# Who owes Whom — Settle Up & Split Bills Fast

> App for settling debts and splitting group expenses with receipt scanning. (iPhone/iPad app by Stephen Milhoan.)

- Source: https://appshunter.io/ios/app/who-owes-whom/id6757279161 (this page in markdown: same URL + `.md`)
- Developer: [Stephen Milhoan](https://appshunter.io/developer/1581340659)
- Category: Finance
- Price: $1.99
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-01-07
- Data updated: 2026-06-01
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/who-owes-whom/id6757279161/reviews.md

## What is Who owes Whom?

Quickly figure out who owes whom after games, dinners, or group expenses.

  TWO SIMPLE MODES:

  SETTLE UP
  Perfect for poker nights, golf games, or any point-based competition. Enter each person's points, set your point value ($0.25 to $5 or custom), and instantly see who pays whom. Round up to whole dollars so no one needs change.

  SPLIT BILL
  Split restaurant bills, group purchases, or shared expenses. Add tip and tax, then split evenly or customize each person's share. The app automatically redistributes when you adjust amounts.

  SCAN RECEIPTS
  Take a photo of your receipt and the app extracts items automatically. Assign items to people for precise splitting - perfect when everyone ordered differently.

  FEATURES:
  • Save players for quick reuse
  • Session history to reference past settlements
  • Share results via text or email
  • Works offline - no account needed
  • Supports iPhone and iPad

  Simple, fast, and no ads.

## Key features

- Settle up points-based games
- Split restaurant bills with tax/tip
- Scan receipts to extract items
- Assign items to individuals
- Save player profiles
- Offline functionality
- Session history


## Frequently asked questions about Who owes Whom

### How does Who owes Whom handle security?

Who owes Whom prioritizes user privacy and security. It does not require an account and works offline, meaning your financial data is stored locally on your device and not transmitted to external servers.

### What payment methods does Who owes Whom support?

Who owes Whom is a paid app, available for a one-time purchase of $1.99. It does not support in-app purchases or subscriptions.

### Does Who owes Whom have ads?

No, Who owes Whom is ad-free. The app description explicitly states 'no ads', ensuring an uninterrupted user experience.

### What devices is Who owes Whom compatible with?

Who owes Whom is designed for Apple devices, supporting both iPhone and iPad. It is rated for ages 4 and up.

### How often is Who owes Whom updated?

The app was last updated on January 8, 2026, with version 1.0.1. Given its recent release date, users can expect ongoing support and potential future updates.

### Can I use Who owes Whom without an internet connection?

Yes, Who owes Whom works offline. This feature is highlighted as a key benefit, allowing users to settle up and split bills even without Wi-Fi or cellular data.

### What are the main use cases for Who owes Whom?

The app is ideal for settling debts after games like poker or golf, splitting restaurant bills with customizable tip and tax, and managing shared group expenses by scanning receipts and assigning items.

### What is the user sentiment for Who owes Whom?

Based on the provided data, Who owes Whom has a perfect rating of 5.0 stars from 1 rating, indicating highly positive initial user sentiment.

## Version history (last 2 releases)

### 1.0.1 — 2026-01-08

Privacy policy clarification and minor compliance updates.

No functional changes to app behavior.

### 1.0 — 2026-01-07

No release notes.

## More apps by Stephen Milhoan

- [TheDogGhin](https://appshunter.io/ios/app/thedogghin/id6755929106)
- [The Dog Golf Games](https://appshunter.io/ios/app/the-dog-golf-games/id6756887371)

All apps by Stephen Milhoan: https://appshunter.io/developer/1581340659

## Related topics

[who owes whom](https://appshunter.io/ios/topics/who-owes-whom)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*