# Who Owes Me - Payment Tracker — user reviews

> 116 indexed App Store user reviews of Who Owes Me by Voglhuber, rated 4.60/5 from 788 ratings.

- Source: https://appshunter.io/ios/app/who-owes-me-payment-tracker/id1221501242/reviews
- App overview in markdown: https://appshunter.io/ios/app/who-owes-me-payment-tracker/id1221501242.md
- Rating breakdown: 5★ 653 · 4★ 61 · 3★ 31 · 2★ 8 · 1★ 35

## What do users think of Who Owes Me?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use and intuitive
- 🚀 Provides a good overview of debts
- 💡 Helpful for tracking money owed
- 🚀 Simple and straightforward

**Cons**

- 💰 Subscription or high one-time cost
- 🔒 Limited functionality in free version
- 🐛 Sync issues between devices
- 🐛 Crashes and data loss
- 💰 Expensive for the features offered

**Commonly reported bugs**

- App crashes on startup
- Sudden loss of all user data
- Sync issues between devices
- Inability to add new debts in free version

**Most requested features**

- Add ability to record partial payments
- Implement recurring payment tracking
- Include more note-taking options
- Provide cloud-based sync and backup
- Add reminders and notifications

## Newest reviews (11 of 116)

### 4/5 — Performance improved.

*2026-07-26*

I previously reported problems with performance with long histories. I’m happy to share that the latest update appears to address this.

**Developer response:** Hi Kerry, thank you for reporting this, and I’m sorry for the frustration and data-entry mistakes the slow performance caused. The latest update includes significant performance improvements for groups with many transactions. Please give it another try, and if you still experience any issues, contact me through the in-app feedback form so I can investigate. If the update resolves the problem, I’d really appreciate an updated review.

### 4/5 — Ayuda

*2025-10-11, version 4.4.13*

Yo la uso para guardar productos que quiero comprar y ir ahorrando para comprarlos hace ya varios años compré la versión de un paco único y me a tocado ver que en este tiempo la han estado actualizando mucho no sé si lean este mensaje pero me gustaría que agregen la obsion de arrastrar sería de gran ayuda por que en la tengo de 0 a 120 todo enumerado para llevar un orden de las cosas que quiero comprar pero un ejemplo si yo tengo enumerados de 1234 etc y el producto de prioridad que quiero esta enumerado en el número 1 pero resulta que después agrego más productos y ahora la prioridad es otro producto tengo que hacer un desorden enumerar varios productos y es muy cansado tengo como 3 secciones en cada sección tengo 20 lugares en los que estoy agregando productos que quiero comprar pero el problema es el orden si abilitaran una función que no creo que difícil de mucha ayuda sería en la que uno arrastre y acomode las cosas como uno desea

### 3/5 — BUENA AUNQUE TIENE ALGUNOS BUGS

*2025-09-17, version 4.4.12*

CUMPLE CON SU FUNCIÓN Y ES BASTANTE FÁCIL DE USAR, SU ÚNICO PROBLEMA ES LA SINCRONIZACIÓN ENTRE DISPOSITIVOS, PRINCIPALMENTE EN EL APARTADO DE GRUPOS

### 2/5 — A few features needed

*2024-12-06*

I like your app a little.  I’m trying the free premium subscription and need to ask for some features before I become a long term subscriber. 

When entering a payment, I should be able to add a note. This helps me to record when someone paid in cash or used Venmo, Apple Pay, PayPal or any other details. 

Your UI is clunky. I should be able to enter multiple digits in the amount field without the keypad disappearing between each keystroke. 

Your split algorithm is kind of helpful, but when splits aren’t even and a lot of payers are involved, it’s difficult to see when some entries have changed. I wish this could be a choice rather than the default. 

Having the transaction date is helpful, but the time is unnecessary. I wish there was a way to toggle this to just use date entry. 

It would be great if I could identify myself in groups and appear at the top of the payers list 

It would be helpful if I could record more than one payer for an expense. 

Please consider revising this to make this more useful.

### 4/5 — No Bitcoin support

*2024-06-21, version 4.2.7*

Would be nice if it supported bitcoin as a currency

### 3/5 — Subscription Only

*2024-06-19*

The app works ok.  There are a few odd ways you have to navigate. It’s useful because there aren’t a lot of similar apps. I thought there was a free version but it seems like it’s subscription only. That wasn’t clear to me when I downloaded it.  I only need the short term and I’m not willing to pay for a subscription.

### 3/5 — Ok

*2024-04-04*

It’s ok. I wish there were a way to make a payment plan for a larger sum of money owed (like $100 a month for 12 months to pay off a $1200 debt).

### 4/5 — Gracias  por escuchar y espero nos sigan escuchando

*2023-11-30, version 4.2.5*

Muchas gracias por añadir las notas, me encanta es justo lo que necesitaba, pero ¿podrían añadir un par de líneas más a la descripción? espero me sigan sorprendiendo con  nuevas actualizaciones

### 1/5 — Dark mode is subscription-only

*2023-06-20, version 4.2.2*

Only reason I still have this installed is because I can’t find any other app like it.

### 1/5 — Es paga

*2023-06-03, version 4.2.2*

Solo te deja ingresar 3 deudas al principio ya luego te cobran por ingresar.

### 1/5 — LA APP YA NO SE SINCRONIZA

*2023-05-16, version 4.2.2*

LA APP DEJÓ DE SINCRONIZARSE HACE UNOS DÍAS Y ME MARCA ERROR CADA QUE INTENTO HACERLO, PAGO LA SUSCRIPCIÓN Y NECESITO SINCRONIZAR MI CUENTA CON OTROS DISPOSITIVOS

## Most critical reviews (10 lowest-rated)

### 1/5 — Horrible performance

*2026-07-17*

I’ve been using this to track group expenses for a year now. I have to share, the performance while adding or editing individual transactions is so slow, the app is unusable. Not noticeable with participants with few transactions. Participants with many slow to a crawl and has let to many data entry mistakes. 

I’ve only continued using this because I have so much information in here, it’s hard to switch. But I’ve made up my mind that this will be the last month I pay for this app. If there is not an update that fully addresses performance, I’ll find one that actually works.

### 1/5 — Glitch/Bug

*2026-06-05*

The app hasn’t worked in a couple days since a recent update and there’s no way to get in touch with the owner or staff members of the app for them to fix the problem or even make them aware. I sent messages through the feedback option with no response. I have tried everything including restarting my phone, deleting the app and reinstalling it several times and nothing worked. I run my business through this app so this problem is a huge inconvenience!

**Developer response:** Hello,
I have seen your feedback and sent you replies to your provided email address. Please check your spam folder or send me another feedback request with your current email address. 

I explained the reason and provided a solution in the email. Hope you can find it in your spam folder and solves your problem. If this is the case maybe you could then give a update in your review.

### 1/5 — Schlecht

*2025-12-04, version 4.4.13*

Ich kann vom Kauf nur abraten. Lohnt nicht und auch eine Rückerstattung über Apple ist nicht möglich 😠

### 1/5 — Wrong SUM

*2024-12-26*

My app is showing wrong sum. There is no way to contact the developer. Kindly share your email so that you can fix me problem. I have submitted the feedback form many times but no response.

### 1/5 — No sirve

*2024-11-25, version 4.3.7*

Una vez que añades unas cuantas deudas, no te deja meter mas a no ser que pages el premium. Vamos una estafa…

### 1/5 — Vorspielung falscher Tatsachen

*2024-11-13*

Es wird so getan als bekäme man ein Lite Version umsonst und kann für Premiumfunktionen zahlen. Aber nachdem man anfänglich die Grundfunktionrn nutzen kann, kann man kurz danach z.B. keine neuen Schulden mehr eintragen, sondern bekommt nur noch die Premium Upgradefunktion um die Ihren gehsuen. Es gibt also per Se keine kostenfreie Lite-Version. Warum dann dieser Nepp. Wieso glauben Anbieter auf diese Weise Leute zu überzeugen? Das Gegenteil ist der Fall. Man trägt alles ein und paar Tage später geht nichts mehr. Das soll mich zum Kauf anregen? Schon aus Prinzip nicht mehr damit Anbieter mit solch’ unlauterem Nepp keinen Erfolg haben!

### 1/5 — update: crashed. lost all data.

*2024-08-21, version 4.3.3*

tried to open app today. nothing is in there. years worth of data gone due to recent “update”. 👎🏼

### 1/5 — Cobran para registrar pagos

*2024-05-22, version 4.2.7*

Cobran para registrar pagos, no sirve entonces

### 1/5 — Horrible app do not use

*2024-04-24, version 4.2.7*

It freezes and I can't put in entries randomly? On iphone?

Take this 🗑️ off the the iphone store if it's not gonna work properly

### 1/5 — It forces you to pay

*2024-01-20*

After a while it doesnt work unless u pay a dumb subscription

## Most praised reviews (10 highest-rated)

### 5/5 — Great but…

*2026-07-04*

I really like this app—it has a clean interface, it’s easy to use, and after trying it for a week, I transferred all of my data because I decided it was the right app for me.

However, I’m very disappointed with the pricing options. Just a week ago, I saw a one-time lifetime purchase, but now it’s gone and I’m only being offered monthly and yearly subscriptions. I prefer paying once rather than subscribing forever, especially for this type of app.

I would happily change my review to 5 stars if the developer brings back the lifetime purchase option. Please consider offering it again for users like me who prefer a one-time payment. For now, I decided to cancel my subscription.

### 5/5 — Best application

*2026-04-23*

Good for business accounts

### 5/5 — Control control

*2025-01-15, version 4.4.3*

Me encanta esta app, lo único que sería genial que agregaran poder enviarlo en Excel y que al enviarlo quitaran su marca .. según por ello pagamos jejeje pero si es incómodo que cuando envías el documento en la parte de abajo dice. Quien me debe . Com

### 5/5 — Top App

*2024-09-24, version 4.3.6*

Meiner Meinung die perfekte App, wenn es um Schulden merken geht.

### 5/5 — Gran app

*2024-08-22, version 4.3.3*

No se si se actualizó o que pasa pero está como muy lenta o como si se tardar mucho en cargar.

Me encanta esta app. Porfa arreglen ese bug de que se congela.

### 5/5 — Love this app! 🥰

*2024-08-17*

I’ve tried several debt trackers, and this one is the best, especially since I’m using different currencies. The only issue is that I’m trying to purchase the lifetime option, but I only see yearly and monthly subscriptions available. I’m certain I saw the lifetime purchase option when I first checked.

### 5/5 — Excelente

*2024-03-30, version 4.2.7*

Aplicación ampliamente recomendada,  ayuda a mantener actualizados los saldos de deudas por cobrar y por pagar

### 5/5 — Great app

*2024-03-24*

Was looking for a specific app to track people that owed me money and this app is exactly what I was thinking about.

### 5/5 — Excelente

*2023-05-22, version 4.2.2*

La aplicación es muy útil y fácil de usar, lo único que le falta para ser una app completa es estar vinculado con el calendario de google y también WhatsApp. De este modo los recordatorios de pago pueden ser enviados automáticamente por WhatsApp.

### 5/5 — Update to initial review

*2022-09-18*

Lifetime purchase transferred to new phone and all data was saved. Customer service was communicative and assisted in working through any bugs. This app is a great app and I am glad that the purchase transferred to my new phone.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
