# WINK Pay - LB — As quick as a WINK!

> Digital onboarding, virtual card, and payment services without a bank account. (iPhone/iPad app by Credit Libanais SAL.)

- Source: https://appshunter.io/ios/app/wink-pay-lb/id6443675555 (this page in markdown: same URL + `.md`)
- Developer: [Credit Libanais SAL](https://appshunter.io/developer/750930887)
- Category: Finance
- Price: Free
- Rating: 3.67/5 from 6 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 100 MB
- Languages: English
- Released: 2023-12-21
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/wink-pay-lb/id6443675555/reviews.md

## What is WINK Pay?

A mobile application with full digital onboarding through E-KYC and instant issuance of a virtual card without the need to have a bank account.

Features:

1-	Digital Onboarding and E-KYC:
•	Streamlining the account opening process through digital onboarding.
•	Implementing Electronic Know Your Customer (E-KYC) for enhanced security and convenience.

2-	No need for a bank account

3-	Passport and ID verification with face recognition authentication

4-	Instant Virtual Card Issuance:

•	Providing users with the ability to generate virtual cards instantly, reducing the wait time for traditional card issuance.

5-	Physical Card Option:

•	Offering users the choice to opt for a physical card, catering to those who prefer a tangible payment method.

6-	P2P Transfer from: 

•	WINK to WINK: Enabling peer-to-peer transfers within the Wink Neo ecosystem, facilitating easy and quick transactions between users.

•	WINK to Any Card: Allowing users to transfer funds from their Wink account to any traditional debit or credit card.

•	WINK to IBAN: Supporting transfers to International Bank Account Numbers (IBANs), promoting global accessibility for users.

•	WINK to Digital Wallet: Enabling users to transfer funds seamlessly to other digital wallets, expanding the range of available financial services.

7-	Top up: Integrating the capability to top up WINK Pay from cash agents (Whish Money, BoB Finance, Cash United, and MME) and any card adds a valuable layer of flexibility and accessibility to the platform.

8-	Pay by QR: allows users to make secure payments from the app simply by scanning the QR code on POS machines across a vast network of merchants.

9-	NFC-embedded Virtual Card:
Integrating the latest Near Field Communication (NFC) technology into virtual cards, facilitating contactless transactions for enhanced convenience and security.

10-	Automated AML checking.

## Key features

- Digital onboarding with E-KYC
- Instant virtual card issuance
- No bank account required
- P2P transfers (WINK to WINK, Card, IBAN, Wallet)
- QR code payments
- NFC contactless payments
- Physical card option

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/wink-pay-lb/id6443675555/reviews.md

### 5/5 — S

*2024-06-11*

Very practical, innovative & easy to use. 
I recommend everyone to benefit from the services of this app.

## Frequently asked questions about WINK Pay

### How secure is WINK Pay?

WINK Pay implements Electronic Know Your Customer (E-KYC) for enhanced security during onboarding and utilizes face recognition authentication for passport and ID verification. It also includes automated AML checking to ensure compliance and security.

### Can I get a physical card with WINK Pay?

Yes, WINK Pay offers users the option to opt for a physical card in addition to the instant virtual card issuance. This caters to users who prefer a tangible payment method.

### What types of transfers does WINK Pay support?

WINK Pay supports P2P transfers within the WINK Neo ecosystem, transfers to any debit or credit card, transfers to International Bank Account Numbers (IBANs), and transfers to other digital wallets.

### How can I top up my WINK Pay account?

You can top up your WINK Pay account from cash agents including Whish Money, BoB Finance, Cash United, and MME. Additionally, you can top up using any card.

### Does WINK Pay have ads?

No, WINK Pay is ad-free, allowing for an uninterrupted user experience.

### What devices is WINK Pay available on?

WINK Pay is available on iPhone, iPad, and iPod devices.

### How often is WINK Pay updated?

The latest version of WINK Pay is 2.1, which was last updated on March 7, 2025. Updates are released to improve functionality and security.

### What is the age rating for WINK Pay?

WINK Pay has an age rating of 17+, indicating it is suitable for mature users.

## Version history (last 5 releases)

### 2.1 — 2025-03-07

Performance fixes

### 2.0 — 2024-11-20

Performance fixes

### 1.9 — 2024-08-09

Minor UI Modifications

### 1.8 — 2024-05-27

Performance review

### 1.7 — 2024-05-26

Backend configuration updated, please review and approve

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## More apps by Credit Libanais SAL

- [CL e-bank](https://appshunter.io/ios/app/cl-e-bank/id653386545)
- [CL e-bank Open Banking](https://appshunter.io/ios/app/cl-e-bank-open-banking/id1466063216)
- [C by Credit Libanais](https://appshunter.io/ios/app/c-by-credit-libanais/id6450307965)
- [Wink NEO](https://appshunter.io/ios/app/wink-neo/id6738418161)

All apps by Credit Libanais SAL: https://appshunter.io/developer/750930887

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*