# Where's Money: Debt & Security — Money won’t get lost

> Simple yet powerful app for tracking debts, money, and investments securely. (iPhone/iPad app by Евгений Лисин.)

- Source: https://appshunter.io/ios/app/wheres-money-debt-and-security/id1501820564 (this page in markdown: same URL + `.md`)
- Developer: [Евгений Лисин](https://appshunter.io/developer/628448131)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 32 written reviews indexed
- Age rating: 9+
- Requires: iOS 16.6 · 8 MB
- Languages: Russian, Hindi, American English, Arabic, Latin American Spanish, German (Germany), Brazilian Portuguese, Chinese (Simplified, China), French (France), Japanese
- Released: 2020-03-06
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/wheres-money-debt-and-security/id1501820564/reviews.md

## What is Where's Money?

The simple but powerful app for tracking debts and money across accounts, securities, stashes, and more. It allows you to quickly and easily log all your financial transactions. You can also set up automatic monthly debt entries for recurring expenses like rent, interest, or any regular payments—both outgoing and incoming.
Your data syncs across all your devices and can always be restored, so you won’t lose information even if all your devices are lost or broken. All data is securely stored in iCloud, ensuring reliability and confidentiality.
With just a click or two, you can share up-to-date details on where your money is and how much you have, making sure your finances are accounted for—even in case of an emergency. At the same time, if you’re concerned about privacy and don’t want unauthorized access to your financial records, simply deleting the app from your phone will keep your data safe. When you reinstall the app (or install it on another device under your Apple ID), all data will be restored from iCloud.
You can also add comments, view your transaction history with amounts and dates, and send it to a debtor or creditor for reconciliation.

	•	For those who don’t need extra features, nothing will get in the way — the app remains simple to use despite its many powerful capabilities.
	•	For investors, the app offers full tracking of market assets (stocks, bonds, ETFs, etc.) as well as dividend payments.
	•	The app includes tax base calculation for capital gains on securities sales using the FIFO method and for dividends, with currency revaluation for almost any currency. You’ll immediately see your profit in your country’s currency.
- Record all your debts easily and quickly
Just add entries anytime, anywhere, track balances and control your personal accounting without papers.

- Total privacy — even if someone gets your phone
Delete the app anytime — and all your data disappears from the device. It’s safely stored in iCloud with full encryption and only you can access it.

- Restore your data instantly
Download the app again, and everything’s back — no setup, no data loss.

- Share your financial info with loved ones
You can securely share your account with a trusted family member or heir — so they know where your money is if something happens to you. Think of it as a digital will for your financial records.

- Features:
	•	Keep track of all your cash movements, as well as shared expenses (travel, rent, friends)
	•	Quick debt recording and settlement
	•	iCloud-based, encrypted data storage
	•	Sync data between iPhone and iPad

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy policy: https://otmail.ru/privacy_policy/privacy_policy_debts.html

## Key features

- Track debts and money across accounts
- Log financial transactions
- Set up automatic recurring entries
- Secure iCloud data sync and restore
- Share financial details securely
- Track market assets and dividends
- Capital gains tax base calculation

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| annual | $14.99 | per year |
| monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| lifetime | $59.99 | one-time |


## Recent user reviews (10 of 32)

All indexed reviews: https://appshunter.io/ios/app/wheres-money-debt-and-security/id1501820564/reviews.md

### 1/5 — Кидала

*2026-07-23*

На пол пути кидаете и принуждаете купить!!! Никому не советую

**Developer response:** Вы ставите одну звезду не за качество приложения, а за то что вам жалко денег за мой труд. При этом позволяете себе оскорбления. Никто вас ни к чему не принуждает. А я не обязан обслуживать вас бесплатно.

### 2/5 — что то не хватает

*2026-03-19*

рекомендую
после перенесённого солнечного удара любой степени тяжести ↓ 
→ обязательно обратитесь к врачу
для оценки состояния и предупреждения осложнений
в течение нескольких дней исключите физические нагрузки и пребывание на солнышке
и две звезды ⭐️ за труды ваши необъятные

**Developer response:** Не возражаю, если обоснованно критикуют, указывают на конкретные недостатки, а это - ни о чём, просто человек решил нагадить.

### 5/5 — Рекомендую приложение

*2025-09-04*

Хорошее приложение, искал из многих, где была бы синхронизация с iCloud без подписки, и здесь все это работает, долги ни куда не потеряются, это очень радует

**Developer response:** Спасибо вам за отзыв.

### 5/5 — Для работы - идеально!

*2025-07-09*

Отличное приложение, помогает мне очень в работе, пользуюсь постоянно и всем рекомендую. Подсчеты ведет идеально, наконец то нашла лучшее приложения!

### 5/5 — Best Lend-Borrow Tracking App

*2025-06-20*

This apps is the easiest Lend Borrow App. They offers Cloud Backup, and the ability to export entries to a pdf file.

After the update of July 2024, only first 10 entries are open for use (Ordered alphabetically).

After the update of June 2025, only 10 entries are open for use (Ordered randomly).

**Developer response:** Thank you very much

### 5/5 — Прост и надежден

*2025-06-20, version 4.2.6*

Много добре!

### 5/5 — Отличное приложение

*2025-06-19*

В использовании интерфейс довольно простой и удобный. Личная бухгалтерия всегда под рукой. Советую!

**Developer response:** Спасибо

### 5/5 — Дониёр

*2025-06-17*

Очень хорошее предложение от предложения много пользы спасибо разработчикам

### 1/5 — The update lock everything

*2025-06-17*

After update of 2025-06 all of my data was locked and the makers force me to pay 50$ to unlock my data!

### 5/5 — относно приложението

*2025-06-16, version 4.2.5*

удобно и лесно за използване приложение. Благодаря на разработчика!

## Frequently asked questions about Where's Money

### What is Where's Money: Debt & Security used for?

Where's Money: Debt & Security is used for tracking debts, logging financial transactions, managing money across various accounts, and monitoring investments like stocks and bonds. It also offers features for calculating capital gains and dividends.

### How secure is my financial data with Where's Money: Debt & Security?

Your data is securely stored in iCloud with full encryption, ensuring confidentiality and reliability. The app also offers total privacy, as deleting the app from your device removes all data from it, while it remains safely stored in iCloud.

### Can I share my financial information with others using Where's Money: Debt & Security?

Yes, you can securely share up-to-date financial details with trusted family members or heirs. This feature allows them to access your financial records if needed, acting as a digital will for your finances.

### Does Where's Money: Debt & Security offer subscription plans?

Yes, Where's Money: Debt & Security offers subscription plans including a monthly option at $1.99/month and an annual option at $19.99/year. Both plans include a 1-month free trial.

### What devices does Where's Money: Debt & Security support?

Where's Money: Debt & Security is available for iPhone and iPad devices. Data can be synced between these devices using iCloud.

### How often is Where's Money: Debt & Security updated?

The app was last updated on March 30, 2026, indicating regular updates to maintain functionality and security. The latest version available is 5.2.0.

### What is the age rating for Where's Money: Debt & Security?

Where's Money: Debt & Security has an age rating of 9+, making it suitable for users aged 9 and above. This rating suggests content appropriate for this age group.

### Does Where's Money: Debt & Security have ads?

No, Where's Money: Debt & Security does not contain advertisements. The app is free to download and use, with optional in-app purchases and subscription plans.

## Version history (last 5 releases)

### 5.2.9 — 2026-08-13

minor interface improvements

### 5.2.8 — 2026-07-02

minor changes in the interface

### 5.2.7 — 2026-06-22

minor changes in the interface

### 5.2.6 — 2026-06-21

minor changes in the interface

### 5.2.5 — 2026-06-16

Fixed errors where the PDF report was not sent

## Apps similar to Where's Money

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debts & Savings Tracker](https://appshunter.io/ios/app/debts-and-savings-tracker/id6742755353) | 5.0 (2) | Free | Finance |
| [Where's The Money?](https://appshunter.io/ios/app/wheres-the-money/id1564729789) | — | Free | Finance |
| [Stack - Simple Debt Manager](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951) | 4.3 (6) | Free | Finance |
| [Debt Control – payoff planner](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808) | 4.5 (32) | Free | Finance |
| [Debts - your loans and borrow](https://appshunter.io/ios/app/debts-your-loans-and-borrow/id1290166627) | 5.0 (2) | Free | Finance |
| [Depty: Split Bills & Debts](https://appshunter.io/ios/app/depty-split-bills-and-debts/id1632647489) | 5.0 (2) | Free | Finance |

## More apps by Евгений Лисин

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All apps by Евгений Лисин: https://appshunter.io/developer/628448131

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*