# When Can I Retire — Retirement Age Calculator

> Retirement age calculator based on financial circumstances and savings. (iPhone/iPad app by Grow Nest Egg, LLC.)

- Source: https://appshunter.io/ios/app/when-can-i-retire/id1375094561 (this page in markdown: same URL + `.md`)
- Developer: [Grow Nest Egg, LLC](https://appshunter.io/developer/1375094350)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 3.60/5 from 60 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 80 MB
- Released: 2018-07-29
- Data updated: 2026-07-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/when-can-i-retire/id1375094561/reviews.md

## What is When Can I Retire?

You may have retirement savings in a 401(k),  403(b), or 457(b) plan. You may also have an IRA or cash and investments. Find out when you will be able to retire based on your financial circumstances.

**App Highlights**

*The "When Can I Retire" app calculates your retirement age based on numerous optional inputs such as your current salary, yearly salary increase, yearly retirement contribution, yearly contribution increase, employer matching contribution, post-retirement expense, social security, and other retirement income.

*The unique app factors in the retirement age calculation that you cannot withdraw your retirement savings from a 401(k) plan,  403(b) plan, or an IRA before you turn 59 ½ without incurring a possible 10% penalty. However, you can withdraw your retirement savings from a 457(b) plan without facing an early withdrawal penalty.

*The app considers that you can contribute only up to a specific maximum limit to your employer-sponsored retirement plan. For example, you can contribute a maximum of 23,000 dollars to your 401(k), 403(b), or 457(b) plan for this year as per the current law. However, there is a catch-up contribution limit of an additional 7,500 dollars if you are aged 50 and older.

*The app considers the combined total of your contributions and employer matching contributions to a 401(k) or 403(b) plan cannot exceed your salary or 69,000 dollars for this year as per the current law. There is a catch-up contribution limit of an additional 7,500 dollars if you are aged 50 and older.

*The app lays out a clear picture of your finances with both a pre-retirement and post-retirement plan.

*The app allows you to email your pre-retirement plan and post-retirement plan in tabular and graphical views to yourself or others.

*This app saves your inputs and retains them across the launches upon successful retirement age calculation.

*You can share the app via Text Message, WhatsApp, Facebook, or Twitter from within the app.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Retirement age calculation
- Input salary, contributions, and expenses
- Factor in withdrawal penalties
- Consider contribution limits
- Include employer matching
- Pre and post-retirement plans
- Email financial plans

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $5.99 | per year |


## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/when-can-i-retire/id1375094561/reviews.md

### 5/5 — Very useful and insightful

*2025-12-12, version 8.2*

Allows you to slice and dice your numbers in so many different ways. Graphs and charts are very useful. Great information. While not fully reliable, it gives great direction/guidance for financial planning.

### 2/5 — Don’t waste your time

*2025-02-12, version 8.2*

Not very flexible, below average user interface / programming, and a paywall after you enter in all of your info.

### 1/5 — Need to pay to use

*2024-09-08, version 8.2*

Tried to set up my info and before I gives me ANY results, I’m made to either pay for the app monthly or yearly. No free features. Avoid

### 5/5 — Good app

*2024-05-12, version 8.2*

Nice to see month by month amounts

### 1/5 — Not free

*2024-01-12*

Wont tell you anything without a subscription

### 5/5 — Good app

*2023-11-25, version 8.1*

Great app to approximate retirement income

### 5/5 — Easy to use

*2023-11-23, version 8.1*

A great way to experiment with retirement savings variables to look at options and plan ahead.

### 1/5 — Requires purchase

*2023-06-30*

I filled in the long questionnaire asking my financial status and savings. After that long process it asked me if I wanted to pay monthly or annually for the results. What a terrible waste of time. The votes are clearly inflated.

### 5/5 — Simple straightforward.

*2023-02-20, version 4.2*

Does the job.  Not super flexible but certainly a great start to get an idea of where you are and where you need to be.   Thank you for this.

### 2/5 — Yeah, right

*2023-02-20, version 4.2*

Ok sure

## Frequently asked questions about When Can I Retire

### What does the 'When Can I Retire' app do?

This app calculates your potential retirement age by taking into account numerous financial factors. It analyzes your current salary, expected salary increases, retirement contributions, employer matching, post-retirement expenses, and potential social security income.

### What financial inputs does the app consider for retirement age calculation?

The app considers inputs such as your current salary, yearly salary increase, yearly retirement contribution, yearly contribution increase, employer matching contribution, post-retirement expense, social security, and other retirement income. It also factors in withdrawal penalties for certain account types and contribution limits.

### Is this app free to use?

The app is free to download and use, but it offers in-app purchases. These purchases may unlock additional features or functionality beyond the core retirement age calculation.

### What are the benefits of using this retirement calculator?

The app provides a clear picture of your finances with both pre-retirement and post-retirement plans. You can also email these plans in tabular and graphical views to yourself or others, and your inputs are saved for future calculations.

### Can I share my retirement plan with others?

Yes, the app allows you to email your pre-retirement and post-retirement plans in both tabular and graphical formats. You can send these plans to yourself or to other individuals.

## Version history (last 5 releases)

### 8.2 — 2024-03-11

We have updated the contribution limits for the retirement plans.

### 8.1 — 2023-11-08

We updated the look and feel of the app to give you the best experience.

### 8.0 — 2023-10-25

We updated the look and feel of the app to give you the best experience.

### 7.8 — 2023-10-05

We have added the inline help feature to give you the best experience.

### 7.7 — 2023-09-29

We updated the look and feel of the app to give you the best experience.

## Apps similar to When Can I Retire

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Best Retirement Calculator](https://appshunter.io/ios/app/best-retirement-calculator/id6736375058) | 4.3 (3) | Free | Finance |
| [FFCalc - Retirement Calculator](https://appshunter.io/ios/app/ffcalc-retirement-calculator/id1473492772) | 4.5 (365) | Free | Finance |
| [Retirement Income Calc](https://appshunter.io/ios/app/retirement-income-calc/id6461267560) | — | Free | Finance |
| [Retirement Estimator](https://appshunter.io/ios/app/retirement-estimator/id1448396456) | 4.4 (10) | Free | Finance |
| [The Retirement Planner](https://appshunter.io/ios/app/the-retirement-planner/id6462524908) | 5.0 (3) | Free | Finance |
| [Retirement Calculator, Planner](https://appshunter.io/ios/app/retirement-calculator-planner/id1500376213) | 4.4 (307) | Free | Finance |

## More apps by Grow Nest Egg, LLC

- [When Can I Retire Pro](https://appshunter.io/ios/app/when-can-i-retire-pro/id1441892911)
- [Home Buyer Compass](https://appshunter.io/ios/app/home-buyer-compass/id1462123552)
- [When Can We Retire](https://appshunter.io/ios/app/when-can-we-retire/id1463837070)
- [College Savings Plan](https://appshunter.io/ios/app/college-savings-plan/id1493077357)
- [Savings Scorecard](https://appshunter.io/ios/app/savings-scorecard/id1533556746)

All apps by Grow Nest Egg, LLC: https://appshunter.io/developer/1375094350

## Related topics

[the retirement planner](https://appshunter.io/ios/topics/the-retirement-planner)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*