# Why am I Broke? — Offline Budgeting App

> Offline Budgeting App (iPhone/iPad app by Midnight Roach Media Inc.)

- Source: https://appshunter.io/ios/app/why-am-i-broke/id6788080763 (this page in markdown: same URL + `.md`)
- Developer: [Midnight Roach Media Inc](https://appshunter.io/developer/1640267786)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 22 MB
- Languages: American English
- Released: 2026-07-12
- Data updated: 2026-07-19
- User reviews in markdown: https://appshunter.io/ios/app/why-am-i-broke/id6788080763/reviews.md

## What is Why am I Broke??

Why am I Broke is a fun, offline budgeting app that helps you track your money, understand your cash flow, and stay focused on your financial goals.

Built for people who want a simple way to manage personal finances without accounts, logins, or complicated setup, Why am I Broke keeps your budget on your device and gives you a clear picture of what’s coming in, what’s going out, and where your money is headed.

Track monthly income, one-time deposits, recurring expenses, one-time payments, savings goals, and spending habits in one clean dashboard. Why am I Broke helps you see your monthly income, expenses, net cash flow, savings rate, top spending categories, and goal progress so you can make smarter money decisions with confidence.

Key Features

• Track income and deposits
Add monthly income, side income, one-time deposits, and other money coming in.

• Manage expenses
Record recurring bills, one-time payments, essential expenses, non-essential spending, due dates, and categories.

• Set financial goals
Create savings goals, track contributions, monitor progress, and see projections based on your current habits.

• Understand your cash flow
View income, expenses, and net cash flow so you always know where you stand.

• See spending insights
Break down spending by category, compare essential vs. non-essential expenses, and identify patterns.

• Works offline
Why am I Broke does not require a backend, account, login, or internet connection for core budgeting features.

• Local device storage
Your financial data is stored locally on your device, making Why am I Broke simple, private, and independent.

• Clean, modern design
A colorful, energetic dashboard makes budgeting easier to understand and more enjoyable to use.

Why am I Broke is ideal for monthly budgeting, expense tracking, savings planning, financial goal tracking, and anyone who wants a clearer view of their personal finances without connecting bank accounts or relying on cloud services.

Take control of your money, build better spending habits, and budget with energy.

Why am I Broke: budget smarter, offline.


## Version history (last 1 release)

### 1.0.0 (18) — 2026-07-13

No release notes.

## More apps by Midnight Roach Media Inc

- [Padazzle - Apartments find You](https://appshunter.io/ios/app/padazzle-apartments-find-you/id6759993623)

All apps by Midnight Roach Media Inc: https://appshunter.io/developer/1640267786

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-19.*