# Where's Money: Debt Tracker — Money Lent & Borrowed

> Personal debt tracker for managing money lent and borrowed. (iPhone/iPad app by Evgeny Lisin.)

- Source: https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564 (this page in markdown: same URL + `.md`)
- Developer: [Evgeny Lisin](https://appshunter.io/developer/628448131)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 33 written reviews indexed
- Age rating: 9+
- Requires: iOS 16.6 · 10 MB
- Languages: Russian, American English, Latin American Spanish, German (Germany), Brazilian Portuguese, Chinese (Simplified, China), French (France), Japanese
- Released: 2020-03-06
- Data updated: 2026-11-03
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564/reviews.md

## What is Where's Money?

Lent money to a friend? Borrowed money from someone?

Keep track of it all with Where’s Money — a simple and reliable app for managing personal debts.

Know who owes you money, how much you owe others, and what’s still left to pay back.

No complicated budgets. No financial planning. Just a clear way to keep track of money lent and borrowed.

KEEP YOUR DEBTS ORGANIZED

• Track money you lend to friends, family, or anyone else.

• Keep a record of money you borrow from others.

• See how much each person owes you or how much you owe them.

• Record partial repayments and keep balances up to date.

• Review your transaction history anytime.

• Create PDF reports and share them with others to review payments and balances together.

SIMPLE AND EASY TO USE

No complicated setup or financial knowledge required.

Add a person, record an amount, and you’re done.

When money is paid back, record the payment and keep track of the remaining balance.

YOUR DATA IS SAFE WITH ICLOUD

Lost your phone? Broke it? Got a new one?

Your debt records can be safely stored in iCloud and automatically synced to your new device.

With iCloud sync enabled, your records aren’t tied to just one phone.

YOUR MONEY. YOUR PRIVACY.

• No bank connections required.

• No need to share your financial information with third-party services.

• Your records stay under your control.

NEVER LOSE TRACK OF MONEY LENT OR BORROWED

Whether you lend money occasionally or regularly keep track of personal debts, Where’s Money helps you stay organized.

Simple. Clear. Reliable. Private.

Download Where’s Money and keep your personal debts under control.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy policy: https://www.job-lingo.com/appstore_files/privacy_policy_debts.html

## Key features

- Track money lent to others
- Record money borrowed from others
- Monitor individual balances
- Record partial repayments
- Review transaction history
- Generate PDF reports
- iCloud data sync

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| annual | $14.99 | per year |
| monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| lifetime | $59.99 | one-time |


## Is Where's Money safe?

Not enough ratings yet to assess Where's Money.

## Is Where's Money legit?

Where's Money: Debt Tracker appears to be a legitimate app. The AppsHunter Legitimacy Score for Where's Money is 90 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 33)

All indexed reviews: https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564/reviews.md

### 5/5 — В целом приложения хорошая, рекомендую, есть не много доработки но надеемся что исправится, Спасибо

*2026-09-09*

Шерали

**Developer response:** Спасибо вам, скоро выйдет обновление, где учтены многие пожелания. Думаю что понравится

### 1/5 — Кидала

*2026-07-23*

На пол пути кидаете и принуждаете купить!!! Никому не советую

**Developer response:** Не принуждаем, не покупайте. Все ваши данные вам доступны. Более того, недавно сняты все ограничения на количество записей!

### 2/5 — что то не хватает

*2026-03-19*

рекомендую
после перенесённого солнечного удара любой степени тяжести ↓ 
→ обязательно обратитесь к врачу
для оценки состояния и предупреждения осложнений
в течение нескольких дней исключите физические нагрузки и пребывание на солнышке
и две звезды ⭐️ за труды ваши необъятные

**Developer response:** Не возражаю, если обоснованно критикуют, указывают на конкретные недостатки, а это - ни о чём, просто человек решил нагадить.

### 5/5 — Рекомендую приложение

*2025-09-04*

Хорошее приложение, искал из многих, где была бы синхронизация с iCloud без подписки, и здесь все это работает, долги ни куда не потеряются, это очень радует

**Developer response:** Спасибо вам за отзыв.

### 5/5 — Для работы - идеально!

*2025-07-09*

Отличное приложение, помогает мне очень в работе, пользуюсь постоянно и всем рекомендую. Подсчеты ведет идеально, наконец то нашла лучшее приложения!

### 5/5 — Best Lend-Borrow Tracking App

*2025-06-20*

This apps is the easiest Lend Borrow App. They offers Cloud Backup, and the ability to export entries to a pdf file.

After the update of July 2024, only first 10 entries are open for use (Ordered alphabetically).

After the update of June 2025, only 10 entries are open for use (Ordered randomly).

**Developer response:** Many thanks! All restrictions on the number of entries in the app have now been permanently removed for everyone. Update the app and enjoy using it!

### 5/5 — Прост и надежден

*2025-06-20, version 4.2.6*

Много добре!

### 5/5 — Отличное приложение

*2025-06-19*

В использовании интерфейс довольно простой и удобный. Личная бухгалтерия всегда под рукой. Советую!

**Developer response:** Спасибо

### 5/5 — Дониёр

*2025-06-17*

Очень хорошее предложение от предложения много пользы спасибо разработчикам

### 1/5 — The update lock everything

*2025-06-17*

After update of 2025-06 all of my data was locked and the makers force me to pay 50$ to unlock my data!

## Frequently asked questions about Where's Money

### What is Where's Money?

Where's Money is a personal finance app designed to help you track money lent to others and money borrowed from others. It provides a clear overview of who owes whom and how much is outstanding.

### How does Where's Money handle data security?

Your debt records are safely stored using iCloud sync. This ensures your data is backed up and can be accessed across your Apple devices, even if you lose or break your phone.

### Does Where's Money connect to my bank accounts?

No, Where's Money does not require any bank connections. It focuses on manual entry of transactions, ensuring your financial information remains private and under your control.

### Can I see how much I owe others with Where's Money?

Yes, the app allows you to track both money you have lent and money you have borrowed. You can see the exact amounts each person owes you and how much you owe them.

### What are the subscription options for Where's Money?

Where's Money offers a monthly subscription for $1.99 and an annual subscription for $14.99. Both plans include a 1-month free trial period.

### How often is Where's Money updated?

The app was last updated on November 2nd, 2026, indicating regular maintenance and feature additions. The current version is 5.3.18.

### What devices are supported by Where's Money?

Where's Money is available on iPhone and iPad devices, making it accessible for users within the Apple ecosystem.

### Is Where's Money suitable for younger users?

The app has an age rating of 9+, suggesting it is appropriate for younger users to manage simple financial tracking tasks.

## Version history (last 5 releases)

### 5.3.18 — 2026-11-02

Changes that are invisible from the outside but significant on the inside: the code for handling application data has been optimized, making the app even lighter and faster.

### 5.3.17 — 2026-11-01

Minor interface improvements.

### 5.3.16 — 2026-10-30

Minor interface improvements.

### 5.3.15 — 2026-10-21

Bug fixes and improvements:
- Fixed the Amount field in Arabic and other right-to-left languages, where typed digits were not visible
- Fixed amounts being filled in incorrectly in some regions when tapping a balance or calculating quantity × price
- Better handling of numbers pasted from other apps (Arabic, Persian, Chinese and Japanese digits and separators)

### 5.3.14 — 2026-10-07

minor interface improvements

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## More apps by Evgeny Lisin

- [Play English Lite](https://appshunter.io/ios/app/play-english-lite/id796325687)
- [Trainer of mindfulness.](https://appshunter.io/ios/app/trainer-of-mindfulness/id853484094)
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- [Direct Method](https://appshunter.io/ios/app/direct-method/id1079824199)

All apps by Evgeny Lisin: https://appshunter.io/developer/628448131

## Related topics

[imoney finance](https://appshunter.io/ios/topics/imoney-finance)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-03.*