.com/privacy ## Key features - AI-powered financial insights - Personalized Whealth Score - Net worth dashboard - Smart budget tracking - Debt payoff strategies - Investment portfolio monitoring - Subscription management ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Whealth Plus Monthly | $4.99 | per month | | Whealth Plus Annual | $47.90 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/whealth-ai-personal-finance/id6757764649/reviews.md ### 5/5 — The Personal Finance App My Personal Finance Map Has Been Longing For. *2026-04-16* I’ve downloaded almost all four corners of the app store’s personal finance apps, but nothing seemed to fit so perfectly into the mold of my personal financial life, until this beautiful gem of an app suddenly appeared to me. Straightforwardly, I’m a data-driven person. I like to perpetually see my ongoing financial big picture, while understanding the complexities of what it’s made of. Whealth couldn’t be more closer to the analytical optics I require in my life to survive. I’ve never been so pleased with an app. From my daily debt load to how much I’m spending on take-out, to my full running net worth and what tomorrow’s monetary footprint is looking like, you won’t find a better, more polished and genius-level financial app out there. Don’t take my word for it, you don’t know me, but definitely take control of the health of your wealth with the Whealth app. ## Frequently asked questions about Whealth ### What is the Whealth Score? The Whealth Score is a single, easy-to-understand number that summarizes your overall financial health. It provides a quick snapshot of where you stand financially, allowing for immediate assessment. ### How does Whealth help with debt? Whealth offers 'Debt Crusher' features that implement both avalanche and snowball payoff strategies. These methods are designed to help users systematically eliminate their debts more efficiently. ### Can I connect my bank accounts to Whealth? Yes, Whealth allows you to securely connect your bank, credit card, and investment accounts using Plaid. This enables real-time tracking of all your financial assets and liabilities. ### Does Whealth have ads? No, Whealth does not contain advertisements. The app is free to use with optional in-app purchases, ensuring an ad-free financial management experience. ### What devices is Whealth available on? Whealth is available on iPhone, iPad, and iPod. It is designed to provide a seamless experience across Apple's mobile and tablet devices. ### How often is Whealth updated? The latest version of Whealth is 1.2, which was last updated on March 9, 2026. Updates typically include new features, performance improvements, and bug fixes. ### What are the in-app purchases for Whealth? While the core features of Whealth are free, in-app purchases may be available for advanced functionalities or premium services. Specific details on these purchases are not provided in the app description. ### Is Whealth suitable for beginners in finance? Yes, Whealth is built for people who want clarity, not complexity. Its AI-powered insights and user-friendly dashboards make it accessible for those new to managing their finances. ## Version history (last 4 releases) ### 1.3 — 2026-08-03 • Sign in faster. Use Google or Apple to sign in, unlock with Face ID, or set up a passkey and skip passwords entirely. • Better protection. Whealth now locks itself when you leave the app and hides your balances from the app switcher. • Plus refinements throughout Settings and the sign-in screen. ### 1.2 — 2026-03-09 Enabled Whealth Plus subscriptions for in-app upgrade. ### 1.1 — 2026-02-23 What's New in Version 1.1 • Whealth Plus: upgrade to unlock unlimited AI-powered financial insights and personalized budgeting tools • New subscriptions page to easily manage your plan • Improved AI assistant for smarter, more helpful conversations • Performance improvements and bug fixes ### 1.0 — 2026-01-16 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*