# WhoWhom — IOU & debt tracker — Money between friends, sorted > Money between friends, sorted (iPhone/iPad app by Maik Liber PR Beograd.) - Source: https://appshunter.io/ios/app/whowhom-iou-and-debt-tracker/id6787224098 (this page in markdown: same URL + `.md`) - Developer: [Maik Liber PR Beograd](https://appshunter.io/developer/1795345398) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 26.0 · 6 MB - Languages: American English, Croatian, French (France), German (Germany), Hindi, Italian, Japanese, Russian, Serbian, Chinese (Simplified, China) and 2 more - Released: 2026-07-14 - Data updated: 2026-09-21 - User reviews in markdown: https://appshunter.io/ios/app/whowhom-iou-and-debt-tracker/id6787224098/reviews.md ## What is WhoWhom? WhoWhom keeps track of the money between you and your friends — what they owe you, what you owe them, and when it's due. No awkward math, no forgotten IOUs A simple, private tracker for informal debts between friends — it just helps you remember who owes whom How it works: • Note money both ways — what you're owed and what you owe • Record repayments as they happen and watch each balance settle • Set due dates and get a gentle reminder the day before and on the day • Use any currency — set your own rates or pull today's, and see it all in one place • Repay across currencies — lend in one, get paid back in another • Clash mutual debts — when you both owe each other, hold to net it out • See at a glance what you're owed versus what you owe Clash: Friendships rarely run one way. You covered dinner, they covered the taxi, and now you both owe each other something. Clash finds the overlap and cancels it in one gesture — hold, and the two debts settle against each other. Whatever is left over stays on the ledger, to the cent, so nobody has to remember who transfers what Every currency, properly: Most apps convert everything through one home currency. WhoWhom prices any two currencies directly against each other, so lending in one currency and getting paid back in another works without a detour. Set the rate you actually agreed on, or pull today's from the web. Nothing shifts behind your back Private by design: • No ads. No trackers. No analytics • No account and no sign-up — just open it and start • Your data stays on your device and, if you choose, syncs through your own private iCloud. Nobody else can see it — not even us • Balances never appear in the app switcher — WhoWhom covers itself the moment you leave Free and Pro: WhoWhom is free for up to three friends, two open loans each, and two currencies beyond your main one — enough for most friendships WhoWhom Pro removes every limit and adds Clash, plus rate updates from the web. Available monthly, yearly, or as a one-time lifetime unlock Honest about what it is: WhoWhom is a tracker, not a bank — it never lends or moves money Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula ## Version history (last 3 releases) ### 0.1.2 — 2026-09-18 Thanks to everyone who sent feedback — most of this release came from it Currencies: • The rates engine has been rebuilt underneath. Setting and changing rates is more reliable, and they hold steady when you change your main currency • Removing a currency leaves the rest of your rates alone Around the app: • Context-aware repayment buttons — Repay, Forgive and Got paid sit with the loan • Easier to move around, with fewer steps to the things you use most • The friend sheet shows the five most recent payments, with a note when there are more • Currency codes and large amounts both fit their badges • Money is formatted the same way everywhere Fixes: • A cross-currency overpay could work out the wrong amount • The balance card's currency filter could stop cycling after a cold launch • The repayment result screen could come back after being dismissed • Buttons on the first screen could take a tap before they were visible • Over-entry now clamps the same way in the repayment and payment-edit sheets ### 0.1.1 — 2026-08-26 The first WhoWhom is here — a private tracker for who owes whom between friends. • Note what friends owe you and what you owe them • Record repayments and due dates, with reminders • Multi-currency support with your own exchange rates • Clash — settle mutual debts in a single tap • Optional private iCloud sync across your devices • No ads, no tracking, no account required WhoWhom never lends or moves money — it only keeps your IOUs clear. More tracking features are on the way. Thanks for trying it, and tell us what you'd like to see next. ### 0.1 — 2026-07-14 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*