# Which-Card — Use the right credit card

> Credit card rewards optimizer based on business type and user-added cards. (iPhone/iPad app by Roee Ebenstein.)

- Source: https://appshunter.io/ios/app/which-card/id1137472929 (this page in markdown: same URL + `.md`)
- Developer: [Roee Ebenstein](https://appshunter.io/developer/904968856)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 1.00/5 from 1 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 61 MB
- Languages: English
- Released: 2016-12-27
- Data updated: 2026-06-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/which-card/id1137472929/reviews.md

## What is Which?

Do you have more than one credit card that also gives you rewards?
Which one should you use in this restaurant you just got in? Which card should you use for purchasing this movie ticket? 
One card offers points while the other offers cash-back, yet, which is more profitable for you?
Do you even know what the rewards schedule for your cards are?

We are here to help!
Which-Card is the first app to evaluate and compare credit card rewards based on the business you're at.
Once you have added the credit card types you have (we don't need any information that is printed on the credit card itself, only its type), we will recommend you which card should give you the highest rewards worth in the businesses you're currently at.
Double tap a card to see a full explanation of the evaluation for each card (for example, was there an exception that reduced or increased the default card's reward)?

But wait, there's more! 
We also support external clubs, which you may be a member of. 
We will also remind you to use your external club if a business you are at provides additional rewards. Contact us if you're a member of an external club which we don't have, we will evaluate the ability to add it.

You may change the amount we calculate the rewards for by double tapping the sentence which says the amount we calculate the rewards for. 

* Cards and clubs are added to our systems based on users requests. You don't see your current rewards granting credit card? Contact us! we will add it ASAP (as long as the card issuer publicly provides information in English).
* Presenting 5 or more credit cards in the app requires a subscription.
* Showing information regarding external clubs (requires a subscription).
* We are not affiliated with any credit card issuer, we are not commercializing or preferring any cards over the others - we base our calculations on public data available directly from the card issuers, Google, and an average of multiple sources for rates conversion between points/miles to their worth.

App subscription information:
-Payment will be charged to iTunes Account at confirmation of purchase
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period
-Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal
-The length of the subscription: 1, 6, or 12 months.
-The price of the subscription in the USA: 0.99$, 4.99$, 7.99$(matching to the above subscriptions durations, and may be changed by Apple).
-The price of the subscription tiers (check with Apple for local price based on these tiers): 2, 10, 16
-All subscriptions are auto-renewable. You can cancel the subscription at every moment through "manage subscription" within the app, or through iTunes.
- Privacy policy and license agreement can be found at: http://evenroapps.wixsite.com/whichcard/privacy-policy and http://evenroapps.wixsite.com/whichcard/license-agreement

## Key features

- Credit card reward comparison
- Business-specific card recommendations
- External club benefit integration
- Reward calculation customization
- Card and club request system

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| More than 4 cards | $0.99 | per month |
| More than 4 cards | $7.99 | per year |
| More than 4 cards | $4.99 | per 6 months |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/which-card/id1137472929/reviews.md

### 1/5 — Crash

*2020-09-05*

As soon as I bought a subscription the app does nothing but crash every time I try to open it. I want my money back!!

**Developer response:** Hi Kyra!

We're terribly sorry to hear about this experience! Can you email us more details to whichcardapp@gmail.com ?
We have not seen any crash report, and we would like to investigate the behavior you've seen. Did the app crash, and after restart the subscription appeared in the menu? Or did you not get the feature enabled, and you were unhappy with the crash?

Regarding a refund - refunds go through Apple (as the transaction is with them). We will of course approve a refund request from out end.

### 5/5 — Love my cash back...

*2019-02-10*

Just got reminded to use the 5% cash back card instead of the one I wanted to use for a large purchase. Yay for 50$ cash back!

### 1/5 — Flunk

*2019-01-25*

Doesn’t appear to work at all! UI is clunky and no matter how many cards I add (and check the box to show) it shows no cards for any businesses around me. Glad it’s free, I’ll still be uninstalling unfortunately.

**Developer response:** Hi JMorcos,

Can you provide a little bit more information about your experience?
Although the interface is something we are continuously trying to improve, the app should work and present you the information.
Please email us to whichcardapp@gmail.com if you would like us to assist in resolving the issue.

A matter that causes some delay in the freshness of the data is related to Apple's iCloud service that we use internally. It can take up to a few minutes (usually about 30-40 seconds) since you add a card until it can be seen on the main screen.

We would love to help you in resolving this issue - we created this app as students with financial issues, and we insist on keeping it free (albeit the maintenance costs) for helping people who really need to save on their expenses.
Please contact us with more information so we could resolve this issue - whichcardapp@gmail.com .

We apologize for the inconvenience, and hope you would help us resolve this issue.

### 3/5 — Not accurate

*2017-01-08*

1% save $1 while 2% save $0.02... huh.....

**Developer response:** Hello,
Please email us, to whichcardapp@gmail.com , more information. We would love to solve this issue (we would need to know which card presented the wrong information).
Notice that when you double tap the row, you get an explanation of how the amount was calculated.

Thank you for using Which-Card.

## Frequently asked questions about Which

### Does Which-Card have ads?

Yes, Which-Card contains advertisements. This is common for free finance apps that offer in-app purchases for premium features.

### What are the subscription costs for Which-Card?

Subscriptions for Which-Card range from $0.99 for one month, $4.99 for six months, to $7.99 for twelve months in the USA. These prices may vary by region and are subject to change by Apple.

### How does Which-Card handle credit card security?

Which-Card does not require any sensitive information printed on the credit card itself, only its type. This approach minimizes security risks associated with storing personal financial data.

### What happens if my credit card isn't listed in Which-Card?

If your credit card is not currently supported, you can contact the developers to request its addition. They add cards based on user requests, provided the issuer publicly shares information in English.

### Can I cancel my Which-Card subscription?

Yes, you can cancel your subscription at any time. Cancellation can be done through the 'manage subscription' section within the app or via your iTunes account settings.

### How often is Which-Card updated?

The latest version of Which-Card is 2.02, last updated on November 1, 2020. While updates are not frequent, the app is functional for its intended purpose.

### What devices support Which-Card?

Which-Card is compatible with a range of Apple devices, including the Apple Watch, iPhone, iPad, and iPod. This broad support allows users to manage their rewards across multiple platforms.

### What is the user sentiment for Which-Card?

Based on the available data, Which-Card has a rating of 1.0 stars from 1 rating. This indicates a very low user satisfaction score, suggesting potential issues with the app's performance or features.

## Version history (last 5 releases)

### 2.02 — 2020-11-01

Under the hood changes (updating some frameworks we use to their latest version)

### 2.01 — 2020-07-20

We added more credit card logos.

### 2.0 — 2019-11-17

* We added support for dark mode.
* Google removed the support for picking a non-nearby place, and therefore - unfortunately we had to deprecate this feature. We hope to have this feature back soon.
* We improved the credit card addition workflow. Just type the name of the card you have, and choose it from the list.
* We added more credit card logos.

### 1.10 — 2019-05-21

We added more credit card logos.
We updated the Google SDK to the latest version.

### 1.09 — 2019-03-25

We added a few more credit card logos.

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## More apps by Roee Ebenstein

- [Leak-Finder](https://appshunter.io/ios/app/leak-finder/id904968853)

All apps by Roee Ebenstein: https://appshunter.io/developer/904968856

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*