# WhoPays AI: Group expenses — Split expenses with friends

> AI-powered app for effortless group expense tracking and settlement. (iPhone/iPad app by Volodymyr Bilous.)

- Source: https://appshunter.io/ios/app/whopays-ai-group-expenses/id6748323038 (this page in markdown: same URL + `.md`)
- Developer: [Volodymyr Bilous](https://appshunter.io/developer/1825186178)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 35 MB
- Languages: American English, French (France), German (Germany), Italian, Polish, European Portuguese, European Spanish, Ukrainian
- Released: 2025-08-06
- Data updated: 2026-08-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/whopays-ai-group-expenses/id6748323038/reviews.md

## What is WhoPays AI?

WhoPays makes sharing money with friends, roommates, couples, or travel groups effortless and fair. Whether it’s a weekend trip, household costs, dinner, or any shared expense—stop doing mental math and let WhoPays handle the rest.

Key Features:
- Group & Participant Management: Create groups for trips, apartments, events, or couples. Invite others via link or email and manage members easily.
- Flexible Expense Tracking: Add, edit, and delete expenses with descriptions, receipts/photos, and notes. Split equally, by share, percentage, or custom amounts.
- Currencies Support: Use 150+ currencies. Set a group currency and create expenses, view balances, and settle up in any currency.
- AI Receipt Scanner: Snap a photo of a receipt and automatically capture line items and currency.
- AI Assistant: Record a voice message and let WhoPays recognize the category, name, date, currency, payer, and each participant’s amounts.
- Real-Time Balances: See who owes whom instantly; balances update across devices so everyone stays in sync.
- Settle Up Smoothly: Mark payments, settle debts, and close out balances with clarity—no more awkward IOUs.
- Detailed Summary & Reports: Categorize expenses, view totals per person or category, and get clear breakdowns so you know where the money went.
- Detailed History: View a clear history of all expenses, edits, and settlements for each group so you always know who added what and when.
- Invite & Share: Share the group with friends via a link; join with minimal friction.
- Cross-Platform Sync: Use WhoPays on iOS and web - everything stays consistent whether you’re on your phone or desktop.
- Notifications: Remind group members about unsettled balances or new expenses.
- Attachments: Attach photos or files to expenses (e.g., receipts) for transparency.

Why WhoPays?
No more guessing, awkward paybacks, or lost receipts. WhoPays is built for real people sharing real costs — simple, transparent, and fair.

Use Cases:
- Split trip costs among travelers
- Share rent and utilities with roommates
- Track a couple or family expenses
- Settle group dinners, gifts, events
- Manage shared project or hobby spending
Use AI-powered receipt scanning and voice input to speed up all of these scenarios, so your group can focus on the fun — not the math.

Getting Started:
- Create a group.
- Invite members.
- Log expenses.
- See balances and settle up.

Download WhoPays and take the stress out of shared money.


Terms of Use: https://who-pays.com/terms

## Key features

- Group and participant management
- Flexible expense splitting
- AI receipt scanning
- AI voice input for expenses
- Real-time balances
- Cross-platform sync
- Multi-currency support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 1 Year | $24.99 | per year |
| 1 Month | $3.99 | per month |
| 1 Week | $1.99 | per 7 days |



## Frequently asked questions about WhoPays AI

### How does WhoPays AI handle security for financial data?

While specific security protocols are not detailed in the provided information, the app is designed for financial transactions and aims for transparency. Users can attach receipts and view detailed histories for all expenses and settlements within a group.

### What are the subscription options for WhoPays AI?

WhoPays AI offers several subscription plans: a 1-week plan for $1.99 with a 3-day free trial, a 1-month plan for $3.99 with a 3-day free trial, and a 1-year plan for $24.99 with a 3-day free trial.

### Can I use WhoPays AI on multiple devices?

Yes, WhoPays AI offers cross-platform sync, meaning your data stays consistent whether you use it on your iPhone, iPad, iPod, or the web.

### How often is WhoPays AI updated?

The latest version of WhoPays AI is 1.18, and it was last updated on April 18, 2026. This indicates a relatively active development cycle.

### What is the user sentiment for WhoPays AI based on ratings?

The app has received a rating of 5.0 stars from 1 rating, suggesting a highly positive initial reception from its users.

### Does WhoPays AI support splitting expenses in different currencies?

Yes, WhoPays AI supports over 150 currencies. You can set a group currency and create expenses, view balances, and settle up in any currency.

### Is WhoPays AI suitable for families managing household budgets?

Yes, WhoPays AI can be used to track couple or family expenses, making it suitable for managing shared household costs and budgets.

### What age rating does WhoPays AI have?

WhoPays AI has an age rating of 4+, making it accessible and appropriate for a wide range of users.

## Version history (last 5 releases)

### 1.18 — 2026-04-18

Improving the app’s logic and UI

### 1.17 — 2026-04-06

Improving the app’s logic and UI

### 1.16 — 2026-03-24

Bug fixes and app logic updates

### 1.15 — 2026-01-21

- Demo subscription bug fix

### 1.14 — 2026-01-06

UI bug fix

## Apps similar to WhoPays AI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Spliiti](https://appshunter.io/ios/app/spliiti/id6749490603) | — | Free | Finance |
| [OFFLINE Bill Splitter](https://appshunter.io/ios/app/offline-bill-splitter/id1490112434) | 5.0 (1) | Free | Finance |
| [Fineyo: Expense Tracker](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940) | 5.0 (11) | Free | Finance |
| [WhoPays: Settle Up](https://appshunter.io/ios/app/whopays-settle-up/id6754236656) | — | Free | Finance |
| [Payback Today](https://appshunter.io/ios/app/payback-today/id6746796305) | — | Free | Finance |
| [SplitBills - Settle Up](https://appshunter.io/ios/app/splitbills-settle-up/id6745431748) | — | Free | Finance |

## More apps by Volodymyr Bilous

- [Estimate Car Repair Cost AI](https://appshunter.io/ios/app/estimate-car-repair-cost-ai/id6757721790)

All apps by Volodymyr Bilous: https://appshunter.io/developer/1825186178

## Related topics

[group expenses](https://appshunter.io/ios/topics/group-expenses)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*